Your Mortgage Gal

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Your Mortgage Gal Hi, I’m Xiomara Aurora Medina (NMLS #1726155), a mortgage and investment specialist with Vista Capital Services.

We’re a growing firm providing tailored financing solutions across residential, commercial, and business lending—Equal Housing Opportunity!

10/23/2026

🏘️ Exploring an investment property?

Financing a rental property can look different from financing your primary residence. Lenders may consider credit, down payment, reserves, rental income, and property cash flow, depending on the program.

Before making an offer, understand the numbers and the financing options available to you.

Send Your Mortgage Gal a message to discuss your goals. 📩

10/21/2026

💡 Mortgage myth: Every homebuyer needs 20% down.

Not necessarily! Down payment requirements vary by loan program, property type, and borrower qualifications. Some eligible buyers may have options requiring less than 20% down, though mortgage insurance or other costs may apply.

The right first step is to explore which programs fit your situation.

Questions? Message Your Mortgage Gal. 🏠

10/19/2026

🏡 Thinking about buying a home? Start with a plan—not just a property search.

Before you tour homes, review your budget, monthly payment comfort zone, available savings, and credit profile. A mortgage consultation can help you understand potential financing options and what documentation may be needed.

Have a mortgage question? Send Your Mortgage Gal a message. 💬

✨ My Store Is Officially Ready! ✨I’ve thoughtfully curated beautiful, practical, and affordable finds to help make every...
10/02/2026

✨ My Store Is Officially Ready! ✨

I’ve thoughtfully curated beautiful, practical, and affordable finds to help make every part of your home feel special. Explore collections for:

🏡 Entryway & First Impressions
🍽️ Kitchen & Dining
🛋️ Modern Boho Living
🛏️ Bedroom Sanctuary
🧘 Wellness Space – Reset & Recharge
🌿 Outdoor Living – Cozy & Inviting
🔑 Move-In Essentials
📚 Must Reads

Each collection was created to make shopping easier by bringing together stylish, highly rated products without sacrificing value. Whether you’re moving into a new home, refreshing your space, or searching for the perfect gift, something is waiting for you!

🛍️ Shop my curated collections here:
https://a.co/d/04dCeZki

They’re finally done! 🏡🗝️✨I’m so excited to share two of our newest creations at Vista Capital Services:🏡 The Vista Welc...
10/01/2026

They’re finally done! 🏡🗝️✨

I’m so excited to share two of our newest creations at Vista Capital Services:

🏡 The Vista Welcome Home Concierge — Your First 30 Days
📦 The Vista Move-In Essentials Checklist & Guide

These were created with so much thought, love, and intention as we continue building the Vista experience into something that goes far beyond the transaction.

Because getting the keys is a beautiful accomplishment—but it’s only the beginning. ❤️

Closing isn’t goodbye. It’s Welcome Home.™

Your Vision Is Our Mission.™
From Vision to Keys… and Beyond.™

I can’t wait to start sharing these! 🥰🏡

I opened a brokerage with NO money, NO backup, NO team — in a downturn market — while walking away from a turbulent rela...
09/11/2026

I opened a brokerage with NO money, NO backup, NO team — in a downturn market — while walking away from a turbulent relationship.

It was one of the biggest risks I’ve ever taken.

Today? We’re a TEAM OF 10 very soon and we’re still growing.

Sometimes the biggest “risk” you take is betting on yourself. It has been literally blood, sweat and tears!

Vista Capital/Best Seller Homes — I’m SO proud of you guys. We are building this together. And we’re just getting started. Thank you for believing in me!❤️

If you are a realtor looking for a strong team, DM me! Hablamos Español! ¡Celebrando la hispanidad!

09/08/2026

Looking for first-time homebuyers who have been told “NO” before.

Maybe your credit wasn’t where it needed to be.
Maybe you didn’t have enough saved.
Maybe someone told you that you simply couldn’t qualify.

But a “no” today doesn’t have to mean “no” forever. Let’s create a plan!

Let’s create a plan, work the plan, and turn that NO into a YES. 🏡

If homeownership is still on your heart, don’t count yourself out.

Comment “YES” or send me a message. Let’s talk about what it will take to get you there.

📚✨ I’m Finishing a Book—and I Need Your Help!From Vision to Keys is almost ready, and I’m down to one very important dec...
09/08/2026

📚✨ I’m Finishing a Book—and I Need Your Help!

From Vision to Keys is almost ready, and I’m down to one very important decision… the cover!

Which one would make YOU want to pick up the book?

COVER A or COVER B?

Don’t overthink it—tell me your first instinct in the comments! 👇

I can’t wait to see which one wins. 🌱🔑

When making life’s biggest decisions, work with someone who works for you.At Vista Capital Services LLC, we take the tim...
07/30/2026

When making life’s biggest decisions, work with someone who works for you.

At Vista Capital Services LLC, we take the time to understand your goals and help you identify solutions designed around your needs.

From investment, business, and commercial loans to real estate representation, insurance, asset protection, and transitional services—we’re here to help you move forward with confidence.

Let’s turn your next big decision into a smart move.

🌐 vistacapitalservice.com

07/22/2026

Big dreams deserve the right team. Whether it's real estate, commercial financing, or business growth, Vista Capital Services is here to help you move forward. Let's build your future together!

Address

Melville, NY
11747

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm

Telephone

(631) 644-2663

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