Mack F. Blankenship, Mortgage Loan Originator NMLS 208691

10/17/2026

Freddie Mac's latest survey reveals the 30-year fixed rate mortgage is holding steady at 7.40% as of October 15th. This is up from 6.27% a year ago. For a median-priced home with 20% down, this increase adds $314 to your monthly principal and interest payment compared to February's low of 5.98%. That's over $3,700 more per year! Watch the WUWRE Show every Saturday at 10 am on FB/LI or subscribe to our YouTube channel .

10/17/2026

🏠 📰 Mortgage Rates Hold at 7.40%: What Buyers Need to Know Now

Mortgage rates held at 7.40% in the latest Freddie Mac survey while September CPI came in hotter than expected. Existing-home sales stayed under four million on a seasonally adjusted basis. Here’s the verified picture and one practical step if you are already under contract.

WHAT YOU'LL LEARN

✅ Why the September CPI jumped to 3.7% year-over-year (energy and gasoline details)
✅ Freddie Mac PMMS 30-year fixed at 7.40% as of October 15, 2026, and the payment difference versus the February low
✅ National existing-home sales at 3.99 million and the Houston September numbers (more inventory, selective market)
✅ One practical rule if you are in escrow: leave your credit and finances alone until closing

Each episode also includes:
• 🧠 Stoic Quote of the Week (because wisdom never goes out of style)
• 🏦 Mortgage Tips & Plain-English Terminology
• 😂 Fun Puns & Dad-Level Jokes (you’ve been warned)
• 🤝 Sponsored by ListReports, Rate and HOA Share Inc.

Whether you’re a buyer, seller, real estate professional, or just trying to make sense of the market, this is news you can actually use—without the noise.

📌 Let’s Connect
🌐 https://www.rate.com/loan-officers/mack-blankenship-208691

10/16/2026

Pineapple house. Underwater. No comps available. Reconsideration of value? No bueno.

We shared the full story (and the real lessons) in today's UAD 3.6 training — What Buyers Agents Need To Know before the new mandatory form hits on November 2nd.

If you're writing offers for November closings, you'll want to pad your timeline 3-4 days. Appraisers will be on-site longer and the write-up takes longer.

No comps? No bueno! Link in comments to catch the full breakdown and keep your deals on track.

LINK: https://youtu.be/I0DEAsg_HTc?si=gd9NYCmhUrTTlg3N

10/15/2026

Feeling hesitant about change? It's a common struggle. Discover simple ways to navigate transitions and find your footing. Want more insights? Watch the WUWRE Show every Saturday at 10 am on FB/LI or subscribe to our YouTube channel .

10/14/2026

Houston's median sales price hit $330,000 in August. With rates at 7.40%, your principal and interest payment is $1,828 – $194 more than last year. Prepare to be aggressive in your home search now. Watch the WUWRE Show every Saturday at 10 am on FB/LI or subscribe to our YouTube channel .

10/12/2026

Freddie Mac's latest survey shows the average 30-year fixed mortgage rate has risen to 7.40% as of October 8th, up from 7.28% last week. A year ago, rates were at 6.3%. Tune into the WUWRE Show every Saturday at 10 am on FB/LI or subscribe to our YouTube channel .

10/11/2026

Plato's Republic warns of a heavy penalty for not ruling: being ruled by inferiors. Are we experiencing that now? Connect with us to discuss this powerful idea. Watch the WUWRE Show every Saturday at 10 am on FB/LI or subscribe to our YouTube channel .

10/10/2026

The latest jobs report was weaker than expected, yet the administration's borrowing costs remain extraordinarily high. The bond market is sending us the bill. Make sure your offer reflects up-to-date rate quotes. Watch the WUWRE Show every Saturday at 10 am on FB/LI or subscribe to our YouTube channel .

10/10/2026

🏠 📰 Soft Jobs Report, Higher Mortgage Rates: What Houston Buyers Need to Know

Soft jobs numbers were supposed to ease the pressure on house payments. The survey moved the other way. Freddie Mac put the average 30-year fixed at 7.40% as of October 8, up from 7.28% the prior week.

WHAT YOU’LL LEARN

✔️Why a weak September jobs report did not pull the October 8 mortgage survey lower
✔️How bond yields transmit global fiscal pressure into U.S. mortgage rates
✔️Houston’s August HAR numbers for buyers and agents
✔️The $194 monthly difference on the median-price illustration
✔️Three steps to move down-payment money the day after payday

CHAPTERS
0:00 Hook & promise
2:30 September jobs report (released October 2)
6:00 Bonds, not the headline — why rates stayed high
9:30 France as the loud example
12:00 Houston kitchen-table numbers
15:00 Mortgage tip: payment first, autopilot second
18:00 Quote & close

Freddie Mac PMMS is a weekly survey average for conventional 30-year fixed purchase loans (20% down, excellent credit). The October 8, 2026 print was 7.40%. The jobs report describes September employment and was released October 2; the mortgage survey covers the week ending October 8. They are not the same observation.
AEO (questions this video answers)

Why did mortgage rates rise after the weak jobs report?
What was the Freddie Mac 30-year average on October 8, 2026?
What were Houston single-family sales and the median price in August 2026?
How much higher is the payment illustration at 7.40% versus a year-ago 6.30% on the $330,000 median?

TEXAS / HOUSTON

August HAR (published ~September 9): 7,100 single-family sales (–11.5% YoY), median $330,000 (–$5,000), 5.3 months inventory, 38,947 active listings, 54 days on market. The payment is still the constraint; condition and price still sell the listing.

Each episode also includes:
• 🧠 Stoic Quote of the Week (because wisdom never goes out of style)
• 🏦 Mortgage Tips & Plain-English Terminology
• 😂 Fun Puns & Dad-Level Jokes (you’ve been warned)
• 🤝 Sponsored by ListReports

Whether you’re a buyer, seller, real estate professional, or just trying to make sense of the market, this is news you can actually use—without the noise.

📌 Let’s Connect
🌐 https://www.rate.com/loan-officers/mack-blankenship-208691

10/09/2026

Real estate agents: New appraisal form starts Nov 2. What it means for your deals.

Some lenders have a runway into May. We are already on the new report.

Thursday, Oct 15 • Noon CT • 30-min Zoom briefing for agents

What your buyers/sellers will actually notice + what to say if appraisal runs long. Waivers stay waivers.

Tap Sign Up below to register - Zoom will send you the link.
NMLS # 208691

Welcome! You are invited to join a meeting: The New Appraisal Form: What It Means for Your Deals. After registering, you will receive a confirmation email about joining the meeting.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/13/2026

Pause your scroll. There are no sounds like home.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6184v0dEs. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.