09/09/2026
Because Not Every Borrower Follows a Script
Some borrowers write their own story—and that’s exactly who our Flex NQM Income program was made for.
Whether it’s non-traditional income or a scenario that needs a little creativity, this program helps you say “yes” when others might not.
Here’s what makes it a favorite:
• Income flexibility – Use bank statements, W-2s, assets, or a smart combination.
• DTIs that reflect reality – Because perfect math doesn’t always equal real life.
• All walks of work welcome – Entrepreneurs, freelancers, gig workers—we’ve got room.
• FICOs down to 660 – Expanding access without sacrificing stability.
• Loans up to $4M – For your jumbo clients and high-opportunity deals.
• Any occupancy type – Primary homes, vacation spots, or rental investments.
• First-time buyers? No problem.
• Interest-only options – Extra breathing room built in.
Want to learn more? Reach out today!
