Eric Bloomstrand NMLS 274211

Eric Bloomstrand NMLS 274211 Company NMLS #2289

08/26/2026

Are you holding off on buying a home until the Federal Reserve makes its next move? Here is a fact that might surprise you. The Fed does not directly set long term mortgage rates. Mortgage rates are actually driven by broader economic factors like inflation and the bond market. 🏑 Instead of trying to time the market, focus on what you can control today. Your credit score, down payment, and monthly budget matter far more than headline news. Send me a message today to build a homebuying strategy tailored to your goals.

https://myoc.io/EBloomstrand

08/24/2026

What if putting a larger down payment on a home actually costs you thousands of dollars? Most buyers assume putting more money down leads to a better deal, but that is not always the case.

On some conventional loan options, a minimum down payment can actually unlock better pricing. You can then use a strategy called loan recasting after closing to lower your monthly payment while keeping your cash flexible. The smartest mortgage strategy is not always the most obvious one. Before you put extra cash into your down payment, let me run the numbers for you.

Comment SAVE below to see if this option could work for your home purchase. 🏠

https://myoc.io/EBloomstrand

08/21/2026

Think your free credit app score is the exact one your mortgage lender sees? It usually is not.

Free credit monitoring apps often use a different scoring model than mortgage lenders. Because of this, your real mortgage FICO score can be 20 to 40 points different than what you see on your phone.

Knowing your actual mortgage score early helps you avoid surprises when you are ready to buy.

If you plan to purchase a home in the next year, I can help you check your mortgage score and build a plan. Send me a direct message or comment SCORE to get started today. 🏑

https://myoc.io/EBloomstrand

08/19/2026

Thinking about buying a home soon? Avoid these common financial moves that can disrupt your mortgage approval.

Simple actions like using cash transfer apps, buy now pay later services, or making untraceable deposits can create surprising roadblocks. Mortgage underwriters must document where every dollar comes from and verify all existing debts.

A quick conversation before you apply can save you from unexpected stress later in the process.

I am here to guide you through every step with confidence. Comment Venmo below or send me a direct message to get simple tips to protect your home purchase. 🏠
https://myoc.io/EBloomstrand

08/07/2026

Thinking about buying a home but feeling overwhelmed by all the mortgage jargon?
You do not need to have all the answers before you get started.

Most people feel embarrassed to ask basic questions, so they nod along without fully understanding what they are signing.

My job is to explain every step so clearly that you feel completely confident from start to finish. 🏠

What is the one home buying question you have been hesitant to ask? Drop it in the comments below or send me a message to get clear answers today.

https://myoc.io/EBloomstrand

08/06/2026

Buying your first home can feel completely overwhelming. You do not need to have everything figured out before you take the first step. Smart homebuyers ask questions early and build a clear plan to navigate the process with confidence. No question is too small when it comes to your financial future. Comment START below or send me a direct message today. Let us talk through your homebuying options one step at a time. 🏑

https://myoc.io/EBloomstrand

08/05/2026

The secret to an easy home buying process has almost nothing to do with how much money you make. After helping hundreds of first time buyers, I have noticed that the smoothest journeys come down to strategy. Buyers who succeed ask better questions and build a solid plan before making offers. Trying to figure things out as you go often leads to unnecessary stress and extra costs. My goal is to help you understand your options up front so you can buy with confidence. If you are thinking about buying a home this year, let us map out a strategy that fits your goals. Comment the word START below or send me a message to get started today. 🏑

https://myoc.io/EBloomstrand

08/04/2026

Planning to buy a home in the next 12 months? Stop scrolling online listings and guessing your budget. Most buyers waste time saving toward an arbitrary goal without knowing their true purchasing power. A quick 20 minute chat can show you where you stand today and what monthly payment fits your lifestyle. You might be much closer to owning a home than you think. Even if you are not ready quite yet, having accurate information gives you complete confidence. Comment PLAN or send me a message today. Let us map out your custom home buying roadmap together. 🏑

https://myoc.io/EBloomstrand

08/03/2026

Thinking about buying a home in the next year or two? Waiting until you are actively house hunting to check your credit score could end up costing you. Most buyers wait until the last minute, which leaves no time to make meaningful credit improvements. Boosting your score by just a few points over several months can open up better mortgage options and lower your potential monthly payment. Checking your credit now gives you the time you need to build your buying power before you make an offer. Comment CREDIT below or send me a direct message to learn how your credit score impacts your options. Let us map out your next steps together. 🏑

https://myoc.io/EBloomstrand

Address

Webb Lake, WI

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16129612600

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