Bryce Waite Mortgage Lender

08/10/2026

🏡 Think you need a huge down payment to buy a home in Colorado?

You may have more options than you realize.

CHFA and metroDPA are two down payment assistance programs Colorado homebuyers may encounter, but figuring out which one makes sense isn't as simple as choosing whichever offers the most assistance.

I just published a new 2026 Colorado Down Payment Assistance Guide explaining how these programs work, who may qualify, FHA and conventional options, first-time buyer misconceptions, and what buyers should consider when comparing their choices.

If the money needed upfront is what's keeping you from exploring homeownership, this is a great place to start.

Read the full guide:
https://brycewaite.com/mortgage-insights/f/colorado-down-payment-assistance-2026

08/10/2026

Debunking 5 Home Buying Myths for Vets: Part 1 & 2

For all 5, watch my full video on YouTube. Link in bio.

08/05/2026

Myth: You need a perfect credit score to qualify for a VA loan.

08/04/2026

FHA or Conventional? Which mortgage is actually better? 🤔

It's one of the most common questions I get from homebuyers, and the answer isn't as simple as picking the loan with the lowest interest rate.

In this new guide, I explain:

🏡 The real differences between FHA and conventional loans

💰 Down payment and mortgage insurance comparisons

📊 Long-term costs to consider

❌ Common myths that confuse buyers

✅ How to choose the loan that fits your financial goals

If you're planning to buy a home, this guide can help you better understand your options before making one of the biggest financial decisions of your life.

Read the full article here:
https://brycewaite.com/mortgage-insights/f/fha-vs-conventional-loan-which-is-better-for-homebuyers



LinkedIn

07/31/2026

Discover how expert mortgage guidance can help you achieve your homeownership goals with less money out of pocket. Visit your website to explore strategic loan solutions tailored for first-time buyers, veterans, and families. From VA and FHA loans to CHFA programs, find the right path with trusted, client-centered support. Benefit from fast approvals and personalized service that simplifies your journey. Start building your future today—click through to learn more and take the first step toward your dream home!

07/27/2026

Can you buy a duplex, triplex, or fourplex with a VA loan?

Yes—you may be able to purchase up to a 4-unit property with a VA loan as long as you live in one of the units as your primary residence. The remaining units can be rented out, helping you build equity and potentially generate rental income.

As a U.S. military veteran and mortgage lender licensed in 47 states, I'm passionate about helping fellow veterans make the most of the benefits they've earned.

Read my complete guide here:
https://brycewaite.com/mortgage-insights/f/can-you-buy-a-duplex-triplex-or-fourplex-with-a-va-loan

07/23/2026

A 3-2-1 Buy-down could save you thousands in your first few years! Here’s how 🏡

07/20/2026

🏡 Thinking about buying a brand-new home in Colorado?

New construction offers modern layouts, energy-efficient features, and builder incentives—but there are also important details many buyers don't discover until it's too late.

In my newest guide, I cover topics including:

Builder incentives explained
Hidden costs many buyers overlook
Property taxes & Metro Districts
Should you use the builder's lender?
Home inspections
Construction timelines
Questions to ask before signing

Whether you're a first-time buyer or purchasing your forever home, this guide will help you make informed decisions before signing a builder contract.

Read the full guide here:

🔗 https://brycewaite.com/mortgage-insights/f/the-complete-guide-to-buying-a-new-construction-home-in-colorado

Everything You Need to Know Before You Sign a Builder Contract

07/13/2026

🎓 Can you buy a home if you still have student loans?

One of the biggest myths I hear is:
"I need to pay off my student loans before I can buy a house."

The truth? That's often not the case.

Many Colorado homebuyers purchase their first home while still making student loan payments. What lenders really look at is your overall financial picture—not just whether you have student debt.

In my newest blog, I cover:
✅ How student loans affect mortgage approval
✅ What lenders actually consider
✅ Debt-to-income ratio explained
✅ Deferred and income-driven repayment plans
✅ Colorado down payment assistance options
✅ Common myths that keep buyers from becoming homeowners

If you've been wondering whether student loans are holding you back, this guide is for you.

👉 Read the full blog here:
https://brycewaite.com/mortgage-insights/f/can-you-buy-a-home-with-student-loans-in-colorado-2026-guide

Have questions about your situation? I'd be happy to help.

07/08/2026

VA Loan Myths BUSTED: You can use your benefits more than once.