What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 12pm Sunday 8am - 8pm

Kim Pedersen Mortgage Banker -NMLS 460426

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United States
Minnetonka, MN
Kim Pedersen Mortgage Banker -NMLS 460426

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I’m a mortgage banker who helps individuals make confident real estate decisions through expert financial guidance.

My goal is to create personalized mortgage solutions that support wealth‑building through homeownership. Alerus Mortgage has earned an exceptional reputation as an outstanding mortgage banker serving real estate professionals, builders and individual homebuyers. We have access to the best loan products available and we are dedicated to finding the right blend of terms, rates and costs to meet our clients' unique needs. I guide my clients throughout the complex loan process to ensure a smooth, worry-free closing. Ask me about Alerus Mortgage's industry-leading guarantees, including:
- A to-the-penny closing cost guarantee; should the closing costs be even a penny over the estimate, guess who's paying the difference. Yes, me!
- A $10,000 guaranteed approval; Alerus Mortgage will pay the seller $10,000 if we are unable to close a loan that we've approved due to failure on our part. Alerus Mortgage is an equal opportunity lender. Alerus Mortgage was founded in 1995 as RMG / Residential Mortgage Group.

10/31/2026

The housing market might have a few spooky surprises, but navigating your mortgage doesn't have to feel like a trip through a haunted house! 👻🏡 I'll help you make sense of your financing options, understand your buying power, and create a plan that fits your budget. Ready to stop being haunted by the what-ifs? Connect with me and let's get your homeownership journey started! 🦇

10/26/2026

Twin Cities Market Snapshot 🏡

✅ Active listings up 17.5% vs. last year
✅ More than 1,090 new listings last week
✅ Inventory continues to improve
✅ Well-priced homes are still selling quickly
✅ Buyers have more options and greater flexibility than we've seen in recent years

The market is becoming more balanced, creating opportunities for both buyers and sellers as we head into the final stretch of 2026! 📈🏠

10/22/2026

10/14/2026

Fall in love with your home all over again by tackling seasonal maintenance! 🍂 From gutter cleaning to sealing windows, this checklist has you covered. Don't let minor issues ‘fall’ through the cracks – a well-maintained home is always in season! 🍁

09/29/2026

Finding a home you love is a challenge on its own; don't let a lack of preparedness work against you. Before you start your hunt, give me a call so I can help you get your home loan ducks in a row; it will give you a leg up when it's time to make an offer!

09/23/2026

Buying a home isn’t just about having a place to call your own; it can also be an important part of your long-term financial picture. 🏡 As your loan officer, I can help you understand what homeownership could look like for your budget and explore the financing options available to you. If you’re wondering whether buying could be your next move, send me a message and let’s run the numbers!

09/16/2026

Homeownership can give you the opportunity to build equity over time while creating more stability in your housing costs. 🏡 For many buyers, it’s not just about where they live today, but what owning a home can mean for their financial future.

09/05/2026

You’ve built the equity. Now put it to work for you! 🏡💰

07/17/2026

Have you ever wondered what factors into your credit score and how that impacts your ability to take out a loan? Here's a breakdown:

* 35% Payment History
* 30% Amounts Owed
* 15% Duration of Credit History
* 10% Inquiries
* 10% New Credit Lines

Source: http://bit.ly/3DkxSB3

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Address

10900 Wayzata Boulevard, Ste 900
Minnetonka, MN
55305

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 12pm
Sunday	8am - 8pm

Website

http://www.mortgagesbykim.com/

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