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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 8am - 6pm Saturday 8am - 6pm Sunday 9am - 4pm

Nicholas Mineo

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Nicholas Mineo, Mortgage brokers, 7031 Koll Center Pkwy Suite 190, Pleasanton, CA.

07/22/2025

🏡 Homeownership May Be Closer Than You Think!

The SmartBuy Down Payment Assistance Program offered through Excel Mortgage Services is designed to help qualified buyers cover their required down payment — with both forgivable and repayable options available.

This program is ideal for buyers who:
-Have a minimum credit score of 620
-May not have funds saved for a down payment
-Need a flexible solution with no income limits
-Are purchasing FHA-eligible or USDA-eligible properties
-Are looking to buy 1–4 unit properties (must occupy one unit)

Whether you're a first-time homebuyer or returning to the market, this program can provide the boost you need.

📩 Contact me today to learn more about eligibility and next steps!

Program is offered through Excel Mortgage Services. Not all applicants will qualify. Terms and conditions apply. Minimum credit score and automated underwriting system (AUS) approval required. Program guidelines subject to change without notice. This is not a commitment to lend. All loans are subject to credit and underwriting approval. Restrictions may apply.

NMLS #: 1210063 | Company NMLS #: 321425
Equal Housing Lender

06/02/2025

Core PCE (the Fed's preferred inflation measure) rose 0.1% from March to April. The yearly rate dropped from 2.7% to 2.5%, moving closer to that coveted 2% Fed target!

www.mineomortgage.com

04/17/2025

Housing Starts dropped 11.4% in March – their biggest decline in a year as builders remain cautious amid economic uncertainty. Meanwhile, Building Permits rose 1.6%, slightly exceeding expectations.

04/08/2025

There are fears that an impending recession may cause home values to drop. Although counterintuitive, this graph shows how well home values have performed through the vast majority of recessions.

The only outlier was the 2008 housing crisis, which was a different scenario entirely. That housing bubble was fueled by subprime mortgages and reckless lending practices. Today, lending standards are much stricter, ensuring a crisis like the 2008 housing crash doesn't repeat.

03/31/2025

🏡 UNLOCK YOUR HOME'S EQUITY FAST - FOR PRIMARY, INVESTMENT, & SECOND HOMES! 💼🔑

Looking to leverage your home’s equity for renovations, investments, or even purchasing a second home? Need quick access to your home's equity? Excel Mortgage offers a streamlined HELOC (Home Equity Line of Credit) scan the QR Code for a free no obligation consultation!

👍 Why Choose Excel Mortgages HELOC?

✅ 100% Online Application
✅ Rapid Approvals & Quick Funding – Get funds as fast as 5 days.
✅ Flexible Loan Amounts with Fixed Rates
✅ Option to Redraw 100% – Re-access your funds without reapplying.
✅ No In-Person Appraisal Required – Save time with our simplified process.
✅ Fully Automated Underwriting System – Quick, hassle-free processing.

Our soft credit pull option ensures a smooth process without impacting your credit score, making it perfect for those seeking quick and efficient financing solutions.

📲 Scan the QR code in the image to learn more and unlock your home's potential!

📩 Contact Nick Mineo today!
📧 [email protected]
📞 (925) 398-3005

05/22/2020

Mortgage Forbearance Update:
Huge news from Mark Calabria, the director of The Federal Housing Finance Agency.

🏡🏡 🏡

“Homeowners who are in COVID-19 forbearance, but continue to make their mortgage payment, will not be penalized,” said FHFA Director Mark Calabria. “Today’s action allows homeowners to access record low mortgage rates and keeps the mortgage market functioning as efficiently as possible.”

Make sure to contact your mortgage servicer directly with questions regarding forbearance.

Wondering if you may benefit from a refinance today ❓❓❓❓⁉️⁉️

Shoot me a message

05/15/2020

One of the things I wished I would’ve learned as a young lad in school, is the power of compound interest!

If you haven’t thought about your retirement plan, you should start now.

Roth IRA accounts have historically delivered between 7%-10% average annual returns. Way better to start investing in your future sooner rather than later.

These graphs demonstrate how you can build wealth by consistently contributing and let that compound interest go to work! Look at the difference of an extra 10 years of investing..

04/29/2020

What are you all doing to stay sane during this shelter in place?! I like to get out into nature. Now is a time to reflect and reevaluate. For me personally, I’m taking this time to create great habits and get systems in place to help my business grow. I know for a fact this summer is going to be crazy busy. Sellers are waiting to list their properties and interest rates are at an all time low!! Let’s get at it folks and stay safe!

Address

7031 Koll Center Pkwy Suite 190
Pleasanton, CA
94588

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	8am - 6pm
Saturday	8am - 6pm
Sunday	9am - 4pm

Website

http://www.mineomortgage.com/

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