Mark A Gelbman, NMLS # 112342

06/10/2026

As federal policymakers push for restrictions on institutional ownership of single-family homes, many firms operating in the single-family rental (SFR) and Build-to-Rent (BTR) spaces are pulling back on future acquisitions and developing rental communities.

In aggregate, these institutional firms surveyed by ResiClub say they have delayed or decided not to move forward with over 6,000 single-family deals—whether through Build-to-Rent or Fix-to-Rent strategies—due to policy and regulatory uncertainty.

06/10/2026

TURN THE HOUSE YOU LIKE INTO THE HOME YOU LOVE💌

Union Home Mortgage VA Renovation loans allow veterans and active service members to not only buy their home with no down payment but also get up to $35,000 to cover the repairs and upgrades they need! Contact me to learn more!
👉Mark Gelbman, Your Mortgage Advisor
NMLS 112342
Union Home Mortgage
Rochester, MI 48307
248.705.8431 📲
[email protected]

-QM

06/09/2026

Existing home sales increased for the second consecutive month in May, rising 3.2% from April to an annual pace of 4.17 million homes. Housing inventory also grew, increasing 3.3% month over month.

06/08/2026

Get approved for up to $3,000,000 with just your past 12-24 months of bank statements with UHM Platinum. Contact me to learn more!

06/06/2026

Union Home Mortgage VA Renovation loans allow veterans and active service members to not only buy their home with no down payment but also get up to $35,000 to cover the repairs and upgrades they need! Contact me to learn more!

06/06/2026

UHM's Platinum DSCR loans allow investors to purchase properties with up to 4 units with no mortgage insurance or income verification requirements. Contact me to learn how UHM can help you expand your portfolio!

06/05/2026

The average U.S. homebuyer put down $64,000 on a home purchase in March 2026, down 1.5% from a year earlier, according to a new report from Redfin, a shift that could signal changing borrower behavior as affordability pressures continue to reshape the housing market.

The report found that the median down payment fell to 15% of a home's purchase price, down from 16.1% a year earlier. While the decline is modest, it marks a notable change after years of elevated down payments during the pandemic-era housing boom.
(Median does NOT = average)

06/05/2026

Good news on main street is typically bad news for interest rates.
The BLS Jobs report showed that there was an increase of 172,000 jobs in the month of May, which was well above market expectations of 85,000. Employment gains in March and April combined were revised higher by 93,000.
The unemployment rate remained at 4.3%, agreeing with estimates.

Average weekly earnings were up 0.3% for the month and up 3.7% year over year.

Today's numbers are pushing rates up a bit.
Good news on main street is typically bad news for interest rates.

Nonfarm payrolls were expected to increase by 80,000 in May while the unemployment rate held at 4.3%.

06/05/2026

In cast you missed it...
Effective for all VA appraisals ordered after May 1st, 2026, the following minimum property requirements will be removed: Detached Improvements and SAH RLC Jurisdiction, Non-Vented Heater, and Radon Gas Testing.
🔥The VA eliminated peeling paint repair requirements for homes built after 1978.
Contact me to learn more!

06/04/2026

How does/will inflation impact your home buying decision.
This is a good nuts and bolts explanation.
▶Call me for your no-obligation home buyer assessment.
👉Mark Gelbman, Your Mortgage Advisor
NMLS 112342
Union Home Mortgage
Rochester, MI 48307
248.705.8431 📲
[email protected]

-QM

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.