HomeLoansByGus

HomeLoansByGus Hi, my name is Gustavo Ramos and I have been a Mortgage Loan Consultant since 2002. I specialize in First-Time Homebuyers, Investment Properties, & Refinancing.

Education is key! Patience guaranteed. "Never Give Up." ¡Hablo español! NMLS ID # 360103

07/02/2026

Some people climb the Empire State Building to prove their love.
Others just need a better mortgage broker.

We can't promise your loan process will be that dramatic, but we can promise you won't have to scale a skyscraper to get a second opinion.

Choose Edge Home Finance. Your knees will thank you. 🏙️😂

www.EdgeHomeFinance.com
www.JoinEdge.com
NMLS #891464
Equal Housing Opportunity
5860 Baker Road Minnetonka, MN 55345

05/11/2026

Happy Monday everybody! I hope everyone has a great week!

🤠 Mortgage Mondays with the Loan Ranger: Credit Score Campfire TalkOne of the biggest myths in home buying?“My credit ha...
03/23/2026

🤠 Mortgage Mondays with the Loan Ranger: Credit Score Campfire Talk

One of the biggest myths in home buying?
“My credit has to be perfect.”
Not true.
Your credit score affects your interest rate — and your rate affects your payment.
But we don’t need perfect. We need prepared.
Sometimes that means:
• Paying down a balance
• Waiting 30–60 days
• Avoiding a new credit inquiry
• Running a rescore strategy
Small moves can make a big difference in pricing!
If you're thinking about buying in the Twin Cities this year, let’s look at your numbers early — before you start house hunting.
Message me anytime. I’m happy to map out a plan. 🤠⭐

- Loan Ranger Gus

📱 (612) 229-8711 CALL/TEXT
📧 [email protected]
📌 NMLS # 360103

03/17/2026
🤠 Mortgage Mondays with the Loan Ranger: Underwriting ShowdownYou’ve submitted everything…Or so you thought. 😅Then under...
03/16/2026

🤠 Mortgage Mondays with the Loan Ranger: Underwriting Showdown

You’ve submitted everything…
Or so you thought. 😅
Then underwriting says:
“We just need one more bank statement.”
Cue the dramatic music.
Here’s what’s really happening:
Underwriting isn’t trying to make things difficult — they’re verifying details to make sure your loan is solid, accurate, and ready for closing.
And yes… sometimes that means one more document.
But don’t worry — no showdown we can’t win.
If you’re buying in the Twin Cities and want someone who walks you through underwriting without the stress, I’ve got you covered.
Message me anytime 🤠⭐

- Loan Ranger Gus

📱 (612) 229-8711 CALL/TEXT
📧 [email protected]
📌 NMLS # 360103

Somewhere along the way the toys turned into spreadsheets and mortgage files.Helping people to the closing table never g...
03/11/2026

Somewhere along the way the toys turned into spreadsheets and mortgage files.

Helping people to the closing table never gets old! 🏡

This is why I love what I do! Thanks for the review and I'm so glad I was able to help :)
03/10/2026

This is why I love what I do! Thanks for the review and I'm so glad I was able to help :)

🤠 Mortgage Mondays with the Loan Ranger: Escrow CorralOne of the most common questions I hear: “What’s escrow?” Here’s t...
03/09/2026

🤠 Mortgage Mondays with the Loan Ranger: Escrow Corral

One of the most common questions I hear:
“What’s escrow?”
Here’s the simple version 👇
Escrow is like a secure lockbox where important funds and documents are safely held while we move toward closing.
It protects:
•The buyer
• The seller
• The transaction
Nothing gets released until all agreed-upon steps are completed.
It’s not complicated — it’s protection.
If you’re buying in the Twin Cities and want the process explained in plain English/Spanish (no cowboy jargon required 😉), send me a message. I’m happy to walk you through it.

- Loan Ranger Gus

📱 (612) 229-8711 CALL/TEXT
📧 [email protected]
📌 NMLS # 360103


Happy International Women's Day!
03/08/2026

Happy International Women's Day!

Happy International Women’s Day!

Today is a special moment to recognize the incredible women who shape our lives in ways both big and small. The mothers who sacrifice quietly, the daughters who bring joy and hope, the sisters and friends who stand beside us through every season of life. Women carry a strength that is often gentle but powerful, a kindness that can heal hearts, and a wisdom that guides families and communities forward.

So many of life’s most meaningful memories are connected to the love and care of a woman. The comforting words during difficult days, the encouragement when we doubt ourselves, and the steady presence that reminds us we are never truly alone. Women give so much of themselves to the people around them, often asking for very little in return, yet their impact leaves a lasting mark on the world.

Today we celebrate that strength, that compassion, and that beautiful spirit. May every woman feel seen, valued, and deeply appreciated—not just today, but every single day. The world is brighter because of the love, courage, and heart that women bring into it. 💐✨

Address

5860 Baker Road
Minnetonka, MN
55345

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

(612)2298711

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