Chad Kirschbaum Mortgage Analyst NMLS #2077885

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Chad Kirschbaum Mortgage Analyst NMLS #2077885 Assistant Manager and Licensed Carrington Mortgage Services, LLC NMLS ID #2600
www.nmlsconsumeraccess.org
www.carringtonmortgage.com

As a Mortgage Analyst my primary focus is always helping my customers address their short-term needs and achieve their long-term goals. I accomplish this by customizing loan programs which improve my clients' financial situation and deliver them the maximum benefits and savings available. I pride myself on making the loan process as quick, painless, and efficient as possible. I never forget that securing a mortgage can be a daunting, and sometimes frustrating task for many homeowners. I always provide clear and constant communication throughout the transaction which helps ensure a seamless and fruitful experience. When I'm not at work I love spending time with my beautiful wife and our three amazing children, as well as watching sports and cooking new creations.

✅ Gutters. ✅ Furnace. ✅ Leaves (again).There's one more item most homeowners miss every fall: a quick look at the mortga...
10/06/2026

✅ Gutters. ✅ Furnace. ✅ Leaves (again).
There's one more item most homeowners miss every fall: a quick look at the mortgage.
Three of these take a weekend. One takes a phone call. Let's cross it off.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

🍂 Pumpkins on the steps, kids on the swing, and a front-row seat to every season. If this is the fall you finally stop s...
10/01/2026

🍂 Pumpkins on the steps, kids on the swing, and a front-row seat to every season. If this is the fall you finally stop scrolling listings and start planning, we're here to walk you through the options.

Talk to a Mortgage Analyst about what could work for you.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

🍁 The leaves aren't the only thing that changed this year. Maybe your income did. Maybe your home's value did. Maybe you...
09/29/2026

🍁 The leaves aren't the only thing that changed this year.

Maybe your income did. Maybe your home's value did. Maybe your plans did.
A fall mortgage review helps you see where you stand before the year ends. No pressure, just numbers.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

The school supply list isn’t the only thing that may have grown. 🎒🏠If your home has gained value, that may be something ...
09/28/2026

The school supply list isn’t the only thing that may have grown. 🎒🏠
If your home has gained value, that may be something worth exploring, too. We can help you understand your options and see how your home’s equity could fit into the bigger picture.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

A new school year is a reminder that there’s always another assignment waiting. 🎒 But this one is a little different.You...
09/24/2026

A new school year is a reminder that there’s always another assignment waiting. 🎒 But this one is a little different.
Your home may have more potential than you realize. Whether you’re thinking about a big expense, a home project, or simply want to understand your options, it may be time to take a closer look at what your home can do for you.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Big games. Big plays. Big goals. 🏈 Score big this season with a home loan customized to help you achieve your financial ...
09/16/2026

Big games. Big plays. Big goals. 🏈 Score big this season with a home loan customized to help you achieve your financial goals. Purchase, refinance, cash-out and more, we’ve got the playbook to help you successfully reach the endzone!
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

With the Reliance Advantage Program, qualified borrowers may have alternative ways to document income, including bank st...
09/14/2026

With the Reliance Advantage Program, qualified borrowers may have alternative ways to document income, including bank statements.

Because getting you home starts with looking at the whole picture.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

🏈 It’s football season, the perfect time to get in the game and purchase the home of your dreams!  We’re ready with the ...
09/11/2026

🏈 It’s football season, the perfect time to get in the game and purchase the home of your dreams! We’re ready with the right game plan to get you pre-approved and down the field to the closing table! Suit up and let’s get going!
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

There’s always going to be a reason to wait.But if buying an investment property is something you’ve seriously considere...
09/10/2026

There’s always going to be a reason to wait.
But if buying an investment property is something you’ve seriously considered, you don’t have to figure everything out before you start asking questions.

Start by finding out what your options actually look like. Ask us about Investor Advantage!
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Address

201 Old Country Road STE 205
Melville, NY
11747

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