Homebuyer's Edge NMLS #1058999 powered by Nuhome Mortgage

Homebuyer's Edge NMLS #1058999 powered by Nuhome Mortgage Buying a home? Get pre-approved today! Start shopping for your new home. Call me at 832-642-1737

2016 ➡️ 2026.A lot can change in 10 years. The face changes, the priorities change, and you become a completely differen...
09/09/2026

2016 ➡️ 2026.

A lot can change in 10 years. The face changes, the priorities change, and you become a completely different version of yourself.

I’ve been the younger me, the dad, the hustler, the guy figuring things out, the one who fell down and had to get back up… and now I’m becoming the version of me I was always supposed to be.

Kinda chic to start over.
Kinda chic to keep growing.
Kinda chic to chase the dream at 48.
Kinda chic to care less about what people think.
Kinda chic to appreciate the people who truly matter.

10 years later, I’m not who I was—and honestly, I’m grateful for that.

Here’s to every version of me that got me here… and to the one I’m still becoming. 🥂

NewChapter KeepGoing LifeLessons 2026 NeverTooLate

No pasa nada. 💯
09/04/2026

No pasa nada. 💯

09/03/2026

🏠 Want to know where mortgage rates may be headed?

Don’t just watch the Fed—watch the 10-Year Treasury. 📉📈

In this quick video, I break down the relationship between the 10-Year Treasury and mortgage rates in simple terms, and why it matters if you’re thinking about buying or refinancing.

Understanding the market can help you make better decisions. 🔑

For any mortgage scenarios or questions you may have, contact:

🏡 Edgar I. Ramirez
🏦 Sr. Mortgage Loan Officer
🪪 NMLS #1058999
📲 Ph. 832-642-1737

“Be BOLD, Be FIERCE, Be HOME!”
Homebuyer’s Edge NMLS # 1058999

08/28/2026

Buying a home in today’s market can feel overwhelming—but you don’t have to navigate it alone. 🏠

Let’s look at your options, create a strategy, and see what’s possible for you.

Your homeownership goals are still within reach.

Asesoría en español disponible.

For any mortgage scenarios or questions you may have, contact:

🏡 Edgar I. Ramirez
🏦 Sr. Mortgage Loan Officer
🪪 NMLS #1058999
📲 Ph. 832-642-1737

“Be BOLD, Be FIERCE, Be HOME!”
Homebuyer’s Edge NMLS # 1058999 powered by Nuhome Mortgage

Homeownership HoustonRealEstate MortgageBroker HomeBuyers

Just me and my truck. 🍻
08/27/2026

Just me and my truck. 🍻

Getting ready for back to school and sporting’ the collegiate scarf. 🐾👨‍🎓📚✏️
07/31/2026

Getting ready for back to school and sporting’ the collegiate scarf. 🐾👨‍🎓📚✏️

06/17/2026

New fed chairman holds rates the same, giving the market indication Fed is likely to increase rates in the future . 📈🥵

🚨ATTENTION REAL ESTATE AGENTS🚨Your Buyers Are Out There shopping -Without Pre-Approval.And it's costing them the homes t...
06/11/2026

🚨ATTENTION REAL ESTATE AGENTS🚨

Your Buyers Are Out There shopping -
Without Pre-Approval.

And it's costing them the homes they love.
In today's competitive market, buyers are walking through open houses, getting emotionally invested - and then losing out because they aren't ready to make a move. A pre-approval letter changes everything. It gives your clients the confidence to act fast and the credibility to win.

🏠Establishes true purchasing power
💪Strengthens their offer vs. the competition
⚡️Speeds up closing - significantly
💔Prevents falling for a home they can’t afford.

Pre-approvals in as little as 24-48 hours.
Let's get your buyers ready.

For info on how to save on your mortgage payment, contact:

🏡 Edgar I. Ramirez
🏦 Sr. Mortgage Loan Officer
🪪 NMLS #1058999
📲 Ph. 832-642-1737

“Be BOLD, Be FIERCE, Be HOME!”
Homebuyer's Edge NMLS # 1058999 powered by Nuhome Mortgage

Grateful for another smooth closing! 🙌A big thank you to Daniella for trusting me with your real estate business—it trul...
04/01/2026

Grateful for another smooth closing! 🙌

A big thank you to Daniella for trusting me with your real estate business—it truly means a lot. Looking forward to many more wins together and helping more families reach their homeownership goals!

☺️
04/01/2026

☺️

🏠 A grassroots movement in Ohio is pushing for something no state in America has ever done: abolishing property taxes entirely, and they want voters to decide this November. Brian Massie and Leonard Gilbert, co-chairs of the Committee to Abolish Property Taxes, say what started as a mission to protect senior citizens from being taxed out of homes they spent their lives building has grown into a full-scale statewide campaign after state lawmakers repeatedly refused to even meet with them. Massie says his own property taxes jumped 40% in just 10 years, while Gilbert describes gut-wrenching phone calls from seniors watching fixed incomes get swallowed by ever-rising tax bills. After getting stonewalled by legislators, the pair decided the only way to get attention was to go directly to Ohio voters with a ballot measure that would eliminate all property taxes, residential and commercial, across the entire state. Massie is keeping his signature count a secret, but needs more than 400,000 to get the measure on the November ballot.

The stakes could not be higher, and both sides are drawing sharp battle lines. The Ohio Office of Budget and Management estimates eliminating property taxes would create a $24 billion hole in the state's finances, warning of catastrophic cuts to schools, police, fire, EMS, libraries, and parks, particularly in rural communities that depend almost entirely on property tax revenue. Governor Mike DeWine has suggested the shortfall would require raising the state sales tax to as high as 18 to 20 percent, though a tax law professor at Cleveland State says that scenario would simply drive Ohioans to shop and live in neighboring states, making the problem worse. Proponents counter that government spending needs to be cut, not replaced with new taxes, and that voters would have a full year after passage before property tax collection stopped, giving lawmakers time to find solutions. With struggling school districts, constitutional questions about school funding already unresolved, and hundreds of thousands of Ohioans feeling priced out of their own homes, this debate is shaping up to be one of the most consequential ballot fights Ohio has seen in decades.

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