Erin Kline, Personal Mortgage Consultant, Nmls#460409

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Erin Kline, Personal Mortgage Consultant, Nmls#460409 Mortgage loans to purchase or refinance homes, townhomes, condominiums, duplexes, triplexes and fourplexes in 48 states. EQUAL HOUSING LENDER.

Expert financial guidance & personalized solutions.

A happy accident changed my life.Thirty-six years ago, I took a job as a receptionist at a mortgage company. I had no id...
10/23/2026

A happy accident changed my life.

Thirty-six years ago, I took a job as a receptionist at a mortgage company. I had no idea it would lead to a career I'm still passionate about today.

Helping people become homeowners and make smart financing decisions has been one of the greatest privileges of my life. That's why being named a Super Mortgage Professional means so much. This recognition comes from the clients and real estate professionals I've had the honor to serve.

Thank you for your trust, your support, and for allowing me to be part of such an important chapter in your lives. ❤️

It's time to unveil the results of Fun Day Monday.This Month’s Quiz Question:Which Peanuts character waits for the “Grea...
10/09/2026

It's time to unveil the results of Fun Day Monday.

This Month’s Quiz Question:

Which Peanuts character waits for the “Great Pumpkin”?

A. Sally
B. Lucy
C. Linus
D. Charlie Brown

The answer is (C) Linus

Interesting Fact - Many Peanuts characters were inspired by real people and experiences from creator Charles Schulz, the cartoonist behind the iconic comic strip. Snoopy was based on Schulz’s childhood dog, Spike, while Charlie Brown was named after a friend. Even Woodstock got his name from a famous music festival, showing how real life helped shape Schulz’s timeless characters.

This month we're celebrating Shane for their outstanding participation. They'll be receiving a $25 Amazon gift card and they can choose to keep it or pass it along to someone they know who would appreciate it.

Keep participating and you could be next!

The Fall Market Advantage There’s a quiet window that opens every fall that most people don’t know to look for. After th...
09/28/2026

The Fall Market Advantage

There’s a quiet window that opens every fall that most people don’t know to look for. After the summer rush settles, buyer activity slows down, which often means less pressure, more flexible sellers, and a smoother path from application to closing for the borrowers who are ready to move.

What doesn’t slow down is the financial opportunity. Home values tend to hold, and for buyers who have been watching rates and waiting for the perfect moment, fall is often when the pieces come together more quietly than they expected.

I work with people to understand exactly where they stand financially so when that window opens, they’re ready to walk through it confidently, not scrambling to catch up.

If you, or someone you know, has been waiting for the “right time” to buy or refinance, I’d be happy to share my Fall Rate Timing Guide. The numbers might offer a surprising new perspective.

A home is more than a place to live. It's the foundation for opportunity, stability, and hope.That's why Alerus was hono...
09/18/2026

A home is more than a place to live. It's the foundation for opportunity, stability, and hope.

That's why Alerus was honored to sponsor a table at the annual Minneapolis Area Realtors Foundation Gala, helping support organizations that make safe and affordable housing more accessible in our community.

We're especially proud of the Alerus team members who attended the event. As the need for support was shared, every person at our table chose to contribute personally, demonstrating the generosity, compassion, and community focus that define our culture.

Our commitment to strengthening communities extends beyond the work we do every day. It includes showing up, giving back, and supporting causes that create lasting impact for our neighbors.

Thank you to our team for representing Alerus with such heart and generosity, and thank you to the Minneapolis Area Realtors Foundation for your incredible work supporting our community!

09/15/2026

Make a Difference. Pay It Forward.

This excerpt from my Author's Podcast interview shines a light on why I do what I do. Helping others become homeowners, build wealth and make smart financial decisions is what drives me every day.

I am so grateful for my career and the people who trust me to help them accomplish their real estate goals.

It's time to unveil the results of Fun Day Monday.This Month’s Quiz Question:What is the term for trees that lose their ...
09/14/2026

It's time to unveil the results of Fun Day Monday.

This Month’s Quiz Question:

What is the term for trees that lose their leaves each fall?

A. Coniferous
B. Dormant
C. Foliated
D. Deciduous

The answer is (D) Deciduous

Interesting Fact - The stunning reds, yellows, and oranges of autumn have been hiding in plain sight all along! Those bright colors are in the leaves from the moment they grow in spring, but the green pigment called chlorophyll covers them up during the warmer months. As the days get shorter and cooler, the chlorophyll fades away, revealing the brilliant colors that turn forests and streets into breathtaking fall scenes.

This month we're celebrating Travis and Anna for their outstanding participation. They'll receive a $25 Amazon gift card, and they can keep it or pass it along to someone they know who would appreciate it.

Keep participating, and you could be next!

Investors: What if your next loan focused on the property's performance instead of your personal income?DSCR financing c...
09/10/2026

Investors: What if your next loan focused on the property's performance instead of your personal income?

DSCR financing can make expanding your portfolio easier, faster, and more flexible.

Ready to explore your options? Reach out today.

1. Find the home you want before you apply for loan approval 👎2. You need a 20% downpayment ❌3. Your lender doesn't matt...
09/08/2026

1. Find the home you want before you apply for loan approval 👎
2. You need a 20% downpayment ❌
3. Your lender doesn't matter 🙅‍♂️

If you're thinking about making a home purchase, let's talk about what's possible and how to get you in the best possible position to win the offer.

Labor Day has a way of making us think about work, the kind that ends at five, comes with a paycheck, gets a title on a ...
09/06/2026

Labor Day has a way of making us think about work, the kind that ends at five, comes with a paycheck, gets a title on a business card. But some of the most important work in a person’s life never shows up on a schedule.

It’s the parent who’s up before sunrise, the daughter driving across town to check on her mom, the neighbor who shows up with a casserole before anyone even asks. It’s showing up, again and again, for people who are counting on you, not because it’s owed, but because you love them.

That kind of labor doesn’t come with a performance review. No one hands out a bonus for patience, or a promotion for showing up tired anyway. And yet it’s often the work people remember most, long after the job titles fade.

So this Labor Day, maybe the toast isn’t just to careers, it’s to everyone doing the quiet, uncounted work of caring for someone else. ❤️

Address

11100 Wayzata Boulevard, Ste 570
Minnetonka, MN
55305

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm
Sunday 8am - 8pm

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