Danielle Kraft- Senior Mortgage Banker - NMLS 784802

06/29/2026

Every home has a story behind it, and every journey starts somewhere.

If homeownership is something you're thinking about, learning a bit more can go a long way.

💬 Happy to chat if you ever want to talk things through.

Citizens

06/23/2026

When buying a home, you’ll need funds for multiple expenses, which can make the process feel complicated.

Getting a mortgage doesn’t have to be stressful, though, especially when you understand the steps involved.

I’m sharing this step by step home buying guide in case it’s helpful: https://www.citizensbank.com/learning/home-buying-guide.aspx

Start off your homebuying journey on the right foot and familiarize yourself with the process with this step-by-step guide for how to buy a house.

06/16/2026

Understanding different types of mortgage loans is often one of the first questions people have when exploring homeownership.

This article provides a clear overview of common mortgage options and how they generally work. Check it out: https://www.citizensbank.com/learning/mortgage-loan-types.aspx

The 5 main types of mortgage loans are — conventional loans, jumbo loans, government loans, fixed-rate loans and adjustable-rate loans. Learn the pros and cons of each at Citizens.

06/09/2026

🏡 June is Homeownership Month, which makes it a great time to celebrate what homeownership can look like at every stage.

Whether you’re just starting to explore, settling into your first home, or thinking about refinancing, there is always something new to learn along the way.

💬 I’m happy to be a resource, so feel free to send me your questions.

03/25/2026

Longer evenings are a great reminder of what makes a home feel like home: comfort, routines, and the little moments we make time for.

If you or someone you know is planning a move this spring, I’m always here as a resource. Contact me at [link to LO page]

Citizens

03/02/2026

Daylight savings kicks off Sunday, March 8.

Longer evenings are a great reminder of what makes a home feel like home: comfort, routines, and the little moments we make time for.

If you or someone you know is planning a move this spring, I’m always here as a resource. Contact me at [link to LO page]

Citizens

02/18/2026

As many of us at Citizens are celebrating the Lunar New Year, I want to wish you luck as you charge into the future in the Year of the Horse!

02/04/2026

Ready to build your dream home? With Citizens’ Construction-to-Permanent Loan, you can simplify financing from groundbreaking to move-in day—all in one seamless solution. Learn how we support your journey from blueprint to home sweet home.

http://spr.ly/6003AzInX

01/26/2026

The Federal Housing Finance Agency has raised the 2026 conforming loan limit to $832,750. This means homebuyers may qualify for larger conventional loans without moving into jumbo territory, giving you more flexibility and potentially better rates.

Reach out to me to see how this impacts your buying power. I’m here to help.

Citizens

01/07/2026

Where are interest rates headed? Will home prices continue to rise? Get answers from industry leaders Barry Habib, CEO of MBS Highway, and Chace Gundlach, Head of Mortgage Sales at Citizens, in this upcoming webinar.

Register now: https://www2.highway.ai/market-update-with-barry-habib-for-citizens-bank