Tom Ulrich Mortgage Loan Officer NMLS #404854

Tom Ulrich Mortgage Loan Officer NMLS #404854 Tom Ulrich, VP of Mortgage Lending at Rate. Personal NMLS # 404854. Rate #2611. He’s committed to helping borrowers find options that work for them.

Tom Urich is a new Senior Loan Officer joining the Embrace team in our Melville, New York branch, where he originates loans and provides exceptional customer service to borrowers at every step of the mortgage process. The culture and growth mindset drew Tom to come aboard, along with the opportunity to succeed through our exceptional marketing support and product options for borrowers like Approve

d to MoveTM. Tom is a Top Purchase Producer who has also earned industry distinctions for Top Customer Service. Prior to Embrace, Tom was a Loan Officer with US Bank. He grew up in Lindenhurst and currently lives in Wading River with his wife and children.

Buying a home in 2026 doesn't start with listings, it starts with understanding where you stand financially. Taking time...
03/20/2026

Buying a home in 2026 doesn't start with listings, it starts with understanding where you stand financially. Taking time now to review income, debt and savings makes it easier to know what you can comfortably afford while avoiding surprises later. Preparing early helps create clarity and confidence when you're ready to make a move. Learn more about preparing for 2026.

https://www.rate.com/mortgage/resource/how-to-prepare-your-finances-to-buy-a-house?LOID=37174

01/23/2026

Struggling to find a property you love? A renovation loan may be the game-changer you're looking for. With one loan, you could finance a house and the upgrades that turn it into your dream home. Learn how our reno team could help you buy smarter and dream bigger.

01/22/2026

Clear tools and straightforward support, made for your home.? %

01/21/2026

Finally, there's a feel-good way to finance with the Rate App. Find a home that fits your vibe, get pre-approved fast and seal the deal all in one place. Check out timesaving tools that help you make all the right moves, from purchasing power to price alerts. Explore a wealth of wellness videos - from guided meditations and financial fitness to workout challenges and soothing sleep sounds. Free to download. Built to empower. Get the Rate app today.

For self-employed borrowers, business owners and those with significant assets who need larger loan amounts, flexible op...
01/21/2026

For self-employed borrowers, business owners and those with significant assets who need larger loan amounts, flexible options and more control of their cash flow - Rate Portfolio now offers super jumbo financing up to $5M. Reach out, let's talk options.

http://rate.com/tomulrich

2026 is opening the door to even more possibilities. With conforming loan limits increasing to $832,750* and $1,249,125 ...
01/02/2026

2026 is opening the door to even more possibilities. With conforming loan limits increasing to $832,750* and $1,249,125 in Alaska and Hawaii, you may qualify for more home than you expected. Connect with me to see what these new limits could mean for your next home.

Some lenders talk about supporting military homebuyers. At Rate, our actions speak louder than words. Since 2018, we hav...
12/05/2025

Some lenders talk about supporting military homebuyers. At Rate, our actions speak louder than words. Since 2018, we have waived over $65 million in VA loan lender fees - helping 47,000+ Veteran and active service members become homeowners without unnecessary costs. With a goal of $20 million more this year, we're proud to continue making a real impact for those who've served. Reach out today to learn more.

https://www.rate.com/va-loans?LOID=37174

Even a slight drop in mortgage rates could mean a big boost in savings. Set a Rate Alert to be notified the second rates...
11/25/2025

Even a slight drop in mortgage rates could mean a big boost in savings. Set a Rate Alert to be notified the second rates fall into your target savings range - I'll help you act fast!

https://alert.rate.com/refi?emp-id=37174

Address

Melville, NY
11747

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+16319052649

Website

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