What are the opening hours?

Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Danielle Kraft- Senior Mortgage Banker - NMLS 784802

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Melville, NY
Danielle Kraft- Senior Mortgage Banker - NMLS 784802

Danielle N. Kraft
Senior Mortgage Banker - NMLS 784802

03/25/2026

Longer evenings are a great reminder of what makes a home feel like home: comfort, routines, and the little moments we make time for.

If you or someone you know is planning a move this spring, I’m always here as a resource. Contact me at [link to LO page]

Citizens

03/02/2026

Daylight savings kicks off Sunday, March 8.

Longer evenings are a great reminder of what makes a home feel like home: comfort, routines, and the little moments we make time for.

If you or someone you know is planning a move this spring, I’m always here as a resource. Contact me at [link to LO page]

Citizens

02/18/2026

As many of us at Citizens are celebrating the Lunar New Year, I want to wish you luck as you charge into the future in the Year of the Horse!

02/04/2026

Ready to build your dream home? With Citizens’ Construction-to-Permanent Loan, you can simplify financing from groundbreaking to move-in day—all in one seamless solution. Learn how we support your journey from blueprint to home sweet home.

http://spr.ly/6003AzInX

01/26/2026

The Federal Housing Finance Agency has raised the 2026 conforming loan limit to $832,750. This means homebuyers may qualify for larger conventional loans without moving into jumbo territory, giving you more flexibility and potentially better rates.

Reach out to me to see how this impacts your buying power. I’m here to help.

Citizens

01/07/2026

Where are interest rates headed? Will home prices continue to rise? Get answers from industry leaders Barry Habib, CEO of MBS Highway, and Chace Gundlach, Head of Mortgage Sales at Citizens, in this upcoming webinar.

Register now: https://www2.highway.ai/market-update-with-barry-habib-for-citizens-bank

01/05/2026

Welcoming 2026 with gratitude and optimism.

Thank you to everyone I worked with in 2025! Your trust means so much. Here’s to supporting even more homeownership journeys in 2026.

Happy New Year!

12/22/2025

To my clients and their families, I want to take a moment to wish you a delightful holiday season and a prosperous new year.

10/30/2025

09/23/2025

🚀 Speed Up Your Mortgage Process with Asset Connectivity

At Citizens, we’re helping make homebuying faster and easier. With Asset Connectivity, clients can securely link their financial accounts during the online application—potentially saving time, reducing paperwork, and accelerating approvals*.

✅ Real-time verification of assets, income & employment
✅ Less paperwork—no need to gather bank statements
✅ Smarter insights, including rent history
✅ Secure & private—clients choose what to share
✅ Expanded verification for Social Security & VA income

Let’s help you get one step closer to home—faster.

📲 [Insert your contact info or website link]

Address

48 South Service Road Ste 220
Melville, NY
11747

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Telephone

+15163982577

Website

https://lo.citizensbank.com/dkraft

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