Josiah Samy Mortgage Loan Officer, Mercantile Bank, NMLS 961783

Josiah Samy Mortgage Loan Officer, Mercantile Bank, NMLS 961783 As a Mercantile Bank Mortgage Loan Officer, I'm dedicated to helping clients achieve their goals & dreams!

As a Mercantile Bank Mortgage Lender, I am dedicated to help my clients achieve their homeownership goals and dreams! Equal Housing Lender | Member FDIC | Comments and postings on this page do not necessarily reflect the views and opinions of Mercantile Bank.

09/20/2025

Hi everyone! My personal page was shut down due to Facebook’s AI detecting it as “Spam”, as I realized you’re not supposed to post business directly to personal all the time. Unfortunately, Facebook is very challenging to work with, so please share by business Facebook to all so you can stay up to date on all of the latest mortgage tips!

Why do my clients seem to lock their loans in at amazing times? Well, it's because I subscribe to an incredible service ...
09/09/2025

Why do my clients seem to lock their loans in at amazing times? Well, it's because I subscribe to an incredible service called 'MBS Highway' that I pay for personally.

This service helps me stay up to date on the latest economic data, provides guidance on locking advice, and also displays real time pricing data from Mortgage Backed Securities, Treasury Notes, and other indexes.

So, the next time you're wondering if all Mortgage Loan Officers are created the same, know that I am constantly improving my business in order to give YOU the tools and service you deserve.

Equal Housing Lender NMLS # 961783

08/28/2025

Feeling overwhelmed by unsolicited calls and messages after a mortgage application? You’re not alone! Recognizing this frustration, the new Homebuyer Privacy Protection Act steps up your game. Once signed, no more pesky interruptions as your details stay private and safe.As we await the bill's effect, I’m here to help keep you protected right now. Comment the word "Trigger" or message me for an opt-out link and claim your peace until this act becomes law. 🎉Stay ahead in the mortgage maze and follow me for stress-busting tips and advice! Housing Lender NMLS # 961783

08/27/2025

Feeling overwhelmed by unsolicited calls and messages after a mortgage application? You’re not alone! Recognizing this frustration, the new Homebuyer Privacy Protection Act steps up your game. Once signed, no more pesky interruptions as your details stay private and safe.

As we await the bill's effect, I’m here to help keep you protected right now. Comment the word "Trigger" or message me for an opt-out link and claim your peace until this act becomes law. 🎉

Stay ahead in the mortgage maze and follow me for stress-busting tips and advice!

Equal Housing Lender NMLS # 961783

08/25/2025

There’s so much bad advice out there about buying a home 😤
As a loan officer, here are 3 things you should not believe:

❌ You need 20% down
❌ You need perfect credit
❌ You should wait for rates to drop
Let’s talk about what’s actually true for you. DM me "READY" 💬
https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

What’s holding you back from buying a home?Worried about your credit? Think you need 20% down? Scared of making the wron...
08/20/2025

What’s holding you back from buying a home?

Worried about your credit? Think you need 20% down? Scared of making the wrong choice? You’re not alone — and the good news is, most of these fears are based on myths.

Let’s chat about your options — Merc is here to help every step of the way! 🏡

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Dreaming of building your perfect home from the ground up? A construction loan can make this dream a reality!Understandi...
08/08/2025

Dreaming of building your perfect home from the ground up? A construction loan can make this dream a reality!

Understanding the ins and outs of construction financing is pivotal, and I'm here to guide you through it every step of the way.

From understanding the budget to land assessments, let's break ground on your future. I'll help ensure a seamless process!

Curious about the details, or ready to build? Let's start the conversation in the comments or send me a message. Your dream home awaits!

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Ready to crack the code on mortgage jargon? This week's term is "Amortization." Simply put, it's the process of paying o...
08/06/2025

Ready to crack the code on mortgage jargon? This week's term is "Amortization." Simply put, it's the process of paying off your home loan in equal installments over time. Why it matters? Properly understanding amortization can save you stress and money!

Need help navigating your mortgage options and understanding how amortization impacts your payments? I'm just a message away. Let's make this complex process as smooth and straightforward as possible!

Curious about how amortization affects your financial plan?

Comment below or send me a message. I'll help guide you home, with financial clarity!

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Feeling overwhelmed by the home-buying process? Don't wait for the "perfect" time; let's turn your "ready" into "now"! A...
08/01/2025

Feeling overwhelmed by the home-buying process? Don't wait for the "perfect" time; let's turn your "ready" into "now"! As a Mortgage Loan Officer, I'm here to guide you through every step so you can close on your dream home with confidence and ease.

Are you prepared to start this exciting journey? Let's chat about how we can make that vision a reality today!

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Ready to build your dream home but wondering about the financing? From fixer-uppers to custom builds, I've got the mortg...
07/29/2025

Ready to build your dream home but wondering about the financing? From fixer-uppers to custom builds, I've got the mortgage solutions to lay a solid financial foundation.

With a personalized approach, let's construct the perfect loan strategy tailored just for you. Whether it's buying a plot, renovation, or completion, I’m here to guide you through every brick and beam.

Interested? Reach out to me!
Let’s break ground on your dreams together.

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Who else loves digital menus? My favorite is that you can see a photo of every single item!
07/25/2025

Who else loves digital menus? My favorite is that you can see a photo of every single item!

🏡 Huge congratulations to my amazing friends who closed yesterday on their dream home after almost a year and a half of ...
07/23/2025

🏡 Huge congratulations to my amazing friends who closed yesterday on their dream home after almost a year and a half of searching for the perfect one! 🎉 Helping them on this journey has been so much fun, and I’m so excited to see their family enjoy this beautiful home!

If you have been searching for that perfect home, don’t give up! This photo is proof that persistence does work! 🙌

Comment down below a big CONGRATULATIONS to Travis and Anna!

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Address

310 Leonard Street NW
Grand Rapids, MI
49504

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