Veronica Quintanilla, NMLS #192202, CCM

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Veronica Quintanilla, NMLS #192202, CCM Your Home Loan Expert! Veronica Quintanilla Sr.

Veronica Quintanilla, Loan Officer
NMLS ID #: 192202
Branch NMLS1616039
Company NMLS3029
Equal Housing Opportunity
Licensed in WA/OR
https://www.experience.com/reviews/veronica-quintanilla
https://scheduler.crosscountrymortgage. Loan Officer NMLS ID # 192202, Branch NMLS ID # 4949, CrossCountry Mortgage NMLS3029, www.nmlsconsumeraccess.org, Equal Housing Opportunity

https://mbshighway.com/hwapp/app/live-share/social-share/?share-data=u5Ez-q28507mMX_wIkIFhhyWnNSksCXPHOanS3C2Y3JXJT1IMEl...
10/09/2026

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The purchase price isn’t the only part of an offer that can be negotiated. Depending on the market and transaction, buyers may be able to negotiate seller contributions toward closing costs or a rate buydown, request repairs, or negotiate other terms to make the purchase more manageable. I can hel...

Could a rate buydown lower your mortgage payment? Let’s explore your options.
10/02/2026

Could a rate buydown lower your mortgage payment? Let’s explore your options.

A lower mortgage payment doesn’t always require waiting for rates to fall. A rate buydown can lower your mortgage rate using funds paid upfront, and in some cases the seller may contribute toward the cost. Potential savings depend on the loan amount, rate, and how long you keep the mortgage. Want ...

09/17/2026

The Fed made headlines this week. But a headline can’t tell you whether now is the right time for your next move.

What I’m looking at is the opportunity each buyer has in today’s market:

🏡 Buying your first home? We can look at your full payment, down payment options, and whether seller concessions could help with closing costs. You may have more choices than you think.

🔑 Ready for a bigger home? Let’s look at the equity in your current home, the cost of your next one, and the timing of both moves. The goal is a transition that works for your family and your finances.

🌿 Thinking about downsizing? A smaller home doesn’t automatically mean a smaller payment. We’ll compare the numbers so you can see whether the move gives you the freedom you’re looking for.

💰 Have equity and want to use it? Whether you’re considering a renovation, another purchase, or a different financial goal, let’s review your options and the cost of accessing that equity before you decide.

The Fed doesn’t directly set mortgage rates. And no single rate tells the whole story.

I help you see the full picture: what you can afford, what you may be able to negotiate, and how a decision today fits your goals for the years ahead.

Which of these sounds like you? Send me a message, and let’s talk through your options.

☕ Join Jorge Mendez and me for our first Cafesito with Vero!We will be live on Facebook Monday, August 24th at noon, ans...
08/20/2026

☕ Join Jorge Mendez and me for our first Cafesito with Vero!

We will be live on Facebook Monday, August 24th at noon, answering your questions about buying, building, owning or remodeling a home, and how you can use your equity to grow your wealth.

You ask and we will answer!

Please post your questions below or send Jorge or me a direct message so we can be prepared to answer them during the live.

We hope you’ll join us! 🏡

Address

636 N Colorado Street
Kennewick, WA
99336

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15099428940

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