Zach Brown Mortgage

03/16/2023

03/14/2023

03/01/2023

Welcome to The Meadows! Looking for a low-maintenance lifestyle? Look no further than this charming home! This beautiful home features an expansive kitchen w/ lots of cabinet & counter space, matching appliances (all stay) & room to dine. Lovely patio to enjoy your morning coffee. Primary suite incl...

03/01/2023

It's true

02/27/2023

If you don't understand this post, then you are what my child would call a "Boomer"😂🤣😂

02/16/2023

I knew it would happen! The Hicks family just bought a home with $0 out of pocket up front. Thanks to DOWN PAYMENT ASSISTANCE and negotiated seller concessions they did not need to have a down payment nor did they pay 1 cent of closing costs, even the appraisal. Super happy for the Hicks family that just bought their dream home with indoor sport court and acreage.

02/08/2023

Looking to get pre-approved for a home loan? These are the documents your L1 Loan Officer will ask you for in order to get you approved and out there house hunting!

02/08/2023

How could you not get a loan from this Cutey Patootey!!!!

Home loans by Zach and Charlotte

01/24/2023

Once you've connected with our team, the process for a cash-out refinance often looks like this:
1. We determine your cash need base on your goals
2. Get an application completed and processed
3. Have the property appraised
4. Complete the refi process
5. Navigate the closing process
6. Collect your cash 3-5 days after closing

It may seem simple and that's because we are here to help make sure it is.
Connect with us today!

01/22/2023

When looking at a cash-out refi option, it is important to understand the personal requirements to get one approved. Here are 4 basic items to check off:
1. Minimum of 620 credit score
2. A DTI (debt to income) ratio that does not exceed 50%
3. Equity in your home
4. Cash for closing costs

Meet with our team to share your goals, understand the requirements, and explore what the best option is for your household.

01/20/2023

Consider doing a cash-out refinance if any of the following apply to you:
1. Looking to do a significant home improvement
2. Wanting to consolidate your debt (especially high interest debt!)
3. Cover unexpected bills
4. Eliminate student loans
5. Free up tax free, low-interest money for investments

What goal would a cash-out help you achieve?

01/18/2023

Do you know how much equity is in your home?
Equity provides a unique opportunity to achieve life goals without taking out a second loan. It allows you to roll your existing mortgage into a new loan, utilize your own investment tax-free, and at an interest rate lower than personal loans or credit cards.

No matter your financial goals, a cash-out refinance can be a powerful tool to give you the money you need to move your household towards them.

Contact us today to see what options our family-oriented team can provide!

EMAIL: [email protected]
WEBSITE: zachbrown.leader1.com