Mitchell Alvarez NMLS# 1946494

Mitchell Alvarez NMLS# 1946494 Hi there! I am a Sr. Mortgage Broker at Vision Mortgage NMLS 70495. I specialize in Conventional, VA, Jumbo, and First Time Homebuyer home loan financing in WA.

Give me a call, send a message, or visit my website today to find out how I can help you!

08/23/2026

A century of showing up for this community, and today we got to celebrate it right down the parade route.
So proud of everyone who decorated,
waved, and made our centennial float shine. Turn up the volume and enjoy the ride!



kennewickkiwanis

07/01/2026

POV: You finally call a lender and realize the application takes less time than choosing what to watch on Netflix. 😂

You expected a mountain of paperwork… but all you needed was a few documents and 10 minutes. 🏡

06/29/2026

Don’t let worries about your credit, income, or down payment stop you from exploring homeownership. Your options may be better than you think. Send me a message, and let’s find out together.

06/12/2026

Nobody talks about this… 👀

“Most people aren’t priced out by home prices 💰📉
They’re priced out because they never talk to a lender 🏦❌”

A lot of buyers assume they’re out of reach when in reality, they just haven’t seen all the options available yet.

Different down payments, credits, buydowns, and loan programs can completely change what’s possible 🔑🏡

Before you assume it’s out of reach, get the facts 📊

06/10/2026

🏡 Thinking about buying a home this year?

Getting approved may be easier than you think.

Whether you’re a first-time homebuyer, upgrading to your next home, or simply exploring your options, I’m here to help make the process simple, fast, and stress-free.

✅ Quick Approvals
✅ Competitive Rates
✅ Flexible Loan Options
✅ Expert Guidance Every Step of the Way

The best time to start is before you find the perfect home. A quick conversation can help you understand your buying power and create a game plan for success.

📲 Call or Text: (509) 378-5223

Ready to see what’s possible? Send me a message or comment “HOME” below and I’ll reach out personally.

06/10/2026

🏡 Thinking about buying a home this year?

Getting approved may be easier than you think.

Whether you’re a first-time homebuyer, upgrading to your next home, or simply exploring your options, I’m here to help make the process simple, fast, and stress-free.

✅ Quick Approvals
✅ Competitive Rates
✅ Flexible Loan Options
✅ Expert Guidance Every Step of the Way

The best time to start is before you find the perfect home. A quick conversation can help you understand your buying power and create a game plan for success.

📲 Call or Text: (509) 378-5223

Ready to see what’s possible? Send me a message or comment “HOME” below and I’ll reach out personally.

05/21/2026

🏡 Shopping for a home loan? Ask these 3 questions FIRST 👇

💰 How do you get paid?
(Yes… this matters 👀)

🔥 What makes you different from other lenders?
Competitive rates? Incentives? Faster closings? Better service?

📉 What’s the APR?
Don’t just look at the rate. APR shows the bigger picture 🧠

04/23/2026

🚩Avoid these Red Flags when Applying for Mortgage!🚩

If your income, assets, or debts aren’t fully verified…
👉 your deal can fall apart
👉 your offer can get rejected
👉 or worse… you get approved for something you can’t actually close on

A REAL pre-approval means:
✔️ Income fully reviewed
✔️ Assets sourced
✔️ Credit analyzed correctly
✔️ No surprises in underwriting

That’s how you win in this market. 🏡

Not with a “quick letter”…
but with a pre-approval that actually holds weight when it matters.

04/02/2026

Everyone loves the rate…
until it gets verified 👀💥

That “rate” you saw online?
It’s not always the rate you’ll actually get.

Here’s what changes EVERYTHING:
👉 Credit score adjustments
👉 Hidden fees + points
👉 Debt-to-income
👉 Property type

By the time it’s fully verified…
the deal can look VERY different 😳

That’s why smart buyers don’t just shop rates,
they verify the entire loan upfront ✔️

If your lender isn’t breaking this down clearly…
you might be walking into a surprise 💸

Want me to review a quote you got online?
I’ll tell you what’s real vs. marketing, no pressure. DM me “VERIFY” 📩

03/23/2026

Everyone’s obsessed with the rate… but smart buyers focus on the payment.

The rate gets all the attention, headlines, conversations, stress. But your monthly payment? That’s what actually shapes your lifestyle.

That’s what determines what you can afford, how you live, and how comfortable you feel every single month.

Don’t get distracted by the rate alone.
Focus on the number that really matters.

Address

7301 W. DESCHUTES Avenue
Kennewick, WA

Telephone

+15097362020

Website

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