Leila Blair-FCLS Loan Officer NMLS #157461

09/17/2026

The FOMC meeting wrapped up yesterday — here's what you need to know 👇

The Fed raised its benchmark rate 25 basis points — the first hike since 2023. But that's not the same as your mortgage rate, which tracks the 10-year Treasury more closely and has already been ticking up on its own.

The best move is still the same one it's always been: talk to a loan officer who can walk you through your specific numbers, not headlines.

Questions about what this means for your situation and homebuying timeline? Contact one of our local mortgage experts today to find out.

01/01/2026

What a fantastic 2025, and looking forward to this New Year 2026!
Give me a call today if your looking to Purchase your New Home or Refinance.

06/16/2025

05/25/2025

Hope you can join us Thursday 5/29/2025 after 1pm. See you there!

🦞Crawfish Boil Client Appreciation🦞

📅Date: May 29th
⏰Time: 1:00 PM
👉Location: First Choice Offices,
9821 Cogdill Rd #2, Knoxville, TN 37932

We want to show our appreciation for our clients and industry partners with a crawfish boil and cookout. Come enjoy fresh crawfish, shrimp, sausage, potatoes, and corn on the cob. Grab a cold b**r or non-alcoholic beverage and build relationships within our industry family.

In lieu of our monthly mingle, we wanted to do something special to celebrate the people who make our business possible. Bring your appetite and get ready for good food, great company, and a relaxed afternoon of fun.

We can't wait to see you there!

RSVP here: https://www.facebook.com/share/14utk4Ln9Z/

02/02/2025

https://www.facebook.com/share/p/1BhP27SvvS/?mibextid=wwXIfr

🏠 The Industry Monthly Mingle: Where Community Meets Opportunity

Found your home in real estate but looking for your tribe? Join us for a laid-back afternoon of authentic connections and real conversations.

✨ What makes this networking event different:

No pressure, just genuine connections
Early timing means family dinner isn't missed
Real people, real relationships
A community that supports your growth

🗓️ Third Thursdays | 3-6 PM

Perfect timing to network AND make it home for family time!
Because success doesn't have to mean sacrifice. Come find your people, share your journey, and be part of something special.

Whether you're a:
🤝 Seasoned pro looking for your tribe
🌟 New agent seeking mentorship
💫 Industry partner ready to collaborate
💝 Or someone who believes in the power of community

Bring yourself, your story, and maybe a friend. Let's grow together!
Light refreshments + Warm welcomes + Real connections = Your new favorite Thursday!

RSVP Here 👉 bit.ly/FebMingle

❤️Hosted by First Choice Lending Services

01/14/2025

https://www.instagram.com/reel/DEx_M8FPhfr/?igsh=MTc4MmM1YmI2Ng==

11/25/2024

So happy to be working with such a caring TEAM that gives back to the community and has supported Operation Christmas Child for around 15 years. It is great to be a part of your TEAM. Blessing to all the Children!

Small Boxes, Big Impact 📦💫

Starting off the holiday season with full hearts and giving spirits!
Our First Choice Lending team came together to pack Operation Christmas Child boxes with toys, school supplies, and love for children around the world. Each box represents a child's Christmas morning made brighter, a family touched by kindness, and hope shared across the world.

Proud of our team for embodying the true spirit of the season - giving back to make a difference, one shoebox at a time. 🎁❤️

"

11/23/2024

If you have high interest credit cards, loans, and other debts, it can save you hundreds to let your Home Equity go to work for you! Let's talk and see how much savings you may have before the New Year!

11/05/2024

Ever feel like people are speaking another language while you're trying to buy a home? 🤔

Don't worry - you're not alone! Let's translate these mortgage terms into plain English:

💫 Pre-Approval
What it sounds like: Complex financial evaluation
What it really is: Your "house shopping budget" verified by a lender

💰 Down Payment
What it sounds like: All your savings at once
What it really is: Your initial investment in your home (can be as low as 3.5%!)

📊 APR (Annual Percentage Rate)
What it sounds like: Confusing math equation
What it really is: The true cost of borrowing (interest rate + fees)

📈 DTI (Debt-to-Income)
What it sounds like: Scary financial ratio
What it really is: How much of your monthly income goes to bills

No more mortgage mysteries! 🔍

Save this post for your house hunting journey! Have questions? Drop them below or send us a DM - we're fluent in both "mortgage speak" and plain English! 😊