First Choice Lending Services

First Choice Lending Services Full-service mortgage lender offering home purchase loans and mortgage refinance loans in TN, KY, GA & FL | NMLS #473797 NMLS #473797, Equal Housing Lender.

Knoxville’s trusted mortgage lender since 2011. First Choice Lending Services specializes in home purchase loans, including those for first-time homebuyers, move-up buyers, investors, and families relocating to get the right home loan β€” fast. We proudly offer bilingual (English and Spanish) mortgage support to better serve more borrowers with clear communication and a smoother lending experience.

We also cover all refinancing situations including rate-term, cash-out, heloc, heloan and bridge loans. We’re a licensed correspondent lender serving Tennessee, Kentucky, and Georgia with over 1,000 5-star reviews. Our loan programs cover every situation: conventional, FHA, VA, USDA, down payment assistance, jumbo, and non-QM financing. Call 855-392-4141 or visit fcls.com to get started.

πŸ—“οΈ September is National Mortgage Professionals MonthThank you for making First Choice Lending Services your go-to mortg...
09/02/2026

πŸ—“οΈ September is National Mortgage Professionals Month

Thank you for making First Choice Lending Services your go-to mortgage lender. When it comes to something as big as buying a home, who you work with truly matters. You want a real person who gets it β€” someone who understands your goals and treats homeownership like the milestone it is.

Whether you're wondering how to get started, what today's rates mean for you, or what happens next in the process β€” we've got you covered, every step of the way.

It's also a big month for the market. Here are a few important upcoming events:

πŸ“Š CPI Report: What is inflation doing?
πŸ“ˆ PCE Report: What does the Fed think inflation is doing?
πŸ›οΈ FOMC Meeting: What is the Fed going to do about it?

We'll be breaking down what each of these means for you throughout the month β€” because staying informed shouldn't be a guessing game.

We're here to help. Always. 🏑

Proud to be part of this! 🏈 Congrats to Kingston Football and Mason!!
09/01/2026

Proud to be part of this! 🏈 Congrats to Kingston Football and Mason!!

WAY TO GO KINGSTON! 🏈 πŸŸ πŸ”΅

Congratulations to Kingston Football's (Roane County High School ) Mason Simpson for receiving the most votes and winning the first-ever SCH Real Estate Team High School Football Player of the Week award. Simpson had a huge Week 1 showing where he tallied 22 carries, 202 yards, and 3 TDs for the Yellow Jackets.

As a reminder, each week this high school football regular season, SCH Real Estate, Atlas Title Group & First Choice Lending Services will donate a combined $1,000 to the school's athletic department for that week's award-winning student athlete.

Help us spread the word, too, and 'LIKE', 'FOLLOW' and 'SHARE' our page so your team doesn't miss out this high school football season!

Our Week 2 poll is now live at schrealestate.net/polls! Voting ends each Wednesday night at 8:00 PM EST.

08/31/2026

πŸŽ‰ Grand Opening Recap: First Choice Lending Services - Sevierville! πŸŽ‰

First Choice Lending Services is officially in Sevierville, Tennessee, and we could not be more grateful for everyone who came out to celebrate this new chapter with us.

After more than 15 years, being able to expand into this community means a lot. But we are most excited about the people we haven't met yet. The conversations, the questions, and the relationships that will begin right here.

First Choice Lending Services - Sevierville
πŸ“ 118 Court Ave #1, Sevierville, TN 37862
πŸ“ž (865) 505-1723

If buying a home in Sevierville is becoming part of your next chapter, now you know where to find us. ❀️

New site, better tools β€” same mortgage lender you know and trust. 🏑 We just launched a new and improved website, built t...
08/28/2026

New site, better tools β€” same mortgage lender you know and trust. 🏑

We just launched a new and improved website, built to make your homebuying journey faster and easier from the very first click.

- Explore available loan programs
- Get pre-approved in minutes
- Check potential scenarios with our enhanced mortgage calculator tools
- Find and connect with a local, licensed loan officer β€” all in one place

Same team, same 5.0-star service, now with tools that work as hard as we do. Check it out by clicking on the link in the comments.

We're proud to team up with Steven Hensley & SCH Real Estate Team and Atlas Title Group to support the SCH Player of the...
08/22/2026

We're proud to team up with Steven Hensley & SCH Real Estate Team and Atlas Title Group to support the SCH Player of the Week Award β€” celebrating student athletes across East Tennessee all season long! 🏈

Follow along and vote for your favorite player each week at www.schrealestate.net/polls

Steven Hensley SCH Real Estate Team
Atlas Title Group

FOOTBALL IS BACK! 🏈

SCH Real Estate Team owner Steven Hensley, alongside Atlas Title Group & First Choice Lending Services, love our East Tennessee and Knoxville community and also love Friday Night Lights.

As a former Coalfield & walk-on Tennessee football player, high school football has always been a passion for Steven.

This high school football season here in Knoxville & East Tennessee, we could not be more thrilled to announce the first-ever weekly SCH Real Estate Team High School Football Player of the Week Award.

Starting this week (Week 1), and running through the final week of the regular season (Week 11), the student athlete who wins the award that week will earn his high school’s athletic department a combined $1,000 donation from SCH Real Estate, Atlas Title Group & First Choice Lending Services.

Voting for Week 1 begins Monday morning at 10:00 AM EST, where fans will able to cast their vote on our website at schrealestate.net/polls for the player of the week from seven counties in our area: Knox, Anderson, Morgan, Blount, Loudon, Roane, & Sevier. (Our team will select the standout players from that week who fans will be able to vote on each week for their respective counties.)

Polls close every Wednesday night at 8:00 PM EST and the winner will be announced the following morning.

Make sure to 'LIKE', 'FOLLOW' & 'SHARE' this page so your school does not miss out on the fun this football season!

08/21/2026

Mortgage Myth Busting! 🚨

That's correct β€” you do NOT need 20% down to buy a home.

It's one of the most common misconceptions we hear from buyers, and it stops a lot of people from even starting the conversation. In reality, there are loan programs with down payments as low as 3%, and options like VA loans can mean $0 down for eligible veterans.

Everyone's situation is different, which is why the best next step isn't guessing β€” it's talking to a loan officer who can walk you through what you actually qualify for.

πŸ“² Reach out today to see your options.

🍻 Thirsty Thursdays is TONIGHT!Join us for happy hour with the Knoxville real estate community: cold drinks, great food,...
08/20/2026

🍻 Thirsty Thursdays is TONIGHT!

Join us for happy hour with the Knoxville real estate community: cold drinks, great food, fun networking, and no sales pitch required.

πŸ“ TN Tap House: 350 North Peters Road
πŸ•” From 4:00 - 6:00 PM
β˜” Rain or shine (if it's too hot or wet, we'll be inside!)

Tag a realtor friend who needs a reason to get out tonight πŸ‘‡

https://www.facebook.com/share/1KF7jW41Hv/

Still renting because buying feels like a mystery? You're not alone. πŸ€”88% of first-time homebuyers didn't know the first...
08/19/2026

Still renting because buying feels like a mystery? You're not alone. πŸ€”

88% of first-time homebuyers didn't know the first step to buying their dream home.

It's not as complicated as it seems β€” it starts with a simple conversation. No pressure, no obligation, just answers to the questions you've been sitting on:

- What can I actually afford?
- What do I need to get started?
- Is now even the right time for me?

You don't have to have it all figured out before you reach out. That's what we're here for.

πŸ“² Talk with a First Choice Lending Services mortgage expert to explore your options.

Address

9821 Cogdill Road Suite 2
Knoxville, TN
37932

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm

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