Equity Source Mortgage, Inc

Equity Source Mortgage, Inc Small mortgage broker in Minnesota. Where people come first - and Mortgages come naturally. At Equity Source Mortgage we sit on your side of the table.

equitysourcemortgage.com
NMLS #295556
Subscribe on YouTube Equitysourcemortgage22 We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting…

Small mortgage broker specializing in finding our clients the loan program that best fits their needs in whatever phase of life they are i

n. We take the time to get to know our clients, their goals, their struggles, their dreams. Then we work diligiently to find the loan program that would fit best with our customers goals. http://equitysourcemortgage.com/ http://RogersMortgageLender.com

09/02/2026

Winners compare their achievements with their goals; losers compare their achievements with other people. — Nido Qubein

Homeownership can mess with your head sometimes.

You see someone you went to high school with buying a beautiful house.

Someone younger than you just bought their second home.

Your friend got a house with a huge yard, a three-car garage and a kitchen that looks like it belongs in a magazine.

And suddenly you start thinking…

“I’m behind.”

But behind who?

Their life isn't your life.

Their income isn't your income.

Their goals aren't your goals.

Maybe your goal isn't a $600,000 house.

Maybe it's simply having a place that’s yours.

A place where your kids have their own rooms.

A place where you can finally stop worrying about the landlord.

A place where you can paint the walls whatever color you want.

A place where you can sit on the front porch someday and think…

“I did it.”

Don't measure your progress by somebody else's house.

Measure it by how far you've come from where you started—and how close you are to where you want to be.

Your dream doesn't have to impress anybody else.

It just has to mean something to you.

09/01/2026

You find that you have peace of mind when you know that it was a 100% effort that you gave, win or lose. Gordie Howe

can teach you this lesson pretty quickly.

You find the house.
You put together a great offer.
You give it everything you’ve got…

…and the seller picks someone else.

That hurts. But there’s a big difference between losing and giving up.

If you made your strongest offer, did your homework, and gave it your best shot, you can walk away knowing there was nothing left on the table.

Then you dust yourself off, find the next house, and go again.

The goal isn't to win every time. It's to make sure you never lose because you didn't try.


08/31/2026

“The difference between a boss and a leader: A boss says, ‘Go!’ A leader says, ‘Let’s go!’”

I think the same thing applies to mortgages.

I don’t want to be the loan officer who says:

“Here’s your to-do list. Good luck!”

I’d rather be the one saying:

“Let’s figure this out.”
“Let’s solve this.”
“Let’s get you to the closing table.”

Buying a home can be overwhelming enough without feeling like you’re navigating it alone.

You bring the goal. I’ll bring the experience. And we’ll go after it together.

08/30/2026

Be yourself. Everyone else is taken. Oscar Wilde

Authenticity matters. Especially when you’re choosing the person handling your mortgage.

You’re trusting someone with a pretty important part of your life, not just a transaction

So I’m not going to pretend I’m perfect or tell you what I think you want to hear just to win your business.

I’m going to be me.

I’ll tell you when something makes sense, when it doesn’t, and when I think there’s a better way to approach it.

Because you don’t need another salesperson.

You need someone you can trust to shoot straight.

And that’s exactly who I intend to be.

08/29/2026

Who you are speaks so loudly; there really is no reason for your words.

In the mortgage business, your reputation walks into the room before you do.

You can have the best website, the fanciest marketing, and all the right words…

…but when a deal gets difficult, your clients and real estate partners find out who you really are.

Do you answer the phone?
Do you find solutions?
Do you tell the truth when the answer isn't what someone wants to hear?
Do you do what you said you would do?

That’s the résumé that matters.

Because in this business, you don't build trust by talking about who you are.

You build it by showing people.

08/28/2026

The chief enemy of creativity is ‘good’ sense. Pablo Picasso

In mortgages, “good sense” sometimes sounds like:

"I probably can’t buy a house."
“I should probably wait.”
“I’m sure I won’t qualify.”
“My credit isn’t good enough.”

And sometimes… those assumptions are wrong.

The mortgage business isn't always about finding the obvious answer. Sometimes it's about looking at a situation differently and finding a solution that isn't immediately obvious.

So before you talk yourself out of buying a home…

Maybe ask someone who does mortgages for a living.

Worst case? You get some answers.

Best case? You just surprised yourself.

08/27/2026

Don’t let the fear of losing be greater than the excitement of winning. Robert Kiyosaki

Buying a home is a little like stepping onto a roller coaster.

You’re excited… but right before it takes off, you start wondering, “Was this a terrible idea?”

There’s always going to be some risk when making a big financial decision. The trick is making sure the fear doesn’t completely overshadow what you’re working toward.

A home isn’t just a mortgage payment. It can be stability, freedom, a place to build memories, and an investment in your future.

Sometimes you have to be a little nervous and go for it anyway.




08/26/2026

We have exactly 3 weeks until the Federal Reserve decides on interest rates again on Sep 16th 2026 and just a couple weeks ago what seemed like certainty of a rate hike, now has reduced.

As of today, here's the odds.

59.3% chance the fed funds rate stays the same.

40.7% chance they go up by .25%

Oct 28th odds

44.3% they will be the same as today.

45.4% they will be higher by .25%

10.3% chance they will be higher by .50%

Here's big factors at play.

Inflation due to the Iran conflict
Labor Market
Midterms
Japanese carry trade
national debt

08/26/2026

The biggest things are always the easiest to do because there is no competition. Sir W.C. Van Horne

In mortgages, we sometimes make things way more complicated than they need to be.

Want to buy a house?
Start by asking.

Want to know what you can afford?
Get pre-approved.

Want to know if you qualify?
Give your mortgage guy a call.

Sometimes the hardest part is simply getting started.

And no, you don’t have to bring a three-ring binder and a blood sample to the first conversation.





08/25/2026

You can’t use up creativity. The more you use, the more you have. Maya Angelou

The mortgage business is no different. The more we look for solutions, the more possibilities we find.

Every borrower’s situation is different. Sometimes it takes creativity to find the right path to homeownership.

Don’t assume there’s only one way to get there. Let’s explore your options.

Address

930 111th Avenue NW
C**n Rapids, MN
55448

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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