Jessica Raichl - Mortgage Loan Officer - NMLS 2384189

01/27/2026

You can’t worry about what you should’ve or could’ve done because we can’t change the past. However you can make a choice now to change your future.

If you’re renting now, let’s talk about what buying looks like for you.

** These numbers are from the Knoxville area.

01/04/2026

I’m so proud to be apart of such a great Organization like First Choice Lending Services. Let me know how I can help you meet your home buying goals

10/30/2025

If you're family is being affected by the government shutdown and you live in Tennessee the Governor office just launched this website today to help.
https://www.feedtn.org/

FeedTN is mobilizing Tennessee’s faith communities, nonprofits, and civic partners to make sure every neighbor has food on the table. With SNAP benefits disrupting on November 1 and food insecurity increasing, Tennesseans are stepping up – together – to respond.

10/16/2025

I'll be hanging out with the stalagmites stalagtites all weekend. I hope to see some of y'all there.

🎃 We’re proud to sponsor this weekend’s Trick-or-Treat in the Cave at Cherokee Caverns (Oct. 15–17)! The first 100 guests will receive a special treat from First Choice Lending Services, LLC. Don’t miss this spooktacular event—see link for details! 🕸️👻

👉 https://www.historiccherokeecaverns.com/trick-or-treat-in-the-cave

10/15/2025

When I say I offer premium customer service, I mean it.

Not every loan officer will go out of their way to pick up documents for a client who can’t take time off work to do it themselves — but I will. Because life doesn’t pause for paperwork.

At First Choice Lending Services, we believe in meeting clients where they are — literally and figuratively.
It’s not “above and beyond” when you genuinely care. ❤️

10/15/2025

With First Choice Lending Services, you’re not just working with one person — you’re backed by an entire office full of wisdom, experience, and a deep dedication to our clients and partners. Don't take my word for it, here's what some of clients are saying about us

10/10/2025

Choices, choices, choices! Banks have a limited selection of home loan options, but I can give you a variety of products to choose from. Give me a call today!

10/08/2025

A virtual closing gives you the convenience of signing on a new home without leaving your current one... or your vacation spot! Call me today to learn more!

10/02/2025

If you're in the middle of a home buying transaction, this may not affect you. Send me a DM, text or call and I'll be happy to share what I know.

In the meantime, we are continuing to monitor the situation closely and keep you informed of any changes.

A government shutdown impacts the housing industry in two key ways:

1. By creating market volatility and its ripple effects.
2. By limiting access to government services that support the mortgage process.

Find out how it may impact you directly. Call for more info.

10/01/2025

No Credit Score? No Problem!
You don’t need a credit score to become a homeowner.

With FHA, USDA, and VA loans, I can use things like:
✔️ Rental history
✔️ Utility or phone bills
✔️ Insurance or childcare payments

✨ Bottom line: If you’ve been responsible with your bills, homeownership is still within reach. Let’s talk about your options!

📲 Message me today and let’s see if we can turn “no score” into “new home.”
865-724-6540 * [email protected]

09/26/2025

No one told me this after I bought my first house… and honestly, I had to learn some of these lessons the hard way.

After closing, there are little moves you can make that can save you money, protect your home, and give you peace of mind down the road.

Think about it:

✅ Setting up a simple mortgage rate alert could mean catching a refinance opportunity that saves you hundreds a month.

✅ Knowing when PMI can be removed? That’s extra cash back in your pocket each month.

✅ Even something as small as finding your water shut-off valve could prevent a disaster from turning into a nightmare.

Most new homeowners don’t hear this stuff upfront… and years later they wish they had. That’s why I put this together—so you don’t have to find out the hard way.

Save this post 🏡 → these are tips you’ll want to come back to again.

— Jessica Raichl, your go-to mortgage broker in Tennessee

09/26/2025

Want to STOP all of those unwanted solicitations from mortgage lenders, credit card companies, and other credit grantors.

go to OptOutPrescreen.com

Tip: It may take 5-6 days before you're on the opt-out list