When shopping for a low rate on your mortgage, you may think the best rates will be found with online lenders. However, you may dread the poor customer service that often comes from working across the web, and wish you could get those same rates from someone local. Good news - I can do that for you. As a mortgage broker, I work for you, shopping among dozens of lenders for a great low rate while a
lso offering specialized lending programs for self employed borrowers, investors, rehabilitation loans, and even reverse mortgages. Because my team operates so efficiently, we are able to pass along savings to our clients in the way of improved rates and lower fees than many competitors - big banks and online lenders alike. The best part is that using a broker doesn't cost you a dime, and will often save you money. If you are a first-time buyer, you will appreciate that I am your point of contact through the entire process, answering your questions, dispelling the many myths you may read online, and making the process easy and straightforward. If you are looking at buying a bigger home, a smaller home, or simply moving neighborhoods, you may be wondering, "Do I have to sell my house before I can buy a new one?". I can answer that question and more in a private, no cost and no obligation consultation to discuss your unique situation. For current homeowners looking to refinance to either lower their rate or possibly take cash out of the home, I'm happy to run numbers for you to help you calculate your new payment, your savings, or how much cash you may be able to take out. I work with all of my clients to help them get the most home for their money, and to position their financing in a way to make their offer attractive in a multiple offer situation. If any of these scenarios sound like you, or if you have any other mortgage questions, you can contact me through Facebook, or voice or text me at 619-417-2701. You can also email me at [email protected].