Justin Davison, Loan Officer, Nmls#1604492

10/31/2026

The thought of buying a home can feel scary-but it doesn't have to be. From understanding your financing options to navigating the homebuying process, the right mortgage team can help make it feel a whole lot less intimidating.

Ready to stop renting and start planning for homeownership? Let's talk!

10/29/2026

You love your house. You just don't fit in it anymore.

What a lot of Lincoln homeowners don't realize is that the home you've outgrown can help you buy the next one. Let's look at:

How much equity you've built
How much of it could go toward your next down payment
Whether to buy first, sell first, or do both together

Leaving your first home doesn't erase what happened there. It means your life got bigger. I'd love to help you navigate the next chapter.

Justin Davison | Loan Officer
M: 402-309-6254 | W: jdavison.gershman.com

10/28/2026

Before you make an offer, know your numbers, understand your options, and be ready to move when the right home hits the market.

A solid pre-approval can help you shop with confidence and show sellers you're serious. 🏡

Get your game plan together. Let's get you ready for kickoff.

10/28/2026

🚨 REALTORS — HEADS UP! APPRAISAL CHANGES ARE COMING NOVEMBER 2ND on CONVENTIONAL LOANS! 🏡

Here's what you need to know:

🏡 Appraisal Costs: Some appraisers are indicating fees could increase by as much as $200.

⏰ Turn Times: Some appraisers are also warning that turnaround times could be longer as they adjust to the new reporting requirements.

📋 New Reports: Appraisal reports are getting a major makeover, with a new format and more detailed property information.

📩 Want to see what the new appraisal report looks like? Let me know, and I'll be happy to email you a sample!

10/26/2026

The appraisal process is evolving, Here's a quick look at what's changing-and what isn't:
✔️ No change to minimum property standards
✔️ Concessions, repairs and special circumstances will be located in one generalized area
✔️ Condition and quality ratings will be more clear and detailed, including the reasoning behind the rating
✔️ There will be a learning curve as appraisers get familiar with new software and reporting formats
📍 We're also adding appraisers in rural areas to help with timing and placement.
📝 And we're already using the new report in test cases to help prepare for the transition.
Bottom line? Change is coming, but we expect business as usual. We'll continue monitoring the transition and keeping our partners informed.

10/23/2026

Most people wait until they find a home to lock their rate. You don't have to. 🔒
Lock your rate now and go find the one. It's one less thing to worry about while you tour houses.
Ask me how Lock & Shop works.

Available to eligible borrowers and loan programs. Lock periods vary. Fees may apply.

10/23/2026

"Easy to work with" says Tyler on Google

★★★★★ Easy to work with

10/22/2026

Want to host the holidays next year in a home that's yours?

Twelve months is plenty of time to get ready. We can go over your budget and savings, and see whether NIFA down payment assistance could help close the gap.

If you're a first-time homebuyer in Lincoln, let's start planning now.

Justin Davison | Loan Officer
M: 402-309-6254 | W: jdavison.gershman.com

10/21/2026

Put your home equity to work with a flexible Closed-End Second Mortgage designed to help you access the funds you need. With loan amounts up to $500,000 and options for primary residences, second homes and investment properties, you have more ways to leverage your equity.

Interested in learning more? Contact me today.

10/19/2026

A new year is a great excuse to take a fresh look at your finances. Consider reviewing your budget, paying down debt, building your savings, and checking your credit.
And if homeownership is on your 2027 goals list, getting your finances in shape now can help you feel more prepared when the time comes. 🏡

Your future self will thank you.