Josiah Samy Mortgage Loan Officer, Mercantile Bank, NMLS 961783

Josiah Samy Mortgage Loan Officer, Mercantile Bank, NMLS 961783 As a Mercantile Bank Mortgage Loan Officer, I'm dedicated to helping clients achieve their goals & dreams!

As a Mercantile Bank Mortgage Lender, I am dedicated to help my clients achieve their homeownership goals and dreams! Equal Housing Lender | Member FDIC | Comments and postings on this page do not necessarily reflect the views and opinions of Mercantile Bank.

06/23/2026

Thinking of buying a home this summer? 🌞

Explore our exclusive summer purchase promotion with the Mercantile Bank 5/6 adjustable rate mortgage. Experience the benefit of lower starting payments and the flexibility you need as the market shifts.

Perfect for buyers with strong credit looking for lower initial rates. It even includes options for primary homes, secondary homes, and jumbo loans! Want to save more? Enjoy an extra discount by setting up autopay.

Wondering if this mortgage fits your needs? I'm here to help! Let's crunch the numbers and see what’s best for you. Reach out today to discover if this option is your perfect match!

https://myoc.io/jsamy



Equal Housing Lender NMLS # 961783

06/17/2026

Market shifts across the globe can affect your mortgage rates right here at home.

So, what does this all mean for you? Now could be a great time to look into your mortgage options! Whether you're in the market, under contract, or planning your next move, I'm here to help you navigate these waters. Send me a message to chat about your situation or discuss timing and strategies!

Together, we can explore if this opportunity works for you. What's on your mind regarding current rates? Let's connect and find out!

https://myoc.io/jsamy



Equal Housing Lender NMLS # 961783

06/02/2026

For future homeowners, or even parents and grandparents of future homeowners!

Ever wonder if your down payment is part of your closing costs? They're not the same! The down payment boosts your home equity, while closing costs cover fees like loan origination and title insurance. If you're thinking about what you need for closing day, make sure you know your "cash to close" amount. Remember, it's crucial to plan ahead.

Need advice or have more questions on navigating your home buying journey? Drop them in the comments, and let's make sure your path to homeownership is smooth and stress-free. Follow for more tips from your friendly mortgage guide.
https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

09/20/2025

Hi everyone! My personal page was shut down due to Facebook’s AI detecting it as “Spam”, as I realized you’re not supposed to post business directly to personal all the time. Unfortunately, Facebook is very challenging to work with, so please share by business Facebook to all so you can stay up to date on all of the latest mortgage tips!

Why do my clients seem to lock their loans in at amazing times? Well, it's because I subscribe to an incredible service ...
09/09/2025

Why do my clients seem to lock their loans in at amazing times? Well, it's because I subscribe to an incredible service called 'MBS Highway' that I pay for personally.

This service helps me stay up to date on the latest economic data, provides guidance on locking advice, and also displays real time pricing data from Mortgage Backed Securities, Treasury Notes, and other indexes.

So, the next time you're wondering if all Mortgage Loan Officers are created the same, know that I am constantly improving my business in order to give YOU the tools and service you deserve.

Equal Housing Lender NMLS # 961783

08/28/2025

Feeling overwhelmed by unsolicited calls and messages after a mortgage application? You’re not alone! Recognizing this frustration, the new Homebuyer Privacy Protection Act steps up your game. Once signed, no more pesky interruptions as your details stay private and safe.As we await the bill's effect, I’m here to help keep you protected right now. Comment the word "Trigger" or message me for an opt-out link and claim your peace until this act becomes law. 🎉Stay ahead in the mortgage maze and follow me for stress-busting tips and advice! Housing Lender NMLS # 961783

08/27/2025

Feeling overwhelmed by unsolicited calls and messages after a mortgage application? You’re not alone! Recognizing this frustration, the new Homebuyer Privacy Protection Act steps up your game. Once signed, no more pesky interruptions as your details stay private and safe.

As we await the bill's effect, I’m here to help keep you protected right now. Comment the word "Trigger" or message me for an opt-out link and claim your peace until this act becomes law. 🎉

Stay ahead in the mortgage maze and follow me for stress-busting tips and advice!

Equal Housing Lender NMLS # 961783

08/25/2025

There’s so much bad advice out there about buying a home 😤
As a loan officer, here are 3 things you should not believe:

❌ You need 20% down
❌ You need perfect credit
❌ You should wait for rates to drop
Let’s talk about what’s actually true for you. DM me "READY" 💬
https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

What’s holding you back from buying a home?Worried about your credit? Think you need 20% down? Scared of making the wron...
08/20/2025

What’s holding you back from buying a home?

Worried about your credit? Think you need 20% down? Scared of making the wrong choice? You’re not alone — and the good news is, most of these fears are based on myths.

Let’s chat about your options — Merc is here to help every step of the way! 🏡

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Dreaming of building your perfect home from the ground up? A construction loan can make this dream a reality!Understandi...
08/08/2025

Dreaming of building your perfect home from the ground up? A construction loan can make this dream a reality!

Understanding the ins and outs of construction financing is pivotal, and I'm here to guide you through it every step of the way.

From understanding the budget to land assessments, let's break ground on your future. I'll help ensure a seamless process!

Curious about the details, or ready to build? Let's start the conversation in the comments or send me a message. Your dream home awaits!

https://myoc.io/jsamy

Equal Housing Lender NMLS # 961783

Address

310 Leonard Street NW
Grand Rapids, MI
49504

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