Riverbank Finance LLC

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Riverbank Finance LLC Riverbank Finance LLC is a Grand Rapids mortgage broker offering home loans in Michigan. Most programs carry no lender fees. NMLS
#666287. Equal Housing Len
(216)

Riverbank Finance LLC is a locally owned independent mortgage broker in Grand Rapids, Michigan, serving homebuyers and homeowners across Michigan and Florida since 2011. As a broker, we compare options from more than 20 banks and wholesale lenders rather than offering one institution's products. Programs include conventional, FHA, VA, USDA Rural Development, jumbo, manufactured home, vacant land, renovation, and home equity loans, plus cash-out and rate-and-term refinancing. We work with first-time buyers, second-home buyers, self-employed borrowers, investors, and homeowners refinancing. Each client works with one licensed loan officer from application through closing.

Your home equity could help you tackle what’s next. 🏡A cash-out refinance lets you replace your current mortgage with a ...
10/22/2026

Your home equity could help you tackle what’s next. 🏡

A cash-out refinance lets you replace your current mortgage with a new, larger loan and receive the difference in cash. You could use those funds for home repairs, debt consolidation, or other expenses.

Whether it makes sense depends on your current mortgage and your goals. Riverbank Finance can help you compare the payment, rate, and closing costs before you decide. Send us a message to talk through your options.

*Loan approval and available cash depend on your qualifications and home equity.

10/19/2026

Dreaming of a kitchen refresh, more room for your family, or a home project you’ve been putting off? 🛠️🏡

The equity you’ve built in your home may help you make it happen. Riverbank Finance can walk you through your financing options and help you find an approach that fits your plans and budget.

Send us a message to talk through your next project!

Seller offering to "buy down your rate"? Read this before you say yes.A temporary buydown (like a 2-1 or 3-2-1) lowers y...
10/16/2026

Seller offering to "buy down your rate"? Read this before you say yes.

A temporary buydown (like a 2-1 or 3-2-1) lowers your mortgage payment for the first 1 to 3 years. It can be a great deal. But here's what most buyers never hear:

🏠 You still qualify at the full rate, so it won't get you a bigger house.
💰 The buydown shares the same seller concession cap as your closing costs. With a small down payment, a 3-2-1 may not even fit.
📉 The same seller money spent on discount points can save you more if you're staying long term.
🍁 In Michigan, your property taxes can jump the year after you buy, right when the buydown steps up.

We ran the real numbers so you don't have to. Read the full guide, then try our new Temporary Buydown Calculator.

👉 https://riverbankfinance.com/blog/temporary-buydown/

Riverbank Finance LLC | NMLS #666287 | Equal Housing Lender

Building your dream home? You may be able to finance the construction and permanent mortgage with one loan. 🏡🔨A one-time...
10/15/2026

Building your dream home? You may be able to finance the construction and permanent mortgage with one loan. 🏡🔨

A one-time close construction loan means one closing instead of separate construction and mortgage closings. Riverbank Finance can walk you through how it works and help you see whether it’s a fit for your plans.

Send us a message to get started!

10/12/2026

There’s nothing like a home field advantage—especially when it’s your own living room on game day. 🏈🏡

If buying a home is on your playbook, Riverbank Finance can help you explore your loan options and make a game plan that works for you.

Ready to get started? Send us a message!

10/08/2026

Fall might be the season you find a place to call home. 🍂🏡

Whether you’re ready to start looking or just wondering what you can afford, Riverbank Finance can help you explore your financing options and take the next step with confidence.

Give us a call and let’s see what’s possible!

Why work with a mortgage broker? Because your home loan should come with options. 🏡At Riverbank Finance, we can shop mul...
10/05/2026

Why work with a mortgage broker? Because your home loan should come with options. 🏡

At Riverbank Finance, we can shop multiple lenders to help you compare loan programs, rates, and costs. Then we’ll explain what the numbers mean for *you* and guide you through each step, from preapproval to closing.

Local guidance, more options, and a real person to call when questions come up. That’s the Riverbank difference. Send us a message when you’re ready to talk!

10/01/2026

Buying a home comes with a lot of questions. You don’t have to figure out the mortgage part alone. 🏡

Call Riverbank Finance early, even if you’re just starting to think about buying. We’ll help you understand your budget, explore loan options, and know what to expect before you start shopping.

The first step is easy. We’ll help you with the next nine. 😉

Address

3205 Eaglecrest Drive Northeast #206
Grand Rapids, MI
49525

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+18005552098

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