Eric Melling - Loan Officer

05/17/2026

4.5 star review received on Experience.com for Eric Melling by Sheirwin M W - They worked with me on the conditions so my dream of having a home will come true

Click to see all 276 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

04/28/2026

5.0 star review received on Experience.com for Eric Melling by Ezequiel A T - He was a great communicator and was there when needed him

Click to see all 274 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

04/27/2026

Found your dream home — but haven't sold your current one yet? 😅

You don't have to choose. With our $1,000 Flat Fee Bridge Loan, you can buy your next home NOW and sell when you're ready. No contingent offers. No stress. No rushing.

Make a strong, non-contingent offer and compete like a cash buyer — without waiting for your current home to sell first.

Curious if it's right for your situation? Let's chat — I'm happy to walk you through it! 💬

04/02/2026

I am excited to introduce MED-PRO 1ST — 1st Security Bank's new mortgage program designed specifically for Veterinarians, Pharmacists, Physicians, Dentists, CRNAs and other licensed medical professionals. This loan program features:
✅ Zero down payment options and loan amounts up to $2,000,000
✅ No monthly mortgage insurance (PMI)
✅ Student loans handled more flexibly
Please reach out to me for more information or a no-obligation consultation!

03/13/2026

5.0 star review received on Experience.com for Eric Melling by Robin J - I have always been treated well, and will continue to work with Eric Melling and his staff. They are the best! Thank you!

Click to see all 273 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

02/26/2026

📊 Let's talk numbers.

One year ago, the average 30-year fixed mortgage rate was 6.76%. As of today, it's sitting at 5.98%. For a $400,000 loan, that difference translates to roughly $200/month in savings and really adds up over the life of the loan.

If you have been waiting for a sign to revisit your homeownership goals, this might be it. Let's run the numbers together and make a plan. I am here to help!

12/10/2025

As we gather with friends and loved ones this holiday season, it reminds us that we're part of something bigger—we're part of a community. That's why we're especially proud to share that through our Annual Holiday Food Drive, 1st Security Bank has donated over $300,000 to support local food banks, with at least $8,000 donated at each of our locations.

These contributions will help ensure families throughout our neighborhoods can enjoy nourishing meals during the holidays and beyond. It's our way of giving back to the communities that have given us so much.

From our family to yours, we wish you holidays filled with warmth, joy, and cherished moments. Thank you for being part of our journey.

11/25/2025

To account for rising home prices, the 2026 conforming loan limit for one-unit properties will be $832,750, an increase of $26,250 from $806,500 in 2025. Please call me for a no-obligation consultation or to find out more.

11/15/2025

🏠 BIG NEWS! This is something I never saw coming!

Starting November 16, 2025, Fannie Mae (one of the biggest mortgage companies in the country) is dropping their minimum credit score requirement of 620. What does this mean for you? If you've been wanting to buy a home, but your credit score wasn't high enough, this could be your chance!

Here's what's changing: ✅ No more automatic "no" if your score is under 620. ✅ They'll look at your whole financial picture - like whether you pay rent on time. ✅This could help SO many people who are responsible with money but just don't have that "magic number" on their credit score. Learn more at: https://brev.is/XHuEA

Know someone who's been trying to buy a house? Please share this with them! 💙

11/14/2025

5.0 star review received on Experience.com for Eric Melling by Ashley M - Thank you for making the experience a little easier we greatly appreciate the teams efficiency

Click to see all 272 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225