Mandy Dyer, Motto Mortgage Source, NMLS #2800276

07/28/2026

How are we at week 7 already? Grab a coffee, bring a buddy. Let's talk Jesus!

07/21/2026

320 day countdown to their “I do!” 💞💍

07/20/2026

Hope to see you Wednesday! ☕️❤️✝️
9:00am, 8420 Amber Hill Rd

07/17/2026

With a passion for serving others and a love for numbers, I am committed to helping individuals and families navigate the home financing process with confidence. As a Mortgage Loan Originator, my goal is to simplify what can often feel like a complicated process and provide clear guidance every step of the way.

Whether you are purchasing your first home, refinancing, or planning your next move, I work hard to find loan options that fit your unique financial situation. I believe home ownership is one of life's most meaningful milestones, and I am honored to help clients achieve that goal with confidence and peace of mind.

Motto Mortgage Source.

07/14/2026

Closing costs are a normal part of the home buying process, and understanding them ahead of time can help you prepare with confidence. The exact amount may vary, but knowing what to expect means fewer surprises on closing day.

Have a mortgage question you'd like answered in a future Mortgage Q&A? Leave it in the comments below!

07/07/2026

Wednesday, July 8 @ 9:00am
8420 Amber Hill Rd

COME AS YOU ARE! Hope to see you there. 🩵💙🤍

06/29/2026

Happy 1st Anniversary Cade and Malayna!! I love you!

06/28/2026

Debt-to-Income (DTI) is one of the most important numbers in the home-buying process. This ratio is used to determine what buyers may qualify for.

Qualifying for a payment and feeling comfortable with a payment aren't always the same thing.

My goal is to help buyers find a mortgage that supports both their financial goals and their lifestyle.

Have questions about your DTI? I'd be happy to meet and help you understand your numbers.

06/25/2026

PMI can get a bad rap, but there are some advantages to consider:

🏠 Buy sooner – You may not need to wait until you've saved a 20% down payment.

💰 Keep cash in the bank – Preserve savings for emergencies, home improvements, or other financial goals.

📈 Build equity sooner – Start investing in your own home instead of continuing to rent.

🔑 Unlock home ownership opportunities – PMI can make purchasing a home possible with a smaller down payment.

✅ It can be removed – Once certain equity requirements are met, PMI is no longer required.

Every home buyer's situation is different. The best option isn't always the one with the biggest down payment—it's the one that fits your overall financial goals.

If you're wondering what your options might look like, let's run the numbers!