Kim Pedersen Mortgage Banker -NMLS 460426

Kim Pedersen Mortgage Banker -NMLS 460426 I’m a mortgage banker who helps individuals make confident real estate decisions through expert financial guidance.

My goal is to create personalized mortgage solutions that support wealth‑building through homeownership. Alerus Mortgage has earned an exceptional reputation as an outstanding mortgage banker serving real estate professionals, builders and individual homebuyers. We have access to the best loan products available and we are dedicated to finding the right blend of terms, rates and costs to meet our

clients' unique needs. I guide my clients throughout the complex loan process to ensure a smooth, worry-free closing. Ask me about Alerus Mortgage's industry-leading guarantees, including:
- A to-the-penny closing cost guarantee; should the closing costs be even a penny over the estimate, guess who's paying the difference. Yes, me!
- A $10,000 guaranteed approval; Alerus Mortgage will pay the seller $10,000 if we are unable to close a loan that we've approved due to failure on our part. Alerus Mortgage is an equal opportunity lender. Alerus Mortgage was founded in 1995 as RMG / Residential Mortgage Group.

You’ve built the equity. Now put it to work for you! 🏡💰
09/05/2026

You’ve built the equity. Now put it to work for you! 🏡💰

Have you ever wondered what factors into your credit score and how that impacts your ability to take out a loan? Here's ...
07/17/2026

Have you ever wondered what factors into your credit score and how that impacts your ability to take out a loan? Here's a breakdown:

* 35% Payment History
* 30% Amounts Owed
* 15% Duration of Credit History
* 10% Inquiries
* 10% New Credit Lines

Source: http://bit.ly/3DkxSB3

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As we celebrate our nation's independence and America's 250th anniversary, we are grateful for the freedoms, opportuniti...
07/02/2026

As we celebrate our nation's independence and America's 250th anniversary, we are grateful for the freedoms, opportunities, and communities that make this country so special.

Homeownership continues to be part of the American dream for many families, and I'm grateful for the opportunity to help people achieve that dream every day.

Wishing you a safe and wonderful Fourth of July filled with family, friends, and fireworks!
❤️🤍💙

If buying a home is on your radar this year, now is a great time to start the conversation. 🏡 Getting preapproved early ...
06/27/2026

If buying a home is on your radar this year, now is a great time to start the conversation. 🏡 Getting preapproved early can help you understand your budget, strengthen your position when it's time to make an offer, and give you a clearer path forward. A little preparation today can make the homebuying process feel much smoother down the road. If you're ready to take the first step, send me a message and let's get started!

Buying your first home doesn’t have to feel overwhelming—I’m here to guide you through it step by step! 💡 Getting preapp...
06/19/2026

Buying your first home doesn’t have to feel overwhelming—I’m here to guide you through it step by step! 💡 Getting preapproved is a great first move so you can shop with confidence and clarity. Whether you’re just starting to browse or ready to dive in, I’ve got your back. 🏡 Let’s chat and get you one step closer to your dream home!

June is National Homeownership Month! A time to celebrate the value of homeownership and the positive impact it has on ...
06/11/2026

June is National Homeownership Month! A time to celebrate the value of homeownership and the positive impact it has on families and communities.
Homeownership helps create stability, build long-term wealth, and strengthen local neighborhoods. As mortgage professionals, we’re proud to help individuals and families achieve the dream of owning a home.
If you’re thinking about buying a home or want to learn more about your options, let’s connect.🏠

Getting ready to apply for a mortgage? One of the first steps is understanding your credit score—and gathering the docum...
06/08/2026

Getting ready to apply for a mortgage? One of the first steps is understanding your credit score—and gathering the documents that help paint a clear financial picture. 📝 From your ID to proof of income, being prepared can help speed up the process and avoid surprises. I’m here to walk you through every step and make financing your home as smooth as possible. Have questions? Let’s connect! 💬

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down p...
05/21/2026

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down payment. The good news? Some loans require as little as 3% down, and there are options for different financial situations! Let’s review your numbers and find the best path to homeownership.

Did you know we can lend in all 48 contiguous states? Whether you're dreaming of a new home or refinancing your current ...
05/13/2026

Did you know we can lend in all 48 contiguous states?

Whether you're dreaming of a new home or refinancing your current one, we've got you covered. Our team is dedicated to making your home financing journey smooth and stress-free. Reach out today to learn more and start your path to homeownership.

Address

10900 Wayzata Boulevard, Ste 900
Minnetonka, MN
55305

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm
Sunday 8am - 8pm

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