Priority Home Mortgage

Call Directions Website Contact the business

Priority Home Mortgage Licensed in 39 States for Purchases and refi's, over 30+ Investors
Equal Housing Lender NMLS # 103098 Let us help you make your dream of homeownership a reality.

Priority Home Mortgage is a mortgage company committed to providing exceptional service to our clients. We understand that buying a home can be a stressful and overwhelming process, which is why we're always available to answer your questions and keep you informed. With over 100 years of combined experience in the mortgage industry, our team has the knowledge and expertise to help you navigate even the most complex lending situations. We provide rock-solid pre-approvals and follow the same guidelines as Fannie/Freddie, so there's no red tape or unnecessary overlays. We're committed to staying ahead of the curve when it comes to technology, which allows for a co-branded experience for the client. We also offer the largest assortment of in-house alternative doc loan programs for investors and primary home buyers, and have a logical exception process to ensure that every borrower has access to the lending options that best fit their needs. Contact us today to learn more.

Is there a better feeling than locking your new front door for the first time?We think about that moment a lot. It's why...
10/15/2026

Is there a better feeling than locking your new front door for the first time?

We think about that moment a lot. It's why we pick up the phone when it rings, explain the things that feel confusing, and work to keep your closing on track.

Julie took a minute after hers to share how it went, and we're genuinely grateful she did.

Thank you, Julie.

Equal Housing Lender | NMLS #103098

Poly-b pipe shows up on an inspection report and the buyer thinks the deal is over.Here is what we actually do when that...
10/14/2026

Poly-b pipe shows up on an inspection report and the buyer thinks the deal is over.

Here is what we actually do when that happens.

We pull the report and read exactly what the inspector wrote. Polybutylene pipe was installed in a lot of homes built between 1978 and 1994. So was cast iron and galvanized steel. Inspectors flag all three because they are aging materials, and they are right to flag them.

But flagged is not the same as failed.

We walk through the report with the buyer. We are not plumbers, and we do not tell anyone their pipes are fine. What we can do is help them read the inspector's language carefully: is this a "fix it before closing" item, or a "plan for it in year three or four" item? Most poly-b flags land in the second category.

A lot of deals fall apart over something that only needed a five-year budget line, not an emergency repair.

That is the part we handle. Call if you want to see it up close.

Equal Housing Lender. NMLS #103098

Today belongs to Travis Byno. 🎂Happy birthday to one of our own here at Priority Home Mortgage. The experience we try to...
10/13/2026

Today belongs to Travis Byno. 🎂

Happy birthday to one of our own here at Priority Home Mortgage. The experience we try to give every buyer, honest answers, someone who actually picks up the phone, a closing that goes the way it's supposed to, that doesn't happen without good people behind it. Travis is one of those people.

Grateful to have you on the team, Travis. Hope today is a really good one.

Equal Housing Lender. NMLS #103098.

Ninety-two miles of paved trail, and it starts right in Comstock Park.The Fred Meijer White Pine Trail follows an old ra...
10/06/2026

Ninety-two miles of paved trail, and it starts right in Comstock Park.

The Fred Meijer White Pine Trail follows an old railroad corridor from Comstock Park north through Rockford and Cedar Springs, all the way up to Cadillac. Paved the whole way. Biking, walking, running, snowshoeing in winter when the conditions are right.

When people are figuring out where to put down roots north of Grand Rapids, trail access like this comes up in the conversation more than you'd expect. Rockford, Cedar Springs, Comstock Park, they each have their own feel, their own pace. And how close you are to that trail can quietly tip the decision, even if it's not the first thing someone writes down on a list.

It's one of those things that's hard to put a number on but easy to feel once you're actually living somewhere.

We're around if you ever want to talk about it.

Equal Housing Lender. NMLS #103098

"Your income's too low after write-offs." Owner-operators hear this a lot. Sometimes the problem isn't the income. It's ...
10/02/2026

"Your income's too low after write-offs." Owner-operators hear this a lot. Sometimes the problem isn't the income. It's the math.

When you're self-employed, a lender works from your tax return, and a trucker's return doesn't read like other business owners' returns. There's an IRS rule written specifically for drivers on the road, and it changes how your income should be calculated. When it's missed, your qualifying income can come out lower than it should.

