Eric Melling - Loan Officer

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Eric Melling - Loan Officer 1st Security Bank Home Lending is dedicated to giving you the best customer service in the mortgage industry. Our mission is to WOW each and every client.

We are part of a wonderful community bank serving the Tri-Cities area. As your home loan officer I 1st Security Bank is an Equal Housing Lender

Looking for a more affordable path to homeownership? Our FHA 5/1 ARM may offer qualified homebuyers a lower initial paym...
10/16/2026

Looking for a more affordable path to homeownership? Our FHA 5/1 ARM may offer qualified homebuyers a lower initial payment and greater flexibility when purchasing a home. A few features worth exploring:

âś… No rate adjustment for the first 5 years
âś… As little as 3.5% down
âś… Qualification based on the start rate
âś… May be paired with eligible down payment assistance programs
âś… Gift funds may be available from family members or employers
âś… Seller contributions up to 6% of the sales price are permitted

Whether you're thinking about buying your first home or a Realtor helping a client navigate affordability, let's explore whether this option could be a good fit. Message me to learn more or review your options.

We're proud to share that our 2026 Stuff the Bus Drive raised an estimated $64,000 through donations from employees, cus...
09/22/2026

We're proud to share that our 2026 Stuff the Bus Drive raised an estimated $64,000 through donations from employees, customers, and matching contributions from the Bank! Thank you to everyone who helped provide school supplies and support for local students. Together, we're investing in the success of our communities and the next generation of learners.

4.5 star review received on Experience.com for Eric Melling by Hallie L - You all were courteous and patient.
08/31/2026

4.5 star review received on Experience.com for Eric Melling by Hallie L - You all were courteous and patient.

Click to see all 287 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

5.0 star review received on Experience.com for Eric Melling by Seamus H - great  Communication  and  an  easy  process
08/10/2026

5.0 star review received on Experience.com for Eric Melling by Seamus H - great Communication and an easy process

Click to see all 286 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

5.0 star review received on Experience.com for Eric Melling by Melissa A H - Excellent  service!
07/22/2026

5.0 star review received on Experience.com for Eric Melling by Melissa A H - Excellent service!

Click to see all 285 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

5.0 star review received on Experience.com for Eric Melling by Chris E J - Eric communicated what was needed ahead of ti...
07/21/2026

5.0 star review received on Experience.com for Eric Melling by Chris E J - Eric communicated what was needed ahead of time and kept us informed about the progress of the loan.

Click to see all 285 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

5.0 star review received on Experience.com for Eric Melling by Raylene D W - As a first-time homebuyer, I couldn’t have ...
07/16/2026

5.0 star review received on Experience.com for Eric Melling by Raylene D W - As a first-time homebuyer, I couldn’t have asked for a better experience. Eric took the time to explain every step of the process in a way that was easy to understand, which really put my mind at ease. He was always quick to respond, easy to get ahold of, and made me feel like no question was too small. His professionalism, patience, and communication made what could have been a stressful experience feel smooth and manageable. I highly recommend Eric to anyone looking for a knowledgeable and trustworthy lender, especially if you’re buying your first home.

Click to see all 283 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

4.83 star review received on Experience.com for Eric Melling by Rishana E - Eric walked me through the loan process step...
07/07/2026

4.83 star review received on Experience.com for Eric Melling by Rishana E - Eric walked me through the loan process step by step and was always willing to provide quotes on prospective houses during my search.

Click to see all 282 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

Thinking about buying your first home? You don’t have to navigate it alone.At 1st Security Bank, we offer:✅ Zero down pa...
06/30/2026

Thinking about buying your first home? You don’t have to navigate it alone.

At 1st Security Bank, we offer:
âś… Zero down payment solutions
âś… Down payment assistance programs
âś… Clear guidance from start to finish

👉 I am here to help you understand your options and move forward with confidence. Connect with me for a no obligation consultation today.

5.0 star review received on Experience.com for Eric Melling by Richard L H - Eric went above and beyond with helping us ...
06/29/2026

5.0 star review received on Experience.com for Eric Melling by Richard L H - Eric went above and beyond with helping us on the financing for our new home. We would not have ever expected this high level of customer service. Thank you so much Eric!

Click to see all 281 reviews of Eric Melling -1st Security Bank, Loan Officer | NMLS # 815225

Address

8486 W Gage Boulevard
Kennewick, WA
98043

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15094915011

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