Jennie Sovey, Gershman Mortgage

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Jennie Sovey, Gershman Mortgage Jennie Sovey, Loan Officer NMLS #1698492. Serving Lincoln and the surrounding areas for all home loa

My goal is to offer the best mortgage process and tools available - easy and convenient online information, coupled with the assistance of an experienced and caring loan officer to guide you through the often difficult and confusing process. Let me walk you through the process and help you choose the exact loan to meet your specific needs!

How many house tours have you watched on your phone this week? Be honest!If the answer is "too many" and you still don't...
11/04/2026

How many house tours have you watched on your phone this week? Be honest!

If the answer is "too many" and you still don't know where to start, you're in good company.

Here's a secret: step one isn't Zillow.

Step one is knowing what number feels good to you every month.
Not the biggest number a bank says yes to.
The number that lets you sleep at night AND still book that trip.

Once you know that, the scrolling actually gets fun.
You stop falling for homes that were never going to work.
You start recognizing the ones that could be yours.

So put the phone down for five minutes (I know, I know) and let's figure out your number together.

Your Lincoln home search deserves a starting line!

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

There's something about a doorframe covered in pencil marks.I'm a mom of two boys, so I get it. You want a place to trac...
10/28/2026

There's something about a doorframe covered in pencil marks.

I'm a mom of two boys, so I get it. You want a place to track how tall they're getting. A backyard where they can be loud. A school they don't have to leave in the middle of the year because the lease is up.

When parents in Lincoln come to me, we usually aren't talking about square footage first. We're talking about stability. Roots. A place that stays theirs.

And real talk: it's rarely as far off as people assume. There are options for down payment help, first-time buyer programs and plans built around real family budgets (sports fees, grocery bills, all of it).

If you've been dreaming about giving your kids a home base, let's talk it through.

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

Nobody warns you how weird buying a house can feel!You're supposed to be excited, and you are. But it's also a BIG emoti...
10/21/2026

Nobody warns you how weird buying a house can feel!

You're supposed to be excited, and you are. But it's also a BIG emotional shift. Here's what's totally normal:

Panicking the second your offer gets accepted
Grieving your apartment a little (yes, even the one with the loud neighbors)
Doubting every decision the week before closing
Feeling like an imposter when they hand you the keys
Crying in your empty living room. Happy tears, scared tears, both at once.

None of that means you made the wrong choice. It means you're human and something big is happening.

I'm your loan officer, but I'm also here to help you breathe through it. Deep inhale. We've got this.

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

Your mortgage should never cancel your passport!I love a passport stamp as much as anyone. So when I help Lincoln buyers...
10/14/2026

Your mortgage should never cancel your passport!

I love a passport stamp as much as anyone. So when I help Lincoln buyers plan a mortgage, we plan for your LIFE too.

That means:
Your house payment shouldn't eat your adventure fund.
Your approval amount isn't a spending target.
A home is supposed to be the place you come back to, not the thing that keeps you from leaving.

Buying a home and booking the trip can happen in the same year. It just takes a budget built with both in mind.

Home and wanderlust can get along. Let's make a plan that lets them.

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

Family helping with a down payment is more common than people think, and I want buyers to know it's not something to be ...
09/16/2026

Family helping with a down payment is more common than people think, and I want buyers to know it's not something to be embarrassed about.

I've worked with plenty of buyers and their families where a parent or relative wanted to help them get into a home, and it made all the difference! There is a right way to document that gift so it doesn't create problems during underwriting, and that's where I come in.

If someone in your life has offered to help, let's make sure it's handled the right way from the start!

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

If you bought your first home a few years ago, there's a good chance you're sitting on more equity than you think.Here's...
09/09/2026

If you bought your first home a few years ago, there's a good chance you're sitting on more equity than you think.

Here's what that can actually do for you:

-Put a stronger down payment toward your next home
-Reduce how much you need to borrow
-Open up options you might not think you have right now

I talk to buyers all the time who assume moving up means starting from zero again.... it usually doesn't! If you've outgrown your current home, let's figure out what your equity is actually worth to you.

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

Rate locks. Here's what I want every buyer to know:-Locking means your rate is protected for a set window of time-Waitin...
09/02/2026

Rate locks. Here's what I want every buyer to know:

-Locking means your rate is protected for a set window of time
-Waiting too long can mean the number you budgeted for changes
-Nobody can predict the market with one hundred percent certainty, not me, not anyone!

I'm not going to pretend I have a crystal ball... but what I will do is help you understand your options so you can make a decision that feels good, not stressful. Buying a home should not feel like a guessing game.

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

Let's talk about the number nobody wants to say out loud...Your lender can approve you for a certain amount. That doesn'...
08/26/2026

Let's talk about the number nobody wants to say out loud...

Your lender can approve you for a certain amount. That doesn't mean you should spend every dollar of it!

I always ask my buyers the same question: what do you want your life to feel like after you move in? Not just the mortgage payment. The whole life. Road trips. Coffee with friends. That yoga class you don't want to give up.

A house is supposed to make your life better, not squeeze it dry. I'm here to help you find the number that actually fits you, not just the number a computer spit out.

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

Your interest rate is not just some mystery number handed down from the mortgage gods. There's actually a lot you can in...
08/19/2026

Your interest rate is not just some mystery number handed down from the mortgage gods. There's actually a lot you can influence.

Your credit, your down payment, your loan type, whether you buy points, it all plays a part. It's honestly more in your hands than people assume!

If you're in Lincoln and want to actually understand what's shaping your rate instead of just nodding along when someone throws out a percentage, let's go through it together. I promise it's less complicated than it sounds.

Jennie Sovey | Loan Officer
M: 402-429-2245 | W: jsovey.gershman.com

Address

8250 Old Cheney Road Suite B
Lincoln, NE
68516

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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