Rebekah Guidry - Mortgage Loan Officer with Approved Mortgage NMLS -1140644

Rebekah Guidry - Mortgage Loan Officer with Approved Mortgage NMLS -1140644 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Rebekah Guidry - Mortgage Loan Officer with Approved Mortgage NMLS -1140644, Mortgage brokers, Lafayette, LA.

Your personal, mortgage advisor here to walk you through the home buying process from start to finish
Approved Mortgage NMLS - 1603378 ://www.facebook.com/rebekah.serpas.3 ://www.instagram.com/rebekahguidry/

Don't be afraid to ask questions! Your loan officer is there to guide you from application all the way to the closing ta...
09/17/2026

Don't be afraid to ask questions! Your loan officer is there to guide you from application all the way to the closing table. Staying informed, communicating, and responding quickly can make the mortgage process much easier. 🏡🔑

1. Is there anything you need from me right now?
Mortgage requests can be time-sensitive. Responding quickly to requests for documents or explanations can help prevent unnecessary delays.

2. What should I expect next?
Knowing the next step—and what your lender needs from you—can help keep your loan moving smoothly.

3. Is there anything I should avoid doing before closing?
Large purchases, opening new credit, changing jobs, or moving money between accounts can potentially affect your loan.

4. Have there been any changes to my estimated payment or closing costs?
Stay informed about your projected monthly payment, cash needed to close, taxes, insurance, and other costs.

Wednesday wisdom: Your home is more than just a place to live—it can also be an important part of building long-term wea...
09/16/2026

Wednesday wisdom: Your home is more than just a place to live—it can also be an important part of building long-term wealth.

As you make mortgage payments and your home's value changes over time, you may build equity—one of the biggest financial benefits of homeownership.

But what exactly determines your home's value, and how does equity grow? https://myhome.freddiemac.com/owning/your-homes-value

Your mortgage payment may go up because a fixed interest rate only locks in your loan's principal and interest. Your esc...
09/15/2026

Your mortgage payment may go up because a fixed interest rate only locks in your loan's principal and interest. Your escrow—the separate account used to pay your home expenses—can still change because your insurance or taxes may go up.

Good morning :D Have a great week!
09/14/2026

Good morning :D Have a great week!

It's really not that complicated, it just sounds like it. Rates aren’t one-size-fits-all. The rate you qualify for can b...
09/11/2026

It's really not that complicated, it just sounds like it. Rates aren’t one-size-fits-all. The rate you qualify for can be influenced by your credit profile, loan type, down payment, loan term, points/credits, and current market conditions.

One important thing to remember: mortgage rates change frequently. The rate you see advertised online may not be the rate available for your specific situation

đź’° The source matters.Mortgage programs have specific rules about who is allowed to provide gift funds. An eligible famil...
09/10/2026

đź’° The source matters.
Mortgage programs have specific rules about who is allowed to provide gift funds. An eligible family member is a common source, although permitted donors vary by loan program.

đź“ť You'll need documentation.
Your lender may require a gift letter confirming details such as who provided the money, the amount of the gift, and that repayment isn't expected.

🏦 Keep a paper trail.
Depending on the loan program and circumstances, documentation may be needed showing the transfer of the gift funds.

đźš« A gift isn't a secret loan.
If the money is expected to be repaid, it's generally considered borrowed money—not a true gift—and could affect your mortgage qualification.

đź“ž Talk to your loan officer BEFORE transferring the money.
Gift-fund requirements can vary, so getting instructions first can help prevent unnecessary documentation or delays.

Wednesday wisdom: How do you avoid going after a kitchen trend you may regret? apartmenttherapy.com/kitchen-trends-homeo...
09/09/2026

Wednesday wisdom: How do you avoid going after a kitchen trend you may regret? apartmenttherapy.com/kitchen-trends-homeowners-regret-most-37562591

When you finally hear those three little words, though… it's definitely worth celebrating! You’ve heard the words every ...
09/08/2026

When you finally hear those three little words, though… it's definitely worth celebrating!

You’ve heard the words every homebuyer wants to hear: CLEAR TO CLOSE! 🎉

But what does that actually mean?

“Clear to close” generally means your lender has completed the required underwriting review, your loan conditions have been satisfied, and your mortgage is ready to move toward closing.

Think of it as the final green light before you get to the closing table. đź’š

Once you're clear to close, you'll typically:

đź“„ Review your final loan and closing information
đź’° Confirm the funds you'll need for closing
✍️ Sign your closing documents
🔑 Get those KEYS!

Happy Labor Day!
09/07/2026

Happy Labor Day!

Although you can get correct information from Google, it's better to ask your loan officer to be sure. We are 100% more ...
09/04/2026

Although you can get correct information from Google, it's better to ask your loan officer to be sure. We are 100% more accurate than Google :P

Address

Lafayette, LA
70508

Telephone

+13372580874

Website

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