Brian Lomax - Mortgage Loan Originator

Brian Lomax - Mortgage Loan Originator Homestar Financial Corporation is a full-service mortgage banker controlling every aspect of the loa NMLS #2100851 GA #2100851 Copyright © 2022. NMLS #70864.

Homestar Financial Corporation 332 Washington St. NW, Gainesville, GA 30501. For licensing info: NMLSconsumeraccess.org. This is not a commitment to lend and not all customers will qualify. All terms, information, conditions, rates, and programs are subject to credit and property approval and may change without notice. Not all products are available in all states. Certain other restrictions may ap

ply. Homestar Financial Corporation is an equal housing lender and is not affiliated with any governme

Equal Housing Opportunity

With these SCARY high rates, you need someone who is going to help you navigate the process and get the best option for ...
10/13/2022

With these SCARY high rates, you need someone who is going to help you navigate the process and get the best option for you!

Happy October!

10/12/2022

Builders can expect many advantages when working with the HOMESTAR team. Watch this video to see how working with HOMESTAR can better your business.

If you're considering purchasing a new home, we have some exciting news! HOMESTAR is now accepting conforming loan limit...
10/10/2022

If you're considering purchasing a new home, we have some exciting news! HOMESTAR is now accepting conforming loan limits up to $700,000 for single-family Conventional loan programs.

New homeowner task: Make your first mortgage payment.Your lender can walk you through the process of making your first m...
10/08/2022

New homeowner task: Make your first mortgage payment.

Your lender can walk you through the process of making your first mortgage payment as well as future mortgage payments. Reach out to them for more information. For HOMESTAR, check your mail regularly for any notices regarding the servicing of your new mortgage loan.

To maintain a good credit score and achieve your dream of homeownership, make timely payments on your student loans.The ...
10/07/2022

To maintain a good credit score and achieve your dream of homeownership, make timely payments on your student loans.

The first day after you miss a student loan payment, your loan becomes delinquent. If you are delinquent for more than 90 days, your loan servicer will report it to the three major credit bureaus, which can negatively impact your credit score.

Did you know HOMESTAR finances single-wide manufactured homes for USDA? Contact your Trusted Mortgage Advisor for full d...
09/28/2022

Did you know HOMESTAR finances single-wide manufactured homes for USDA? Contact your Trusted Mortgage Advisor for full details!

Advantages of a conditional loan approval:- Eliminates any major challenges that would impact final loan approval.- Cond...
09/23/2022

Advantages of a conditional loan approval:
- Eliminates any major challenges that would impact final loan approval.
- Conditional loan approval letter and 0 days for the financing contingency gives the seller confidence in your buyer's offer.
- Allows your buyer to focus on their house hunt knowing that financing has been secured.
- Loan can close sooner.

Freddie Mac is reporting 56 percent of renters are spending more than 30 percent of their monthly income on housing. Dit...
09/22/2022

Freddie Mac is reporting 56 percent of renters are spending more than 30 percent of their monthly income on housing. Ditch that rental and learn about how buying a home builds stability, equity, and wealth. Reach out to your local HOMESTAR Trusted Mortgage Advisor to learn more about the homebuying process!

Have you ever wondered what these terms are? Let me explain..APR - The total cost of a mortgage stated as a yearly rate;...
09/21/2022

Have you ever wondered what these terms are? Let me explain..

APR - The total cost of a mortgage stated as a yearly rate; includes base interest rate, commitment fees, prepaid interest, and other credit costs that may be paid by the borrower.
DTI - all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly payments.
PITI - Principal, interest, taxes, insurance are the sum components of a mortgage payment.

Still have questions? Give me a call.

If you’re considering purchasing a new home, we have some exciting news! HOMESTAR is now accepting conforming loan limit...
09/16/2022

If you’re considering purchasing a new home, we have some exciting news! HOMESTAR is now accepting conforming loan limits up to $715,000 for single-family Conventional loan programs!

09/16/2022

HOMESTAR's hybrid eClosing option is a proven success! This closing method saves everyone time and streamlines the closing process. Contact our team of Trusted Mortgage Advisors to ensure your arrival at the "easiest way home."

When was the last time you checked your credit score? Not only will your recent medical debt collection balances not app...
09/15/2022

When was the last time you checked your credit score? Not only will your recent medical debt collection balances not appear on your credit report from the last 12 months, but if you have a $0 balance, it will also not appear. Contact HOMESTAR today if you want to hear how this may help your homebuying journey!

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Marietta, GA

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