Spencer McLachlan at Edge Home Finance NMLS #856104

Spencer McLachlan at Edge Home Finance NMLS #856104 5868 Baker Rd | Minnetonka, MN 55345
Corporate NMLS # 891464
NMLS # 856104 The views shared here are my own.

Mortgage Loan Originator who consults with the borrower, learning mortgage needs to find programs to match the borrower's needs.

🚨 Want significantly lower monthly payments from Day 1?Imagine moving into your new home knowing your mortgage payment i...
05/27/2026

🚨 Want significantly lower monthly payments from Day 1?

Imagine moving into your new home knowing your mortgage payment is much more affordable for the entire first year - no cost to you.

For a limited time, I can get you into a home with lower payments for 12 full months — giving you breathing room to settle in, furnish your place, and enjoy homeownership without the payment pressure.

Whether you’re a first-time buyer or ready to upgrade, this makes qualifying and affording your dream home easier than ever.

âś… Lower payment in year one
âś… More house for your money
âś… Less stress, more peace of mind

If you’re thinking about buying in the next 60–90 days, you need to see what I can do for you.

📲 DM me “SAVINGS” right now and I’ll personally run your numbers and show you how much lower your payment could be.

Let’s get you home. 🏡

Always learning!
05/13/2026

Always learning!

April is Fair Housing Month!  Join us as we commemorate the 57th anniversary of the passage of the Fair Housing Act.Fair...
04/02/2025

April is Fair Housing Month! Join us as we commemorate the 57th anniversary of the passage of the Fair Housing Act.
Fair Housing Month signifies a recommitment to advancing equitable opportunities and expanding homeownership access for all.

If you're ready to make the most out of the spring housing market, it pays to be prepared. Before you start house huntin...
04/01/2025

If you're ready to make the most out of the spring housing market, it pays to be prepared. Before you start house hunting, it's wise to connect with a lender to get a mortgage preapproval. Your preapproval lets you know how much you can afford, so you don't get your heart set on a home that's out of your budget

🌟 Realtor Spotlight: Kristin Gallatin with Savvy Properties LLC 🌟Meet Kristin Gallatin—a true powerhouse in real estate ...
03/28/2025

🌟 Realtor Spotlight: Kristin Gallatin with Savvy Properties LLC 🌟

Meet Kristin Gallatin—a true powerhouse in real estate and an agent who goes above and beyond for her clients. With a flawless reputation and a heart for service, Kristin brings passion, focus, and drive to every transaction.

Whether you're buying your dream home or selling a cherished property, she’ll be there every step of the way, making the process smooth, strategic, and successful.

Check out her beautiful listing here 👉 https://openhouse.propertypath.com/properties/393580

Looking for someone who’s as dedicated to your goals as you are? Kristin is the realtor for you! Contact her today!


Spring brings new listings—and more competition! Give yourself the best chance to land your dream home by preparing now....
03/28/2025

Spring brings new listings—and more competition! Give yourself the best chance to land your dream home by preparing now. Follow these tips to stay ahead!

Your Closing Day is approaching—how can you prepare? It can be tricky to wrap your head around all the jargon and terms,...
03/27/2025

Your Closing Day is approaching—how can you prepare? It can be tricky to wrap your head around all the jargon and terms, especially for first-time home buyers. We’ve put together an overview of your loan closing process to help clear things up. Click here to see what you can expect from your mortgage closing and how to prepare: http://spr.ly/6188FHzUj

🚨 THIS JUST IN: The U.S. Department of Housing and Urban Development (HUD) has updated its residency requirements for Bo...
03/27/2025

🚨 THIS JUST IN: The U.S. Department of Housing and Urban Development (HUD) has updated its residency requirements for Borrower eligibility for FHA-insured Mortgages. This update aligns FHA's requirements with recent executive actions that emphasize the prioritization of federal resources to protect the financial interests of American citizens and ensure the integrity of government-insured loan programs. With this change, FHA-insured mortgages are available to U.S. citizens and lawful Permanent Residents ONLY.

Reach out to me if you have any questions regarding this change! I am here to help!

Think you need a large down payment or perfect credit to buy a home? Think again! With the right loan and the right team...
03/26/2025

Think you need a large down payment or perfect credit to buy a home? Think again! With the right loan and the right team, homeownership could be within reach. Let’s stop these myths and get you on the path to buying your dream home!

What’s new in market news? Following an announcement regarding reciprocal tariffs coming out April 2nd, mortgage rates t...
03/26/2025

What’s new in market news? Following an announcement regarding reciprocal tariffs coming out April 2nd, mortgage rates trended slightly higher. In other housing news, home values continued to show strength while new home prices cooled. Read our Market Update to learn more: http://spr.ly/6181F8y8z

Address

5868 Baker Road
Minnetonka, MN
55345

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