Chad Kirschbaum Mortgage Analyst NMLS #2077885

Chad Kirschbaum Mortgage Analyst NMLS #2077885 Assistant Manager and Licensed Executive Mortgage Banker, Reliance First Capital , LLC NMLS ID 58775
www.nmlsconsumeraccess.org
www.reliancefirs

As a Mortgage Analyst my primary focus is always helping my customers address their short-term needs and achieve their long-term goals. I accomplish this by customizing loan programs which improve my clients' financial situation and deliver them the maximum benefits and savings available. I pride myself on making the loan process as quick, painless, and efficient as possible. I never forget that s

ecuring a mortgage can be a daunting, and sometimes frustrating task for many homeowners. I always provide clear and constant communication throughout the transaction which helps ensure a seamless and fruitful experience. When I'm not at work I love spending time with my beautiful wife and our three amazing children, as well as watching sports and cooking new creations.

Some of the biggest wins come from situations people almost walked away from. What looks like a dead end at first is oft...
06/15/2026

Some of the biggest wins come from situations people almost walked away from. What looks like a dead end at first is often just a different path waiting to be found.

If you’ve heard ‘no’ before, it might be worth taking another look. Reach out and let’s talk it through together.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

A lot of eligible veterans are still renting. Not because they have to, but because no one ever walked them through thei...
06/11/2026

A lot of eligible veterans are still renting. Not because they have to, but because no one ever walked them through their options.
The VA home loan benefit can allow qualified buyers to purchase a home with 0% down.

If you’ve served, you may already have more buying power than you think.
Let’s help you put it to work.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Crazy how fast time flies when rent is on autopilot. A lot of people are surprised when they finally run the numbers.Wan...
06/08/2026

Crazy how fast time flies when rent is on autopilot. A lot of people are surprised when they finally run the numbers.

Want to see your numbers? Reach out and I’ll break it down with you.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Every month your rent payment is going to someone. A lot of people don’t realize how close they are to putting it toward...
06/04/2026

Every month your rent payment is going to someone. A lot of people don’t realize how close they are to putting it toward something of their own.

If you’ve ever wondered where you stand, let’s check it out together.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

An honor and a privilege.
06/01/2026

An honor and a privilege.

Grateful for the opportunity to take this next step. 🙏

This promotion isn’t just about a title, it reflects the trust clients and partners place in me every day when making one of the biggest financial decisions of their lives.

Thank you to everyone who’s been part of the journey
every conversation, every deal, and every relationship has helped shape the path forward.

Looking forward to continuing to deliver at a higher level. 🚀
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Grateful for the opportunity to take this next step. 🙏This promotion isn’t just about a title, it reflects the trust cli...
06/01/2026

Grateful for the opportunity to take this next step. 🙏

This promotion isn’t just about a title, it reflects the trust clients and partners place in me every day when making one of the biggest financial decisions of their lives.

Thank you to everyone who’s been part of the journey
every conversation, every deal, and every relationship has helped shape the path forward.

Looking forward to continuing to deliver at a higher level. 🚀
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Most people don’t realize how much one career decision can change their life.That’s why I’m excited to share that Relian...
05/26/2026

Most people don’t realize how much one career decision can change their life.

That’s why I’m excited to share that Reliance First Capital is continuing to grow our Mortgage Analyst team.
We provide the training, support, and leadership needed to help motivated people succeed in a fast-paced industry with serious earning potential.

If you’re hungry to grow professionally and financially, let’s connect.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

At Reliance First Capital, we take time this Memorial Day to remember and honor the courageous men and women who made th...
05/25/2026

At Reliance First Capital, we take time this Memorial Day to remember and honor the courageous men and women who made the ultimate sacrifice for our country.

Their service and sacrifice have helped protect the freedoms we cherish every day.
We are deeply grateful for their legacy, and we remain proud to support military families and veterans on their path to homeownership.

Wishing you and your loved ones a safe, meaningful, and memorable Memorial Day.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Sometimes all it takes is the right program. 🏠Mortgage guideline updates are opening doors for more buyers through expan...
05/21/2026

Sometimes all it takes is the right program. 🏠
Mortgage guideline updates are opening doors for more buyers through expanded qualification options and increased flexibility.
Now’s a great time to explore what’s possible.
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Some people make a house feel lived in.Moms make it feel like home.The comfort, the calm, the traditions, the little thi...
05/10/2026

Some people make a house feel lived in.
Moms make it feel like home.
The comfort, the calm, the traditions,
the little things no one notices.

Today’s for the moms who somehow make every space feel
warmer, brighter, and more meaningful just by being in it. 💐
Happy Mother’s Day. 🤍
https://myoc.io/ckirschbaum



Call me at 516-566-4126; Mortgage Analyst; NMLS ID # 2077885

Address

201 Old Country Road STE 205
Melville, NY
11747

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