Megan Price, Senior Mortgage Loan Officer NMLS ID# 1242402

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United States
Pleasanton, CA
Megan Price, Senior Mortgage Loan Officer NMLS ID# 1242402

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I'm Megan Price with the Price Team. I help families make smart, confident home financing decisions- whether buying, refinancing, or leveraging equity.

My approach is simple: clear strategy, honest guidance, and a plan built around your goals.

10/31/2026

Happy Halloween! 🎃 Wishing you more treats than tricks tonight. Have a safe and spooky night.

10/28/2026

The Federal Reserve held its benchmark rate steady today, keeping the federal funds rate at 3.75% to 4.00%.

• HELOCs and many ARMs are tied to indexes that generally move with the Fed's rate, so their rates stay put for now.
• Fixed mortgage rates follow Treasury and mortgage-bond (MBS) yields, so they can still move day to day without a Fed change.

Shopping for a home? Rate locks commonly run 30 to 60 days depending on the lender, so it's worth matching yours to your closing date. The next Fed decision is December 9.

10/24/2026

The equity built in a home can be a powerful tool. Options like a cash-out refinance or a home equity line of credit (HELOC) can help fund renovations, consolidate higher-interest debt or cover major expenses. Each option has its own costs and considerations, and both are secured by your home, so it pays to compare rates, fees and repayment terms before choosing.

10/22/2026

Family wants to help with the down payment? Many loan programs allow gift funds from relatives toward a down payment and closing costs. A signed gift letter and a clear paper trail for the transfer are usually required, and who can give and how much generally depends on the loan program. Sorting out the details before any money moves keeps things smooth.

10/20/2026

Love your mortgage rate... but your house no longer fits your life?
Maybe you need another bedroom, space for aging parents, or a layout that works better for your growing family.
Giving up a low rate can feel like a big decision. Before deciding to stay or move, it helps to compare three paths: reconfigure, renovate, or move.
Your interest rate is one piece of the picture. Your payment, your family's needs, and whether your home still works for your life all deserve a seat at the table.
Before letting a low rate make the decision for you, look at the full picture. Reach out today, and let's compare your options so you can make an informed decision about your next chapter.

📲Call or text (209) 361-6499

Megan Price | The Price Team
Powered by Excel Mortgage Services, Inc.
NMLS #1242402
Changing lives one family at a time.

10/17/2026

An appraisal that comes in lower than the purchase price does not have to end the deal. Options can include renegotiating the price, covering the difference, requesting a reconsideration of value through the lender or, depending on your contract, walking away. Knowing these options ahead of time makes it easier to act quickly if the value comes in short.

10/12/2026

Happy Columbus Day! Whether it’s your first home or your next one, the journey is smoother when you know your budget and financing options before you start looking.

10/10/2026

A refinance could help lower your monthly payment, shorten your loan term, switch from an adjustable rate to a fixed rate, or tap into your home equity. Curious whether the numbers make sense right now? It depends on your current rate, how long you plan to stay in the home, and the closing costs of refinancing.

10/09/2026

A little mortgage humor—with a serious reminder. 😂🏡

You don’t pay your mortgage with historical perspective. You pay it with your monthly budget!

If you’re thinking about buying, let’s start with a payment that feels comfortable and explore your options from there. Message me— I’m happy to help!

10/08/2026

Saving for a down payment is one of the biggest hurdles for many buyers. The good news? Down payment assistance programs may help, and they can come as grants, forgivable loans, or low-interest second loans. Eligibility generally depends on income, purchase price, location, and sometimes a homebuyer education course. Some assistance may need to be repaid if you sell or refinance within a set period, and not every lender works with every program, so ask which ones fit your loan.

Address

7031 Koll Center Pkwy Unit 190
Pleasanton, CA
94566

Telephone

+12093616499

Website

http://www.ThePriceTeam.net/, https://calendly.com/meganpriceloans, https://prod.lendingpad.com/excel/pos#/?loid=c7ce183

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