KatesRates" at Edge Home Finance NMLS 891464 , Kate McCarthy NMLS 2644309

08/31/2026

Well...posting with a picture after I sweated all my makeup off that day LOL. But it is true. Call me for a free consult on your goals for buying/selling/refinancing/HELOC or REVERSE! What are your goals this year? Let's have a conversation. Send me a message to schedule a call!

08/07/2026

My awesome real estate agent Dori Garner, Realtor asked me to explain 1031 exchanges to her people. The 1031 from the sale of the initial property is mainly done on the realtor side - As a lender we are usually just doing the final steps and sending the new property info to the exchange company for approval and securing the funds for the new house. Hope I explained it ok :). Kate Mccarthy

08/03/2026

This super Savvy agent Kevin McCarthy knows our Texas markets! Ask me about getting pre-approved to get in to the house you desire now. Marry the house and date the rate! Buying in a down market is a way to build wealth with equity later! Let's have a conversation! www.katesrates.com Kate Mccarthy

04/17/2026

📈 Today is a great day to lock a mortgage loan!

Markets are moving, and timing matters more than ever. When you work with me as your mortgage broker, I’ll keep a close eye on real-time trends and guide you to the best possible scenario—from choosing the right moment to lock your rate to selecting the best lender for your loan.

My job is to help you save money and make smart, confident decisions throughout the entire process.

👇 Check out today’s market movement:

📞 Call me today or get started online:
🌐 www.katesrates.com

03/27/2026

03/19/2026

I’ve been working on my website. More to do but check out what I have so far! Use the menu to toggle through different loans we offer. And any referral is appreciated if you know someone who is needing a mortgage right now- point the to my website 🙂. I also have a new refi tool. If you would like to see what refi options are for you just send me your mortgage statement to get started! Share this post please 🙏

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03/13/2026

FHA HECM Reverse is a great program. If you are a senior, have a low balance on your mortgage and limited cash flow to continue those payments -refinance that balance into a reverse. NO MORE MORTGAGE PAYMENTS. Ask me how !

Borrowers looking to convert their home equity have multiple options, but this one is for those who own their home outright or are very close to doing so. https://fha.com/fha_reverse

03/05/2026

I sat in on an informational session with the head appraiser at Williamson County Tax Appraisals (Last April and never posted this video- info still valid!) I'm sharing key takeaways to help you understand your tax bills. We discuss why you don't always need to protest your taxes every year, how the homestead cap works, why bringing estimates (rather than pictures) is more effective when protesting, and the May 15th deadline for filing protests through the Williamson County CAD website. I also explain how protesting won't help lower your taxes in future years if you have a homestead cap.

01/27/2026

link to sign up for my lunch and learn https://forms.gle/zs8VCeBFzU68raRH6

link to get started with a real quote now https://edge.my1003app.com/2644309/register?time=1741704521863