We know the rule, we know the math, and we know how to read an owner-operator's return so it reflects what you actually earn.

Been told your numbers don't work? Send us your return. We'll take a look and tell you honestly what we see.

Equal Housing Lender | NMLS #103098

The inspection came back with a list of things wrong. Is the loan dead?That fear is real, and it makes sense. But most o...
09/28/2026

The inspection came back with a list of things wrong. Is the loan dead?

That fear is real, and it makes sense. But most of what shows up on an inspection report has nothing to do with your financing.

Lenders care about a narrow slice of what inspectors flag: things that affect the safety, structure, or habitability of the home. A dated water heater. Soft spots in the deck. A long list of deferred maintenance. Those are usually negotiating points between you and the seller, not problems between you and your lender.

The myth sticks because nobody explains the difference. The list is long, the stakes feel high, and buyers assume the worst.

Here's something we do that most lenders don't advertise: send us your inspection report. We'll read it through a lender's lens and tell you which findings actually touch your financing and which ones don't. Most won't. A couple might need attention before closing. Very rarely does one stop the deal.

You deserve to know that before you lose sleep over it.

Not sure which applies to your situation? Ask.

Equal Housing Lender. NMLS #103098.

Not a commitment to lend. Subject to credit approval.

"What if my rental property doesn't cover the full mortgage payment?"That stops a lot of investors cold. But it doesn't ...
09/24/2026

"What if my rental property doesn't cover the full mortgage payment?"

That stops a lot of investors cold. But it doesn't have to. PHM's investor portfolio accepts DSCR ratios down to 0.75, meaning rent only needs to cover 75% of the payment. Pricing and down payment adjust to match, and for well-qualified borrowers, no-ratio options exist too.

More questions like this one? Send them over.

Equal Housing Lender | NMLS #103098

Not a commitment to lend. Subject to credit approval.

Bill called with questions. We answered them, every step of the way.Getting a mortgage can feel like being handed a stac...
09/17/2026

Bill called with questions. We answered them, every step of the way.

Getting a mortgage can feel like being handed a stack of paperwork and told to figure it out on your own. Our job is to make sure that doesn't happen. Keep the process clear, keep the file moving, and pick up the phone when something comes up.

Bill was generous enough to share his experience in a review, and it genuinely means a lot to the whole team.

Thank you, Bill.

Equal Housing Lender. NMLS #103098

"If we buy this fall, can we still get our kids into the school we want?"Here's the part many families miss: Kent County...
09/16/2026

"If we buy this fall, can we still get our kids into the school we want?"

Here's the part many families miss: Kent County has 20 public school districts under Kent ISD, and your home address sets your default district. Schools of Choice applications typically open in late spring, so a September closing means that window is already behind you for the year. If schools are part of your decision, map out that timeline before you choose a neighborhood, not after.

More questions like this one? Send them over.



Equal Housing Lender. NMLS #103098.

Rural properties in West Michigan can fail a government loan appraisal for a reason most buyers never see coming: where ...
09/04/2026

Rural properties in West Michigan can fail a government loan appraisal for a reason most buyers never see coming: where the well sits.

On FHA, VA, and USDA loans, the appraiser checks more than the condition of the home. They look at the distances between the well and everything else on the property. The rules are specific:

At least 10 feet from the property line.
At least 50 feet from the septic tank.
At least 100 feet from the drain field. (Some local codes allow 75 feet.)

If those distances aren't met, the appraisal flags the property. And once it's flagged, the deal can stall or fall apart entirely.

On a lot of rural listings out here, the well and septic were put in decades ago, long before anyone had an FHA buyer in mind. The distances just are what they are.

It doesn't mean you can't buy the home. But it does mean you want to know this before you make an offer, not after.

Have a question about a specific property? Happy to walk you through it.

Equal Housing Lender. NMLS #103098

Address

3333 Grand Ridge Drive NE, Suite B
Grand Rapids, MI
49525

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16169511561

Website

Alerts

Be the first to know and let us send you an email when Priority Home Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Priority Home Mortgage:

Shortcuts

Share

Category