10/12/2026
Here are some of the best tips for building a higher credit score.
If you don’t already have a credit card. Opening a starter account is the first place to start building a credit.
Make sure to never miss a payment. Staying on track with your monthly payments is one of the BEST ways to keep your credit score growing.
Research shows that staying under/around 30% of your credit limit is best.
Monitor your credit score often. Luckily, there are many free options for checking your score.
While having a high credit score is not needed for buying a house, it’s always important to grow your credit score.