Holly Whitney at Guaranteed Rate NMLS# 457611

Holly Whitney at Guaranteed Rate NMLS# 457611 I am a Branch Manager at Rate. Personal NMLS # 457611. Rate #2611. A mortgage company who grows for good. Believe you can and you will.

We believe you’re amazing and can do anything you want in the world. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing www.rate.com/texas-consumers-how-to-file-complaint

08/06/2026

Preparation is the part of homebuying many people skip, yet it’s the part that pays off the most. The early steps are simpler than you think, and each one makes what follows easier.

Reach out anytime and I’ll help you find your starting line.
https://myoc.io/b5XPUFPVuzW/WllP8



NMLS # 457611

Home sales increased in Q2 as median home prices rose in 80% of U.S. metro markets. Today’s market could look different ...
08/05/2026

Home sales increased in Q2 as median home prices rose in 80% of U.S. metro markets. Today’s market could look different depending on where you live, your budget and whether you’re buying, selling or building equity. With the right loan options, you have more ways to plan around rising mortgage rates and changing conditions.

Let’s review what today’s housing market trends could mean for your homeownership goals.
https://myoc.io/b5XPUFPVuzW/gBSN7



NMLS # 457611

08/03/2026

Less down, more savings. Rate is helping homebuyers and save up to $361/month with down payments as low as 3%.

Connect to learn more today.
https://myoc.io/b5XPUFPVuzW/ZXLsy



NMLS # 457611

07/31/2026

With the best months of the year just getting started, there’s plenty of time to give your backyard an upgrade. Even better, you could use the equity you’ve already built in your house to pay for it. I’m here to help unlock those funds so your summer will be one to remember.

Picking something not on the list? Let me know in the comments!
https://myoc.io/b5XPUFPVuzW/L8DaI



NMLS # 457611

A steadier rate environment gives you more control as you think about buying or refinancing. Instead of reacting to cons...
07/30/2026

A steadier rate environment gives you more control as you think about buying or refinancing. Instead of reacting to constant changes, you can focus on timing, budget and what makes sense for your next move. As the economy grows, jobs stay steady and inflation remains elevated, the Fed has decided to keep rates where they are.

I’ll help break it down and map out what’s next for you.
https://myoc.io/b5XPUFPVuzW/zXsD6



NMLS # 457611

07/28/2026

Mortgage questions do not stop after closing. As your life changes, it’s normal to wonder whether your current loan still supports your financial goals.

I can help you review the numbers, understand the bigger picture and decide what questions are worth asking next.
https://myoc.io/b5XPUFPVuzW/4Ir0a



NMLS # 457611

07/27/2026

Your LTV ratio could unlock better terms, lower costs and more buying power. Knowing how it works puts you ahead of the game.

I'm here to help.
https://myoc.io/b5XPUFPVuzW/Qpq9s



NMLS # 457611

07/23/2026

Staying ahead of wear and tear now can help you avoid bigger issues later. Focus on outdoor upkeep, airflow and the small fixes that tend to stack up over time. When larger projects come up, your home’s equity could help fund them.

Explore your options and learn more.
https://myoc.io/b5XPUFPVuzW/NGL50



NMLS # 457611

07/22/2026

Rent increases can make it harder to plan ahead, especially when your monthly payment keeps shifting. Ownership is not the right move for everyone at every moment, but understanding how the numbers compare can help you make a more confident decision.

I can help you look at your options.
https://myoc.io/b5XPUFPVuzW/gz0jY



NMLS # 457611

07/21/2026

Address

2603 Augusta Drive #420
Houston, TX
77057

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