Matt Van Bennekom at Vandyk Mortgage

Matt Van Bennekom at Vandyk Mortgage Equal Housing Opportunity nmlsconsumeraccess.org Corp. NMLS # 3035 NMLS #: 1965380

As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years. We currently have over 500 employees with 93 branch office locations in 38 states across the U.S. During our tenure, we have closed over 100,000+ home loans, maintained a 99% customer satisfaction ratio* and an A+ rating from the Better Business Bureau. We are an

approved FannieMae, FreddieMac, GinnieMae seller/servicer as well as an FHA/VA DE lender. These affiliations give us direct access to the capital markets that are passed on through great pricing to our borrowers. All our loans are originated on a direct retail basis and service many “in house” on our own portfolio.

09/03/2026

Ever wonder why your Credit Karma score looks different than your mortgage credit score?

There are different credit scoring models depending on what type of credit or loan you are applying for. A mortgage credit review may look at your credit history differently than a consumer credit app.

So if the numbers do not match, that does not always mean something is wrong.

If you are thinking about buying a home, it is worth having a mortgage conversation so you can understand what lenders may actually review.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity

All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

Start of September reminder:If buying a home is on your radar before the end of the year, now is a good time to check in...
09/01/2026

Start of September reminder:

If buying a home is on your radar before the end of the year, now is a good time to check in on the basics.

Look at your budget, review your monthly debts, keep your savings steady, and avoid making big financial changes without asking your loan team first.

This is also a good time to start gathering documents like pay stubs, bank statements, W-2s, or tax documents so you are not scrambling later.

The more prepared you are early on, the smoother the next steps can feel when the right home comes along.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

08/26/2026

Credit cards can help or hurt your credit depending on how they are used.

One thing to pay attention to is credit utilization — how much of your available credit you are using. Keeping balances lower and making consistent payments can be helpful when preparing for the mortgage process.

If buying a home is on your mind, it is worth asking questions early so you know what steps may help your situation.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

The real reason people delay buying is not always the market.Sometimes it is not knowing where to start.A lot of buyers ...
08/17/2026

The real reason people delay buying is not always the market.

Sometimes it is not knowing where to start.

A lot of buyers wait because they are unsure about their budget, worried about credit, confused about loan options, or assuming they need everything figured out before asking questions.

The truth is, a mortgage conversation is not a commitment to buy. It is a way to understand your numbers, learn what options may fit your situation, and build a plan before you feel rushed.

Delaying may feel safer, but getting informed early can give you a clearer path forward.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

What your pre-approval does not mean:It does not mean you have to spend the full amount you may qualify for.A pre-approv...
08/10/2026

What your pre-approval does not mean:

It does not mean you have to spend the full amount you may qualify for.

A pre-approval can help give you a clearer starting point, but your comfort level matters too. Your monthly payment, savings goals, family budget, utilities, maintenance, and lifestyle should all be part of the conversation.

The goal is not to max out your budget. The goal is to understand your options and build a plan that feels realistic for you.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
Subject to credit approval. Pre-approval is not a commitment to lend or guarantee of final loan approval.

Buyers and Realtors—do you have questions about the mortgage process? Drop them in the comments below or give me a call....
08/07/2026

Buyers and Realtors—do you have questions about the mortgage process? Drop them in the comments below or give me a call. I’m always happy to help!

📞 616-498-0448

Matt VanBennekom| NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity

Before school starts, life can already feel busy — school supplies, schedules, sports, drop-offs, work, and everything i...
08/04/2026

Before school starts, life can already feel busy — school supplies, schedules, sports, drop-offs, work, and everything in between.

That is why it can be helpful for families to start the mortgage conversation early.

Getting pre-approved before the school year gets rolling can help you better understand your budget, what documents may be needed, and what your next steps could look like before things get hectic.

It is not about rushing into a home. It is about having a clearer plan, knowing your numbers, and feeling more prepared if the right home comes along.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
Subject to credit approval. Pre-approval is not a commitment to lend or guarantee of final loan approval.

07/30/2026

Know Your Loans: VA Loans

VA loans may be an option for eligible veterans, active-duty service members, and certain surviving spouses.

They can offer helpful benefits for qualified buyers, but eligibility, property requirements, and full loan review still apply.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity

All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

Getting ready to start the mortgage process?One of the first things your loan team may ask for is documentation. This ca...
07/28/2026

Getting ready to start the mortgage process?

One of the first things your loan team may ask for is documentation. This can include things like income documents, bank statements, and asset information.

Every buyer’s situation is different, so it is always a good idea to ask early and understand what may be needed before the process gets moving.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity

All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

07/23/2026

Fix & flip investors — there may be more options than you think.

Some renovation loan programs may help with both the purchase and renovation side of an investment property, depending on the project, borrower qualifications, and program guidelines.

If you are looking at a fix & flip or considering keeping the property as a rental afterward, it is worth asking what financing options may fit your plan.

Matt VanBennekom | NMLS #1965380
VanDyk Mortgage - Lakeshore Team 131
616-498-0448

VanDyk Mortgage Corporation | Corp NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity

All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

Address

940 Monroe Avenue NW Suite 251
Grand Rapids, MI
49503

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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