Justin Davison, Loan Officer, Nmls#1604492

Justin Davison, Loan Officer, Nmls#1604492 Providing Conventional, VA, FHA, USDA and jumbo home loans in Nebraska and Iowa. License: NE1604492

My goal is to offer the best mortgage process and tools available- easy and convenient, online information available, coupled with the assistance of an experienced loan officer to guide you through the often difficult and confusing process. Let me walk you through the process and help you choose the exact loan to meet your specific needs!

Here's to hard work and to taking a real break from it.Happy Labor Day from your friends at Gershman Mortgage.
09/07/2026

Here's to hard work and to taking a real break from it.

Happy Labor Day from your friends at Gershman Mortgage.

Whether you're purchasing a home, refinancing, or checking current rates, a second review can help you better understand...
09/04/2026

Whether you're purchasing a home, refinancing, or checking current rates, a second review can help you better understand your options.

If you've received a loan estimate from another lender, you can share it with me. I'll help you compare the rate, loan terms, closing costs, and monthly payment so you can make an informed decision.

Let's review the numbers together - give me a call!

If you're exploring home financing, you may already be speaking with other lenders or reviewing different offers. The in...
09/03/2026

If you're exploring home financing, you may already be speaking with other lenders or reviewing different offers. The interest rate is important, but so are the loan terms, closing costs, monthly payment, and how the financing fits your overall goals.

I can help you compare your options, understand the differences, and determine which financing approach makes the most sense for you.

Interested in working together? Give me a call.

I talked to someone last month who had just signed her fourth lease renewal in a row. Same apartment. Same landlord. Sam...
09/03/2026

I talked to someone last month who had just signed her fourth lease renewal in a row. Same apartment. Same landlord. Same rent increase letter every spring like clockwork.

She told me the part that got to her wasn't the money. It was that she still couldn't paint the walls. Still felt like she was living in someone else's space, four years in.

That's the thing about renting that doesn't show up on a spreadsheet. It's not just a monthly cost, it's a monthly reminder that none of it is really yours.

If you're on your third or fourth renewal and something in you is tired of asking permission to make a place feel like home, that's worth a conversation. Not because renting is wrong. Because you deserve to know what your other option actually looks like.

Justin Davison | Loan Officer
M: 402-309-6254 | W: jdavison.gershman.com

If you're considering buying another home, refinancing, or simply exploring your options, I'm here to help. As your loan...
09/02/2026

If you're considering buying another home, refinancing, or simply exploring your options, I'm here to help.

As your loan officer, I can review your goals, walk you through available options, and help you compare any financing offers you have received.

No pressure, I just want to make sure you have the information you need to make a confident decision.

Contact me today to learn more!

September 15th kicks off National Hispanic Heritage Month.Last year, Hispanic households added more than 440,000 new hom...
09/01/2026

September 15th kicks off National Hispanic Heritage Month.
Last year, Hispanic households added more than 440,000 new homeowners, accounting for 90% of all new household growth in the U.S. At the same time, more Hispanic families are moving away from coastal metros and into the Midwest and Northeast.

If owning a home is something you're working toward, we'd love to help you get there.

A lot of people don't have a long credit history. Maybe you're young. Maybe you pay cash for most things. Maybe you're s...
08/28/2026

A lot of people don't have a long credit history. Maybe you're young. Maybe you pay cash for most things. Maybe you're self-employed or work a few different jobs to make ends meet. Traditional credit scores don't always capture that. So if your credit file is "thin," some lenders treat it like a red flag.
We don't. We look at the full picture.
If you've ever been told "not enough credit history", reach out. We're happy to talk through it.

Back to school always feels like a reset to me.New routines. A new sense of what's next.I think sometimes we as adults n...
08/27/2026

Back to school always feels like a reset to me.

New routines. A new sense of what's next.

I think sometimes we as adults need one of those too!

If you've been renting the same place for a few years now, or you've outgrown the house that felt perfect a while back, this is usually the season I hear from people.

Not spring. Not January.

Right now, when the school year starts back up and everyone quietly starts asking what the next chapter looks like.

If that's you, I'd love to help you figure out what's actually possible before the year gets away from us.

Justin Davison | Loan Officer
M: 402-309-6254 | W: jdavison.gershman.com

If you have a buyer with a complex income, credit challenges, or just an unusual situation, keep Gershman Mortgage in mi...
08/26/2026

If you have a buyer with a complex income, credit challenges, or just an unusual situation, keep Gershman Mortgage in mind!

With deep expertise, USDA, FHA, VA, DPA programs, and non-QM lending, we're often able to find a path forward on files that other lenders pass on.

We've been closing loans for over 70 years because we know how to work through tough files and get your clients to the closing table on time.

Let's work together to help your buyers win. I'm here whenever you need me.

An ARM (adjustable-rate mortgage) starts with a lower interest rate than a fixed-rate loan. That rate is locked in for a...
08/21/2026

An ARM (adjustable-rate mortgage) starts with a lower interest rate than a fixed-rate loan. That rate is locked in for a set number of years - usually 5, 7, or 10 - then it can adjust after that.
We're seeing more buyers ask about these lately, and here's why they make sense for the right person.
* If you know you won't stay long, why pay for a rate that lasts 30 years? A lot of buyers move within 5-10 years anyway - new job, growing family, upsizing, downsizing. If that sounds like you, a fixed rate might be covering years you'll never actually use.
* Lower rate now means lower payment now. That can mean more breathing room in your monthly budget, or it can mean qualifying for a bit more home.
* The key is being honest with yourself about your timeline. An ARM works well if you're fairly confident you'll sell or refinance before the rate adjusts. It's not the right fit if you're not sure, or if you plan to stay put for decades.

Not sure which mortgage fits your plans?
That's exactly the kind of conversation we're good at. Tell us what your next 5-10 years might look like, and we'll help you figure out if an ARM makes sense or if a fixed rate is the safer bet.

Address

8250 Old Cheney Road
Lincoln, NE
68516

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

Telephone

+14023096254

Website

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