Homebuyer's Edge NMLS #1058999 powered by Nuhome Mortgage

Homebuyer's Edge NMLS #1058999 powered by Nuhome Mortgage Buying a home? Get pre-approved today! Start shopping for your new home. Call me at 832-642-1737

Grateful for another smooth closing! 🙌A big thank you to Daniella for trusting me with your real estate business—it trul...
04/01/2026

Grateful for another smooth closing! 🙌

A big thank you to Daniella for trusting me with your real estate business—it truly means a lot. Looking forward to many more wins together and helping more families reach their homeownership goals!

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04/01/2026

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🏠 A grassroots movement in Ohio is pushing for something no state in America has ever done: abolishing property taxes entirely, and they want voters to decide this November. Brian Massie and Leonard Gilbert, co-chairs of the Committee to Abolish Property Taxes, say what started as a mission to protect senior citizens from being taxed out of homes they spent their lives building has grown into a full-scale statewide campaign after state lawmakers repeatedly refused to even meet with them. Massie says his own property taxes jumped 40% in just 10 years, while Gilbert describes gut-wrenching phone calls from seniors watching fixed incomes get swallowed by ever-rising tax bills. After getting stonewalled by legislators, the pair decided the only way to get attention was to go directly to Ohio voters with a ballot measure that would eliminate all property taxes, residential and commercial, across the entire state. Massie is keeping his signature count a secret, but needs more than 400,000 to get the measure on the November ballot.

The stakes could not be higher, and both sides are drawing sharp battle lines. The Ohio Office of Budget and Management estimates eliminating property taxes would create a $24 billion hole in the state's finances, warning of catastrophic cuts to schools, police, fire, EMS, libraries, and parks, particularly in rural communities that depend almost entirely on property tax revenue. Governor Mike DeWine has suggested the shortfall would require raising the state sales tax to as high as 18 to 20 percent, though a tax law professor at Cleveland State says that scenario would simply drive Ohioans to shop and live in neighboring states, making the problem worse. Proponents counter that government spending needs to be cut, not replaced with new taxes, and that voters would have a full year after passage before property tax collection stopped, giving lawmakers time to find solutions. With struggling school districts, constitutional questions about school funding already unresolved, and hundreds of thousands of Ohioans feeling priced out of their own homes, this debate is shaping up to be one of the most consequential ballot fights Ohio has seen in decades.

📉🏡 Now may be the perfect time to buy, refinance, or help your clients’ with their home equity. ✅ Competitive rates avai...
03/24/2026

📉🏡 Now may be the perfect time to buy, refinance, or help your clients’ with their home equity.

✅ Competitive rates available today
✅ Bank Statement Programs (no tax returns required)
✅ No DTI Programs
✅ ITIN mortgage loans
✅ Specialized Self-Employed Loan Options
✅ Even if you were denied elsewhere, we may have a solution!

👉 Are your clients looking to lower their interest rate or pull cash out? Would you like to see how much lower your clients’ payment could be?

Asesoría en español disponible

For any mortgage scenarios or questions you may have, contact:

🏡 Edgar I. Ramirez
🏦 Sr. Mortgage Loan Officer
🪪 NMLS #1058999
📲 Ph. 832-642-1737

“Be BOLD, Be FIERCE, Be HOME!”
Homebuyer's Edge NMLS # 1058999 powered by Nuhome Mortgage

03/18/2026

Fed keeps the rate the same.

Feeling incredibly grateful today for the amazing clients and real estate who trust me to help guide them through the ho...
03/08/2026

Feeling incredibly grateful today for the amazing clients and real estate who trust me to help guide them through the home financing journey. Your referrals and continued support mean the world to me and my business.

A huge congratulations to our recent homebuyers on their new homes! There’s nothing better than seeing families reach the milestone of homeownership. Thank you Daniella for the hard and smart work and help make this process smooth and successful for our shared clients.

Here’s to many more keys, new beginnings, and happy homeowners ahead! 🏡🔑

03/08/2026

The average 30-year fixed mortgage was 6% for the week ending March 5, according to Freddie Mac – after war with Iran has started to show signs of rattling financial markets. https://cnn.it/4aSO1Pv

03/03/2026

The market shifts. Rates move. Headlines get LOUD!

But homeownership is still about long-term vision, not short-term noise.

Our job isn’t just to quote rates — it’s to guide, educate, and keep our buyers confident when things feel uncertain. Tough world events and markets don’t last forever… but smart decisions do.

Stay positive. Stay informed. Stay committed.

We’ll walk with our clients every step of the way and make sure they feel encouraged, prepared, and empowered to win. 🏡💪

For any mortgage scenarios or questions you may have, contact:

🏡 Edgar I. Ramirez
🏦 Sr. Mortgage Loan Officer
🪪 NMLS #1058999
📲 Ph. 832-642-1737

“Be BOLD, Be FIERCE, Be HOME!”
Homebuyer's Edge NMLS # 1058999 powered by Nuhome Mortgage

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