Joy Blodgett, NMLS #856031

Joy Blodgett, NMLS #856031 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Joy Blodgett, NMLS #856031, Mortgage brokers, 2704 171st Place NE Suite 103, Marysville, WA.

Joy Blodgett, Senior Mortgage Loan Officer with Movement Mortgage in Marysville, WA, specializes in VA Home loans, first-time homebuyer programs, and Washington State Housing down payment assistance—focused on education and clear communication.

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.
09/07/2026

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.

09/04/2026

You've been lied to about the housing market. Here's what the data actually shows. 👇

Everyone keeps saying now is the worst time to buy. But the numbers tell a completely different story.

"There's nothing in my price range."
Entry-level home inventory rose 4.5% year over year in June while luxury inventory fell 5.2%. More affordable homes are available right now — and fewer people are competing for them. Source : July 29, 2026 /PRNewswire/ New Zillow® data "Sellers are overpriced and won't budge."

Asking prices have dropped for nine consecutive months nationally. One in four sellers cut their price in June before a buyer even made an offer. Sellers are more open to negotiating on price, closing costs, and terms than they've been in years — and Movement offers buydown options that sellers can fund as part of the deal to lower your payment early on. Source: Realtor.com, research. July-2026-data.

"I'll lose to investors every time."
Large corporate investors have largely stepped back after new federal rules restricted them from buying existing housing stock. Today 96% of investor-owned single-family homes belong to small individual investors. The playing field has shifted in your favor. Source: BatchData, Q2 2025 Investor Pulse.

"Rates make it unaffordable."
Household incomes grew 4.6% last year while the median monthly mortgage payment actually fell slightly. A mortgage takes up a smaller share of take-home pay than it did a year ago. And with down payment assistance available, you may not need as much saved as you think.
Source: Bureau of labor statistics. U.S. Department of labor. USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS SECOND QUARTER 2026. July 21, 2026

The market is more favorable for everyday buyers than the headlines suggest. You just have to know where to look.

📲 Find out what's actually possible for you right now.

Disclaimer : Note that Any actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

The path to homeownership looks different for everyone. Some borrowers have straightforward finances. Others own busines...
09/03/2026

The path to homeownership looks different for everyone. Some borrowers have straightforward finances. Others own businesses, work independently, invest in real estate, or have income that fluctuates from month to month. Different financial situations can require different lending solutions.

09/01/2026

Worried you can’t afford to buy a home? Before you decide, take a look at what you’re already spending on rent. You might be closer to homeownership than you think. Let's see what your options look like.

Getting approved for a certain amount doesn't mean you have to spend it. Before you start house hunting, think about the...
08/31/2026

Getting approved for a certain amount doesn't mean you have to spend it.

Before you start house hunting, think about the monthly payment that feels comfortable for your budget. That includes more than just principal and interest. Property taxes, insurance, HOA fees, utilities, and everyday life all factor into the bigger picture.

Knowing your comfort zone upfront can help you shop with confidence and avoid stretching your finances too thin.

🏠Personal Property in a Purchase Contract- have always been an issue. Are they allowed or not allowed??New guidance prov...
08/27/2026

🏠Personal Property in a Purchase Contract- have always been an issue.
Are they allowed or not allowed??

New guidance provides clarification on when personal property may remain listed in the purchase and sale agreement without being considered an inducement to purchase, as long as certain requirements are met.

This can include situations involving furniture or other personal property when the items have no contributory value, do not impact the appraised value or sales price, and meet the applicable guidelines.

Small guideline changes like this can make a BIG difference in a real estate transaction.

As a local mortgage lender serving Marysville, Arlington, Snohomish County, Skagit County and surrounding areas, I work closely with agents and buyers to review the details before they become a financing issue.

Have a unique purchase contract, property, or appraisal question? Reach out — I'm happy to help!

Don't let a number keep you from a conversation. Many buyers start exploring their options long before they've saved 20%...
08/27/2026

Don't let a number keep you from a conversation. Many buyers start exploring their options long before they've saved 20% down.

08/26/2026

Before you talk yourself out of homeownership, let’s talk. You may have more options than you think.

Growing family. New job. Military orders. Retirement. Most people don't decide to buy a home because the market is perfe...
08/24/2026

Growing family. New job. Military orders. Retirement. Most people don't decide to buy a home because the market is perfect. They decide because life is moving. The good news is there are loan options and strategies built for your specific situation, whatever the market is doing.

YES—you should interview your mortgage lender. 🏡🔑When you're buying a home, you're making a huge financial decision. Don...
08/24/2026

YES—you should interview your mortgage lender. 🏡🔑

When you're buying a home, you're making a huge financial decision. Don't be afraid to ask questions before deciding who you want helping you through it.

Ask about:

🏡 Their experience
💰 Available loan programs
🔑 First-time buyer and down payment assistance options
🇺🇸 VA, FHA, USDA & Conventional financing
📋 Fees and closing costs
📞 How often they'll communicate with you
❤️ And most importantly—are they actually listening to what YOU want?

A good lender shouldn't simply tell you what you qualify for. They should help you understand your options, answer your questions, and help you determine a payment and financing strategy you're comfortable with.

That's the kind of mortgage experience I work hard to provide.

Shopping for a home or just have questions? Let's talk.

Address

2704 171st Place NE Suite 103
Marysville, WA
98271

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14258795771

Website

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