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Kurt Kessler, Mortgage Broker, 1082 Allegheny Drive, Danville, CA (2026)

10/28/2026

U.S. home values rose 0.3% from July to August after seasonal adjustment. Compared to a year ago, national home values are up 2.1% overall.

10/22/2026

Pending home sales, which measure signed contracts for existing homes, fell 7.3% from August to September and 11.3% year over year. All four U.S. regions saw declines both month over month and year over year.

10/16/2026

Existing home sales picked up in September, rising 1.5% from August to a seasonally adjusted annual pace of 3.99 million. Despite the monthly gain, sales remained 2.2% below last year’s level.

10/09/2026

The reality of current rates

10/06/2026

Thinking about buying a home?

According to Realtor.com, there’s actually a specific time of year when buyers may have the biggest advantage.

And we’re coming up on it.

Realtor.com analyzed home prices, inventory, competition, days on market, new listings, and price reductions.

Their research found that mid-October has historically been one of the best times of the year to buy a home.

Why?

First, there are typically more homes to choose from.

Second, buyer competition can drop significantly compared to the spring and summer.

Third, homes tend to sit on the market longer, which can give buyers more negotiating power.

And fourth, more sellers are making price reductions or offering concessions.

That last one is important.

Instead of only negotiating the price, you may be able to negotiate a seller credit to help buy down your mortgage rate, which could have a much bigger impact on your monthly payment.

So while everyone else may be waiting for the “perfect” interest rate…

October could be one of the best times to negotiate the perfect deal.

If you're thinking about buying, message me and I’ll show you how we can structure the financing and seller credits to lower your payment.

Kurt Kessler

10/05/2026

Before you reduce the price, compare the payment.

Realtors, temporary and permanent buydowns can help you turn seller concessions into payment savings, address buyer objections, and make your listings stand out.

Swipe through for 18 ways to put buydowns to work for your buyers and sellers.

Which delivers the bigger payment benefit: a price reduction, a temporary buydown, or a permanent buydown? Run the numbers before you negotiate.

Explore the guide and calculator:
https://KurtsBuydownGuide.com

Save this post for your next listing appointment and share it with an agent who could use another strategy!

Kurt Kessler | Mortgage Broker
NMLS #365130

10/05/2026

Before you reduce the price, compare the payment.

Realtors, temporary and permanent buydowns can help you turn seller concessions into payment savings, address buyer objections, and make your listings stand out.

Swipe through for 18 ways to put buydowns to work for your buyers and sellers.

Which delivers the bigger payment benefit: a price reduction, a temporary buydown, or a permanent buydown? Run the numbers before you negotiate.

Explore the guide and calculator:
https://KurtsBuydownGuide.com

Save this post for your next listing appointment and share it with an agent who could use another strategy!

Kurt Kessler | Mortgage Broker
NMLS #365130

HomeBuying

10/05/2026

Before you reduce the price, compare the payment.

Realtors, temporary and permanent buydowns can help you turn seller concessions into payment savings, address buyer objections, and make your listings stand out.

Swipe through for 18 ways to put buydowns to work for your buyers and sellers.

Which delivers the bigger payment benefit: a price reduction, a temporary buydown, or a permanent buydown? Run the numbers before you negotiate.

Explore the guide and calculator:
https://KurtsBuydownGuide.com

Save this post for your next listing appointment and share it with an agent who could use another strategy!

Kurt Kessler | Mortgage Broker
NMLS #365130

HomeBuying

07/14/2026

𝗩𝗔 𝗜𝗥𝗥𝗥𝗟 𝘄𝘄𝘄.𝗥𝗲𝗳𝗶𝗠𝘆𝗩𝗔.𝗟𝗼𝗮𝗻

Veterans and active duty service members can lower their monthly mortgage payment through the VA's streamlined IRRRL program.

It's fast, simple, and free to start.

✅ Simple & Fast - No Income Documentation
💰 No Lender or Title Fees
📉 No Impound Option with 680 mid score.
🚫 No Appraisal

Stop paying to much go to www.RefiMyVa.Loan