Bob Smith, VP- Mortgage Loan Officer, Mercantile Bank, NMLS 139098

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United States
Grand Rapids, MI
Bob Smith, VP- Mortgage Loan Officer, Mercantile Bank, NMLS 139098

My goal is to provide my clients tremendous customer service before, during and after the Closing!

My goal is to provide my clients with tremendous customer service before, during and after the Closing! Equal Housing Lender | Member FDIC | Comments and postings on this page do not necessarily reflect the views and opinions of Mercantile Bank

09/18/2026

Equal Housing Lender: I am fortunate to have terrific referral partners! Some deals are smooth and straight forward. Others are more nuanced. We will work very hard to try to find solutions for those tough deals! Also, there are times when a deal really isn't "tough"-it may be just having a thorough understanding of guidelines!

09/16/2026

Had a great time at out Top Producer Summit in Detroit. Always love spending time with our team to collaborate on how we can help make our department even better......and to have a few laughs along the way! Truly an exceptional group of Mortgage Pros that I am fortunate to be a part of.

09/15/2026

Stop asking your lender how much house you can afford. Qualifying for a maximum loan amount does not mean it fits your lifestyle. Instead, focus on the monthly payment that allows you to live comfortably while still saving for the future. From down payment assistance to seller credits, we can explore options tailored to your real financial goals. The goal should never be squeezing into the biggest mortgage possible. Ready to find a home payment you can truly live with? Call or text me at 616-560-8071 today to start mapping out your plan 🏠
https://myoc.io/bSGuhswoGOp

Equal Housing Lender NMLS # 139098

08/06/2026

Equal Housing Lender: Are you a Physician or Dentist looking to buy or build a home? Please ask me about our Doctor/Dentist program! 616.560.8071

08/03/2026

Dreaming of owning your first home? As a first-time homebuyer, you could qualify for special loan programs that make achieving that dream easier than ever. 🏠 Whether you're eager to stop renting or excited to start building equity, I'm here to guide you through every step.

Have any questions about what options are available? Comment 'Homebuyer' below, and let's start your journey to owning today!
https://myoc.io/bSGuhswoGOp

Equal Housing Lender NMLS # 139098

07/28/2026

Thinking about tapping into your 401k to buy your dream home? You can actually use retirement funds for a down payment, but the strategy matters. Taking a loan against your account avoids early tax penalties, while a direct withdrawal might impact your long term growth. Every situation is unique, so balancing your future savings with today purchasing power is key. 🏡 Ready to explore the smartest way to finance your home? Send me a message today to discuss your options.
https://myoc.io/bSGuhswoGOp

Equal Housing Lender NMLS # 139098

07/27/2026

Ready to revolutionize your mortgage payments? Say goodbye to manual payments with our convenient auto payment system!

Take control of your financial journey with ease and set yourself up for stress-free homeownership. Have questions about how auto payments can benefit you?

I'm here to guide you every step of the way—even if your pet helps make budget decisions! Comment below or send me a message to get started today.
https://myoc.io/bSGuhswoGOp

Equal Housing Lender NMLS # 139098

07/20/2026

Ready to unlock the door to your new home? On closing day, make sure to come armed with all necessary IDs, documents, and funding contributions. Your mortgage will be securely sealed, and property ownership is officially transferred. 🏠🎉

This step marks the triumph of your home-buying journey. Worry-free closing has you excited? Share your story in the comments or message me to start your path towards homeownership.
https://myoc.io/bSGuhswoGOp

Equal Housing Lender NMLS # 139098

07/13/2026

Looking to make some big financial decisions? Did you know that major changes can impact your mortgage application?

Things like a new job, opening lines of credit, or even large purchases could change your approval odds. Let's chat about how these factors could affect your loan and how to best prepare your finances. 🤔

Want to learn more about securing the right mortgage? Drop a comment or message me, and let's find the dream home that's right for you!
https://myoc.io/bSGuhswoGOp

Equal Housing Lender NMLS # 139098

07/06/2026

Exciting news! Your offer is officially accepted, and you're one step closer to your dream home. 🎉

Now it's time to move forward with inspections, appraisals, and final approvals. Wondering what comes next? Let me guide you through each step to ensure a smooth journey to closing.

Reach out today to discuss how I can navigate you towards a stress-free experience! Have questions or ready to get started? Comment below or send me a message.
https://myoc.io/bSGuhswoGOp

Equal Housing Lender NMLS # 139098

Address

310 Leonard Street NW
Grand Rapids, MI
49504

Telephone

+16165608071

Website

http://www.mercbank.com/mortgage

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