Ed Woolery at Guaranteed Rate Affinity NMLS# 632979

Ed Woolery at Guaranteed Rate Affinity NMLS# 632979 I am a Vice President, Mortgage Lending at Guaranteed Rate Affinity. NMLS # 626979. Guaranteed Rate A From the real investors, to 1st time buy

VP of Mortgage Lending at Guaranteed Rate Affinity -NMLS # 626979
Ed has been in the real estate business for almost 30 years in one form or another. He is an expert at helping all levels of buyers with financing.

09/08/2026

Your home search starts long before you start browsing listings online. Taking the time to understand your mortgage options can help you stay on budget and make an offer you feel confident about. While pre-qualification gives you a general idea of what loan you may qualify for, pre-approval takes a closer look at your finances to provide a more solid and reliable picture.

Ready to take the first step? Let’s talk it through.
https://myoc.io/a2sLzN3HDxM/91IZZ



NMLS # 632979

09/07/2026

This Labor Day is a moment to celebrate the ones who keep our communities moving, one day at a time. We appreciate, acknowledge and thank you for building something special. Kick back, relax and enjoy the time off. You deserve it.
https://myoc.io/a2sLzN3HDxM



NMLS # 632979

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/a2sLzN3HDxM/r3WFt



NMLS # 632979

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/a2sLzN3HDxM



NMLS # 632979

08/31/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/a2sLzN3HDxM/qiuBP



NMLS # 632979

08/27/2026

How well do you really know your monthly payment? A lot of people are surprised there's more going on than principal and interest. Taxes and insurance are part of the deal too.

If you want the full rundown of what your monthly payment includes, reach out to me today and we'll go through it together.
https://myoc.io/a2sLzN3HDxM/zHUML



NMLS # 632979

08/26/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/a2sLzN3HDxM/vKjvQ



NMLS # 632979

08/24/2026

Rent math is not just about what you pay today. It is about how your housing costs fit into the way you save*, budget and plan ahead.

I can help you compare renting with buying so you can see what may make sense for your situation.
https://myoc.io/a2sLzN3HDxM/RUVYZ



NMLS # 632979

08/20/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/a2sLzN3HDxM/ZpZUR



NMLS # 632979

08/19/2026

You've put in the years and built real equity in your home. So what can you actually do with it? A HELOC is one option that may let eligible homeowners tap into a portion of that equity, up to an approved limit, for the goals that matter to them.

If you've been curious how your equity fits your bigger plans, it's worth a conversation.
https://myoc.io/a2sLzN3HDxM/Cy8Rm



NMLS # 632979

Address

930 Prospect Street
La Jolla, CA
92037

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