Kristi Hernandez, NMLS 246852 - at Rate NMLS 2611

Kristi Hernandez, NMLS 246852 - at Rate NMLS 2611 Kristi Hernandez, NMLS 246852
VP of Mortgage Lending at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611. I love helping people with that.

At any given time, people are looking for a cozy space to call "home." I usually let my customers and employees know that they are cared for. I educate my clients that they can have a home, and it's not rocket science as commonly believed. There's a way to break a cycle of not being prepared. I can help my clients simplify the process when it comes to becoming a home buyer. My mission is to help i

ndividuals and their families achieve their dream of homeownership. I can help with knowing your finances and knowing your buying power.

06/09/2026

Be looking for my new series of videos the Recipe of Home buying, can't wait to share information with you.

You've done the work. Your Conventional or VA loan is approved and your home is within reach. Time to protect it. NAF Ca...
06/09/2026

You've done the work. Your Conventional or VA loan is approved and your home is within reach. Time to protect it. NAF Cash Secure, an affiliate of New American Funding, stands behind your financing so you can make non-contingent offers and move forward knowing your purchase is protected. From offer to close, you're backed. Go get that home. Buy Boldly

Speed matters in real estate. While other lenders make you wait years after credit events, we're ready to move in 24 hou...
06/05/2026

Speed matters in real estate. While other lenders make you wait years after credit events, we're ready to move in 24 hours. NAF Investor Express is built for investors who move fast. Let’s close.

Most first-time buyers look identical to sellers: • Need financing • Longer closing times • Uncertain approval makes sel...
06/04/2026

Most first-time buyers look identical to sellers:
• Need financing
• Longer closing times
• Uncertain approval makes sellers take you seriously from day one.
With NAF Cash:
• All-cash certainty
• Fast close
• Professional backing Sellers give better terms to buyers who can actually close.
Be that buyer. Negotiate Like a Pro.

Physicians, dentists, pharmacists, veterinarians, podiatrists, CRNAs, and more: You’ve done the work, now enjoy the perk...
06/02/2026

Physicians, dentists, pharmacists, veterinarians, podiatrists, CRNAs, and more: You’ve done the work, now enjoy the perks. With our Medical Professional Program: No paystubs required to start 150-day closing window Reduced rates via Buydowns Qualify for a mortgage that makes sense from day one.

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action.

Reach out, I'll be happy to show you how: http://ms.spr.ly/6187vbk6c

05/28/2026

Underwriting sounds technical, but it’s really just a final review before approval. This is where lenders confirm your financial details and the property all align. Knowing that ahead of time removes a lot of stress. If you’re unsure what to expect, I’ll walk you through it.

Learn more: http://ms.spr.ly/6182vZKcn

Even the best neighborhoods can have the worse kitchens. Don’t let a dated interior cost you the ideal zip code. Roll th...
05/27/2026

Even the best neighborhoods can have the worse kitchens. Don’t let a dated interior cost you the ideal zip code. Roll the remodel into your mortgage and turn that “lost cause” into a custom renovation. One loan, zero compromises.

05/27/2026

Finding the right home starts with knowing what fits your life. Once that’s clear, everything else moves faster. I’ll help you turn that into a plan you can act on.

Explore your options: http://ms.spr.ly/6183vkWB9

Address

2603 Augusta Drive, Suite 420
Houston, TX
77057

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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