The Mortgage Group

06/19/2023

Congratulations to The Mortgage Group for 28 years of being Houston's Premier Boutique Mortgage Lender! Helping thousands of people achieve their dream of homeownership is no small feat, and it's a testament to your dedication and professionalism. Thank you for being a trusted lender and here's to many more decades of success!

05/19/2023

Exciting news! Our team is closing loans in less than 20 days! That means you can get the financing you need for your dream home or business venture faster than ever before. Our streamlined process and dedicated team are working hard to make your loan experience as seamless as possible. Contact us today to get started!

12/01/2021

PreApp 1003 is a mobile-friendly mortgage application program. Visit our pricing page and purchase this cloud-based 1003 loan origination software.

11/24/2020

Conforming loan amount limit increased to $548,250.

HAPPY THANKSGIVING!!

06/04/2020

https://www.houstonchronicle.com/business/real-estate/article/Home-sales-spike-for-first-time-since-pandemic-15314699.php

Experts have been waiting for the real estate market to pick up as buyers start shopping and sellers become more willing to open their homes for tours.

04/01/2020

Mortgage Forbearance Explanation and Warning

The Government has created the CARE Act, to assist homeowners whose income may have been adversely impacted by the coronavirus. One of the components of the CARE Act is the possibility of mortgage forbearance.

Forbearance is often misinterpreted. And while it is intended to help, it can have dangerous repercussions. Many people are mistakenly thinking that forbearance equals forgiveness. It does not.

Forbearance means that the payments will be suspended for a short period of time, initially up to 6 months, but will need to be caught up when the forbearance period is over.

Think about when you buy something that offer "no payments" for 3 months. You still must pay, the payments are just deferred.

Mortgage forbearance can be worse if the homeowner has dug themselves in a deep hole and can't catch up. Should this happen, the lender will enforce their right to be paid, which might cause the property to be foreclosed on.

Forbearance is designed to help those as a measure of last resort. It is not a free pass and may have serious consequences. PLEASE continue to make your mortgage payments if you are able.

Please feel free to call me with any questions.
Elizabeth Smith 713.964.2684

03/31/2020

A Corona Safe Closing. Complete with pen and signing gloves. Congratulations!

10/31/2019

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06/19/2019

Celebrating our 24th year in business. Thanks to everyone who helped make this possible!

10/18/2018