Home Loan Advisor Golden 1 Credit Union

12/20/2021

Say...if you were looking to sell or purchase a home in the next six months- and you'd like to talk to a real estate professionally-- who is your go-to person! Please share and even let me know why you'd refer them -- Thank you

01/14/2021

I am seeing a trend that people are taking out loans in their 401k ~~ Just know that while there are no immediate resolution, having a proper plan in place can save you from all the stress of financial instability!

The Bureau of Labor Statistics (BLS) reported that there was a loss of 140,000 jobs in December, which was a lot lower than expectations of 65,000 new job creations. The Unemployment Rate remained unchanged at 6.7%, average hourly earnings increased from 4.4% to 5.1% year over year. Average weekly e...

12/22/2020

If you are in the market for a purchase or refinance today-- what are the few things that first comes to mind when deciding on a loan amount - Please feel free to share-
I spoke to quite a few borrowers who are adamant about having a 20% down payment - How about credit usage?

12/18/2020

As the market pricing is still low, refinance soared and those waiting to buy would be best to start with a loan pre-qualification~~ It's very competitive -- yet you can prepare yourself with an already set amount..ready to commit when the time is right. Call me to schedule your consultation! I'm happy to share

Things are hitting a boil in the market for U.S. homes.

12/18/2020

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Need a new home loan in California? Call us today 925.750.0295 or apply online www.kchung.golden1homeloans.com and let us earn your business.