Russ Lockridge Home Loans

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United States
Marietta, GA
Russ Lockridge Home Loans

NMLS #1948560 GRML #1948560
www.nmlsconsumeraccess.org
"Equal Housing Lender"

Licensing:
NorthStar Mortgage Advisors is a division of Canopy Mortgage, LLC NMLS ID 1359687
NMLS #1948560 GRML #1948560
"Equal Housing Lender"
Corporate NMLS #1359687
www.nmlsconsumeraccess.org

Office Phone: 404-409-0300

10/15/2026

Instagram- Homebuying Education

Pre-Qualified Vs. Preapproved

Getting pre-qualified generally involves an informal overview of your finances, whereas securing a pre-approval means providing full financial documentation for a thorough review.

10/12/2026

Here are some of the best tips for building a higher credit score.

If you don’t already have a credit card. Opening a starter account is the first place to start building a credit.

Make sure to never miss a payment. Staying on track with your monthly payments is one of the BEST ways to keep your credit score growing.

Research shows that staying under/around 30% of your credit limit is best.

Monitor your credit score often. Luckily, there are many free options for checking your score.

While having a high credit score is not needed for buying a house, it’s always important to grow your credit score.

10/10/2026

You might be worried that your credit score isn’t high enough to purchase a house. But that is exactly what a FHA loan is for!

The FHA loan was created during the great depression to help lower income/middle class families that haven’t built up a lot of credit access to buy a house.

The FHA loan is a wonderful option for new homebuyers.

Want to know what loan might work best for you?

Let’s talk about it!

10/05/2026

Do you really need to pay off your mortgage as soon as possible? The short answer, no.

Paying off your mortgage isn’t always what is best for you in the long term. If you have the extra money, investing it or saving up for an emergency fund might be the better option.

Have more questions? Send a DM!

09/26/2026

Down payment, closing costs, monthly payment, property taxes… there’s more to the number than the number on the listing.

The good news?

You don’t have to figure it out alone.

09/22/2026

Fall is for new beginnings. 🍂

And maybe a few new homeowner affirmations while we’re at it.

Consider this your sign to stop saying “maybe someday” and start asking, “what would it take?”

What’s your favorite daily affirmation?

09/19/2026

Ready to start your homebuying journey?

✔️ Steady income.

✔️ You know what you want.

✔️ You’re ready for the responsibilities that come with owning a home.

If that sounds like you, it might be time to have the conversation.

09/15/2026

A note for you:

You don’t need perfect timing.

You need a plan that makes sense for you.

09/11/2026

Today, we remember the lives lost and the families, first responders, and communities forever changed on September 11, 2001. 💙

09/08/2026

Things I wish I knew sooner.

You don’t have to have it all figured out before you start.

You just need to know where to start.

Let’s get you there.

Address

2414 Dallas Highway Bldg. 100, Ste. 200
Marietta, GA
30064

Website

https://www.russlockridge.com/, https://www.nmlsconsumeraccess.org/, https://canopymortgage.com/state-licenses/, https:/

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