07/21/2026
Your pre-IPO stock might buy the house before the IPO does.
Most banks say private company shares do not count until they trade. A small set of portfolio lenders counts vested shares as added income on top of your salary, and you keep every share. Nothing gets pledged and nothing gets sold. We did this before the SpaceX IPO and on OpenAI stock while it is still private, case by case.
Know someone whose net worth is stuck in private stock? Send them this.
Full guide: https://agoodlender.com/mortgage-with-pre-ipo-stock-in-california?utm_source=facebook&utm_medium=social&utm_campaign=program_announcement&utm_content=post_{16}