Marissa Knasko - NMLS 1752213 California Loan Associates Inc

06/10/2026

Many buyers assume getting a mortgage is complicated, but with the right guidance, it doesn't have to be. We help clients understand their options, navigate the process with confidence, and secure financing that fits their goals.

From low-interest rate programs to flexible repayment options, we'll help you find the loan solution that's right for you. No confusing jargon. No surprises. Just clear communication and expert guidance from application to closing.

Buying a home shouldn't feel like a mystery. Let's connect and create a plan that gets you moving forward.
- Marissa

06/06/2026

You already know buying a home is the largest financial decision most people will ever make. What fewer people know is that the work determining whether you get the home, and at what cost, happens long before you walk through a single front door. Scrolling listings without knowing your numbers is like picking out furniture before you have an address. It feels productive. It is not.

Pull your credit reports and check them for errors. Pay down revolving balances where you can and avoid opening new lines of credit. A score improvement of even 20 to 40 points can move you into a better rate tier, and over a 30-year loan that difference compounds into tens of thousands of dollars. Focus on the full monthly payment, not just the listing price. Property taxes, homeowners insurance, and in some cases mortgage insurance are all part of what you will actually owe each month. The buyers who break through in this market are rarely the ones who got lucky. They are the ones who showed up financially prepared months before everyone else did. If you are serious about buying in the next year, start building that profile now.

-Marissa

06/04/2026

Me, quietly rearranging income, debts, credit, down payment, lender rules, and thirteen tiny details so the loan can finally make sense.

This is why “just apply online” makes mortgage brokers blink twice.

The math has layers. The file has personality. The lender has opinions.

And somehow, we are going to make everybody get along.

Save this for later.
Send it to someone who thinks mortgage approvals are just vibes and a submit button.

— Marissa, your go-to mortgage broker in Rocklin, Ca

06/02/2026

A lot of buyers think applying online is the easy route.

And sometimes it is… until the system asks a question you are not sure how to answer, your numbers do not fit neatly in a box, or you choose an option without realizing how it affects your payment.

A mortgage application is not just paperwork. It is a strategy conversation.

The right guidance can help you understand what you qualify for, what your payment may look like, and which loan path actually fits your life.

Message me “APPLY” if you want someone to walk through the numbers with you before you click submit.


— If we haven’t met yet, I’m Marissa, your go-to mortgage broker in Rocklin, Ca

06/02/2026

Calling All Small to Medium Size Builders!

Offer Below-Market Interest Rates Without Cutting Home Prices
Introducing Builder Forward™

A smarter way for builders to help buyers afford more home.
Builder Forward allows you to offer qualified homebuyers exclusive below-market mortgage rates, creating lower monthly payments and increasing affordability—without reducing your sales price.

Why Builders Love It

✅ Increase Sales Velocity
Give buyers a compelling reason to choose your community over the competition.

✅ Lower Monthly Payments
Reduced interest rates help buyers qualify more easily and improve affordability.

✅ Protect Your Margins
Instead of cutting prices, use strategic rate subsidies to create more value for buyers.

✅ Stay Competitive
Stand out in a market where affordability is the #1 challenge for homebuyers.

✅ Compliant & Structured
Builder-funded permanent buydowns are delivered through an established, compliant process.

✅ Unused Funds Returned
Any unallocated commitment funds are returned after the program term ends.*
________________________________________
How It Works
1. Choose Your Target Rate
Work with our team to determine the rate advantage you'd like to offer buyers.
2. Fund Your Commitment
A Builder Forward commitment is established for your community or inventory.
3. Buyers Lock Lower Rates
Eligible buyers receive access to exclusive below-market financing options.
4. Close More Homes
Buyers enjoy lower payments, and you maintain stronger pricing power.
________________________________________
The Builder Advantage
Instead of:
❌ Price Reductions
❌ Large Incentive Packages
❌ Negotiating Away Margin
Offer:
✔ Lower Monthly Payments
✔ Increased Buyer Purchasing Power
✔ Greater Affordability
✔ Faster Inventory Absorption
________________________________________
Let's Make Homeownership More Affordable
Builder Forward can help your buyers:
• Qualify for more home
• Lower their monthly mortgage payment
• Reduce payment shock
• Purchase sooner with confidence
________________________________________
Partner With California Loan Associates
Marissa Knasko
Mortgage Broker | California Loan Associates
📞 916-300-3179

Call now to connect with business.

05/28/2026

You’re invited to a special morning of aviation, conversation, and connection ✈️☕
Join Marissa Knasko and Girls Love to Fly for this month’s Cockpits & Coffee—a relaxed gathering designed for women who are curious about aviation, interested in networking, or simply looking to meet inspiring people in the community.
📍 424 Folsom Rd, Roseville, CA
📅 Friday, May 29th
⏰ 11:00 AM – 12:00 PM

We’re intentionally keeping this event intimate with only 10 attendees, and spots are filling quickly.
Whether you’re already passionate about aviation or just want to learn more in a welcoming environment, we’d love to have you there.

👉 RSVP: [email protected]
📞 Call/Text: (916) 232-7592

First come, first served—we’d love to see you there.

-Marissa

05/28/2026

One thing I’ve learned as a mortgage broker:

Most buyers don’t need more confusing mortgage terms thrown at them.

They need someone to slow the process down and explain what everything actually means.

Because “you’re approved” is great…

But do you understand the payment?
The closing costs?
The loan program?
The long-term impact?
Why one option makes more sense than another?

That part matters.

I’ve seen buyers go from overwhelmed to confident simply because someone finally explained the numbers in plain language.

And that’s the experience every buyer deserves.

Buying soon?

Message me “GUIDE” and I’ll help you understand your next mortgage step.


— If we haven’t met yet, I’m Marissa, your go-to mortgage broker in Rocklin, Ca

05/27/2026

Join us for this month’s Cockpits & Coffee, hosted by Marissa Knasko and Girls Love to Fly—an informational morning focused on aviation, connection, and community (with great coffee, of course ☕).
Event Details:
• Friday, May 29th
• 11:00 AM – 12:00 PM
• 424 Folsom Rd, Roseville, CA
We’re keeping this session small and intentional—just 10 attendees, and only a few spots remain.
If you’re curious about aviation or want to connect with like-minded women in a relaxed setting, this is a great opportunity.

👉 RSVP: [email protected]
📞 Call/Text: (916) 232-7592

Spots are first come, first served—we’d love to see you there.

-Marissa

05/25/2026

Memorial Day weekend has a way of making people think about home differently.

Not just the house itself, but the life happening inside and around it.

The cookouts.
The backyard conversations.
The family photos.
The kids playing outside.
The feeling of having a place where people naturally want to gather.

But here’s the part most buyers skip:

Before you start falling in love with homes online, it helps to understand your numbers first.

Your budget.
Your monthly payment comfort zone.
Your down payment options.
Your closing costs.
What you can realistically qualify for.

Because the memories may start at home, but the home-buying process usually starts with a mortgage plan.

– Marissa, your go-to mortgage broker in Rocklin, Ca

05/23/2026

Honestly? This is a hard one 😅

$18,000 every month for life is tempting.
$1,500 every day tax free sounds real nice.
And $20 million at age 60 is the long-game play.

Are you choosing the paid-off dream home…
or taking the cash?

Drop your pick below

-Marissa