First Choice Lending Services

06/02/2026

🤔💼 Ever wonder what a mortgage loan officer actually does all day? It’s not just emails and phone calls… Behind the scenes, we’re:

• Finding the right loan program
• Getting borrowers pre-approved
• Expert guidance from application to closing

It’s part strategist, part problem-solver, part guide.

Yes, plenty of time is spent at the desk… because loans need attention to get across the finish line. And it's worth every second, because we know we’re not just closing loans, we’re changing lives for the better. 🏠✨

06/01/2026

June is National Homeownership Month. 🏠🗓️

But it wasn’t always that way. It started as just a single week, until it was expanded into a full month in 2002.

Now, it’s the perfect time to recognize the value of owning a home and why it remains a cornerstone of the American Dream.

Because at the end of the day, homeownership is still one of the most proven ways to build long-term wealth.

✔️ You build equity over time
✔️ You create stability for your family
✔️ You invest in something that’s yours

If homeownership is on your radar, don’t sit on the sidelines, we can help.

05/25/2026

Today we pause to remember and honor those who gave everything for our freedom. Wishing everyone a safe and meaningful Memorial Day. 🇺🇸

05/24/2026

👉 We take pride in helping every client find the right loan for their unique needs and goals. With personalized guidance and flexible financing, we create a better home financing experience for homebuyers across Tennessee, Kentucky, and Georgia. ❤️🏠✨

05/22/2026

We’re excited to welcome Kate Sivy to the First Choice Lending Services team! 🎉

With a background in education and web development, Kate is a natural problem solver who knows how to break down complex situations and guide people every step of the way. That same approach now helps her clients navigate the mortgage process with a steady hand and a focus on real solutions.

Whether you’re buying, refinancing, or just exploring your options, Kate is ready to help you move forward.

Join us in welcoming Kate to the team! 👏

05/12/2026

⭐️⭐️⭐️⭐️⭐️ Real stories. Real results.

From happy homeowners to trusted Realtor partners, the feedback says it all. We’re proud to help families reach their homeownership goals across Tennessee, Kentucky and Georgia.

We’re also closing in on a big milestone…1,000 Google reviews 👀! Shoutout to our loan officers who continue to deliver when it matters most. 🏠✨

05/10/2026

Happy Mother’s Day 💐

To all the Moms out there, today we celebrate YOU. Thank you for everything you’ve done and for the lasting impact you’ve made. We couldn’t be more grateful for you. ❤️

05/08/2026

🚨 This could change who qualifies for a mortgage in 2026…

For years, your ability to buy a home has been judged by outdated credit score models. That’s finally starting to shift—and it could open the door for more buyers than we’ve seen in a long time.

New models like VantageScore 4.0 and FICO 10T are designed to look at the full picture—not just a snapshot. That means if you’ve been doing the right things (paying down debt, managing credit responsibly), you may finally get credit for it.

Read the full breakdown and what it means for home buying options in our blog. 🏠✨

For decades, mortgage lending has relied on a narrow set of “classic” credit scoring models—primarily older versions of FICO—to evaluate borrowers. That’s beginning to change in a meaningful way. As of April 2026, government officials announced that lenders are now permitted to use Vantage...