KatesRates" at Edge Home Finance NMLS 891464 , Kate McCarthy NMLS 2644309

KatesRates" at Edge Home Finance NMLS 891464 , Kate McCarthy NMLS 2644309 I am a mortgage broker and here to help you get the most out of your mortgage loan. I have access to the best loan programs for every scenerio.

Call me to chat anytime! Mortgage Loan Originator/Broker licensed in Texas. I was Born in Ann Arbor, MI. Lived in San Francisco from 9 months-3rd grade. Moved to Austin in 3rd grade so I call myself a local. I have spent 12 years in mortgage as a senior mortgage processor. Prior to mortgage I spent 12 years in the automobile finance business. I am excited to now help you as your broker/loan origi

nator. Mother of 2 teenage daughters, awesome wife to a realtor, Girl Scout Leader for 10 years, Volunteer with CPHS Marching Band- Special Meals coordinator, VRBO Rental owner & manager, Photographer, Outdoor enthusiast- I love hiking, kayaking, camping, and scuba diving.

📈 Today is a great day to lock a mortgage loan!Markets are moving, and timing matters more than ever. When you work with...
04/17/2026

📈 Today is a great day to lock a mortgage loan!

Markets are moving, and timing matters more than ever. When you work with me as your mortgage broker, I’ll keep a close eye on real-time trends and guide you to the best possible scenario—from choosing the right moment to lock your rate to selecting the best lender for your loan.

My job is to help you save money and make smart, confident decisions throughout the entire process.

👇 Check out today’s market movement:

📞 Call me today or get started online:
🌐 www.katesrates.com

03/27/2026
I’ve been working on my website.  More to do but check out what I have so far!  Use the menu to toggle through different...
03/19/2026

I’ve been working on my website. More to do but check out what I have so far! Use the menu to toggle through different loans we offer. And any referral is appreciated if you know someone who is needing a mortgage right now- point the to my website 🙂. I also have a new refi tool. If you would like to see what refi options are for you just send me your mortgage statement to get started! Share this post please 🙏

By providing your phone number you consent to receive text messages from Edge Home FInance, Kathryn McCarthy NMLS #2644309 regarding your inquiries, account updates, and other relevant information. Message frequency will vary. Message and data rates may apply. For assistance, reply HELP or contact k...

FHA HECM Reverse is a great program.  If you are a senior, have a low balance on your mortgage and limited cash flow to ...
03/13/2026

FHA HECM Reverse is a great program. If you are a senior, have a low balance on your mortgage and limited cash flow to continue those payments -refinance that balance into a reverse. NO MORE MORTGAGE PAYMENTS. Ask me how !

Borrowers looking to convert their home equity have multiple options, but this one is for those who own their home outright or are very close to doing so. https://fha.com/fha_reverse

03/05/2026

I sat in on an informational session with the head appraiser at Williamson County Tax Appraisals (Last April and never posted this video- info still valid!) I'm sharing key takeaways to help you understand your tax bills. We discuss why you don't always need to protest your taxes every year, how the homestead cap works, why bringing estimates (rather than pictures) is more effective when protesting, and the May 15th deadline for filing protests through the Williamson County CAD website. I also explain how protesting won't help lower your taxes in future years if you have a homestead cap.

Did you know that I am a certified TSHAC lender?  Did you know that you do not have to be a first time homebuyer for eve...
09/09/2025

Did you know that I am a certified TSHAC lender? Did you know that you do not have to be a first time homebuyer for every down payment assistance program that TSHAC offers? Are you a Texas Hero? Let's see if you qualify!

Dreaming about buying a home but worried you don’t have enough for the down payment? TSAHC can help. TSAHC provides fixed-rate mortgages, down payment assistance grants and mortgage credit certificates to help you buy a home. Ask me about www.ReadytoBuyATexasHome.com

Address

5868 Baker Road
Minnetonka, MN
55345

Alerts

Be the first to know and let us send you an email when KatesRates" at Edge Home Finance NMLS 891464 , Kate McCarthy NMLS 2644309 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share