Brad Seabaugh - Home Loans

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Brad Seabaugh - Home Loans

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Brad Seabaugh - Home Loans, Mortgage brokers, 8486 W Gage Boulevard Suite A, Kennewick, WA.

07/04/2025

As we head into the holiday weekend, I just wanted to wish you and your loved ones a safe, joyful, and relaxing 4th of July. However you choose to celebrate—fireworks, barbecues, or just some well-deserved downtime—I hope it's filled with good moments and great company. Enjoy the holiday and stay safe!

06/20/2025

Whether you're planning to make a large purchase, consolidate and pay off high-interest rate debt, or do a few home improvements, a Home Equity Line of Credit (HELOC) offers flexible financing with a little peace of mind.

With a HELOC from 1st Security Bank, you can borrow up to 80% of your home’s value and lines are available from $10,000 to $500,000. During the 10-year draw period, you’ll only pay interest on what you use—and as you repay, those funds become available again. After that, there is a 20-year repayment period at a set interest rate.

To get started, apply online at https://www.fsbwa.com/home-equity. Please reach out for a no-obligation consultation.

04/29/2025

Feeling stuck between buying and selling? In today's market, waiting to sell your home before buying the next one can leave you frozen out of your dream move. That's where a Bridge Loan comes in: Unlock equity in your current home, make a non-contingent offer on your new home, avoid the stress of rushed selling, and defer payments until your current home sells or loan maturity

Buy on your terms—before your home even hits the market. Let's bridge the gap to your next home. Give me a call today!

12/27/2024

If you're considering a home purchase in 2025, this could be a great time to explore your options. Just don’t forget an important first step—getting pre-approved for financing!

With a pre-approval you will have budget clarity, shopping confidence and a faster path to closing after your offer is accepted. Even if you’re only planning for the future, I can help guide you through the homebuying process and make your dream a reality!

-approval

11/29/2024

Great News! To account for rising home prices,the 2025 conforming loan limit for 1 unit properties will be $806,500. 2-4 unit and High Balance limits also increased. We are accepting Fannie Mae and Freddie Mac loans using the new loan limits immediately! Please call me to find out more.

11/25/2024

This year has been challenging for so many, which is why 1st Security Bank increased our annual holiday donations to $255,000. Donations include the following locations with dedicated home lending officers:

- Bellevue: Harvest for Hunger – $7,500
- Ellensburg: FISH Food Bank – $2,500
- Lacey: Thurston Food Bank – $7,500
- Mountlake Terrace: Concern for Neighbors – $7,500
- Port Orchard: South Kitsap Helpline – $7,500
- Port Townsend: Port Townsend Food Bank – $7,500
- Poulsbo: North Kitsap Fishline – $7,500
- Puyallup: Puyallup Food Bank – $7,500
- Tri-Cities: Tri-Cities Food Bank – $7,500
- Vancouver: FISH of Vancouver – $7,500

We're thankful for you and will be here working through the holidays. There is still time to close on your dream home before year end if homeownership or refinancing is one of your goals for 2024. Wishing you a harvest of blessings and good health!

11/12/2024

We understand that buying your first home can seem daunting. That's why our first-time homebuyer programs break the process down into manageable steps, from pre-approval to closing. Let me help you navigate the process with confidence. Learn more at: https://brev.is/LLDnv

11/07/2024

Surveys we conducted earlier this year confirmed BEST INTEREST RATE as the most important loan consideration when clients are purchasing or refinancing a home. For realtors and builders, KNOWLEDGEABLE LOAN OFFICER and TIMELY CLOSING were revealed as top priorities.

Our team decided to create a solution to meet the needs of both groups, which led to the expansion of our popular Buyer Advantage program – now available to ALL HOME SALES - and can boost your listing with no cost to participate.

With competitive rates, the full support of an experienced 1st Security Bank loan officer and up to $8,000 in savings with our lender credit of up to 1%*, everyone wins! Please reach out to sign up and we'll ensure your listing qualifies for the program.

10/31/2024

Conventional home loans aren’t always the best fit in today’s market. Homebuyers are turning to alternative options such as Non-Qualified Mortgage and Debt Service Coverage Ratio loans. These products are designed for borrowers that fall outside of the strict requirements for traditional lending. I am here for you to answer any questions or compare options. Learn more about these programs: https://brev.is/URSnE
-employed

09/26/2024

There’s nothing quite like the excitement of moving into a brand-new home. Our Buyer Advantage program unlocks additional benefits when you buy from participating builders, including access to our best pricing and up to a 1% lender credit on eligible products. Please reach out to me or learn more at: https://www.fsbwa.com/news-and-events/buyer-advantage-for-new-construction-home-financing.

09/20/2024

Yes! Mortgage rates really did move HIGHER after the Fed rate cut.

Currently, rates are lower than they were 60 days ago and, generally speaking, are lower than they have been in the past two+ years. For many of my clients, refinancing now makes a lot of sense. However, for those waiting and betting on even lower rates, the reality might be surprising. In fact, mortgage rates have slightly increased from their recent lows.

It's important to understand that while the Federal Reserve meets only eight times a year, mortgage rates can fluctuate daily. This means that mortgage bond traders have already been factoring in a cut and were moving toward lower rates long before the Fed's meeting. The post-announcement press conference is crucial because it provides insight into the Fed's future actions. Despite the recent 0.50% cut to the Fed Funds Rate, Fed Chair Powell's statements were less supportive of lower rates than one might expect. Here's the takeaway:

This week's rate cut doesn't significantly change the outlook for mortgage rates. Future economic data may support a case for lower rates, but remember, predicting rate movements is never certain. My recommendation is not to wait. If refinancing makes sense for you now, take advantage of the opportunity. I am here to help.

09/12/2024

Feeling "locked-in" with an ultra low mortgage rate? If you're carrying higher interest debt balances on credit cards or car loans, your total "blended" rate may be much higher than you realize. By consolidating that debt into a new first mortgage refinance, it may make your overall interest rate considerably lower.

Together, let's look at your rates and compare options with a no obligation estimate. One that will fit your goals and budget. I look forward to hearing from you!

Address

8486 W Gage Boulevard Suite A
Kennewick, WA
99336

Website

http://bradknowsloans.com/, https://pro.experience.com/reviews/brad-seabaugh

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