LoanSmart Mortgage NMLS 1456211

01/26/2025

09/18/2024

The Fed had their most anticipated meeting of the year today where they announced their first rate cut since March 2020!

The Fed announced a 50 BPS reduction in the Fed Funds rate to a range of 4.75% - 5.00%
The Fed’s Dot Plot also indicates another two additional cuts of 25 BPS reductions each before the end of 2024 (Nov & Dec)

Call me for more information at (510) 325-8865
Looking for loan approval please click on the link and complete the loan application https://magedmichaelawadalla.zipforhome.com/

02/02/2024

Phase II: CA Dream For All Shared Appreciation Loan Program Training

This training is for CalHFA business partners, including lenders, real estate agents, and housing counseling agencies. The information here will help you to ...

10/01/2023

Make sure you’re in the best position when you get to the closing table. Let’s connect so you can learn more about the homebuying process.

10/01/2023

Whether you’re a first-time or repeat buyer, chances are you don’t need to put 20% down when buying a home. Let’s connect to make sure you have all the facts you need to know in the homebuying process.

09/30/2023

Your credit score is important when it comes to qualifying for a home loan. While it doesn’t have to be perfect, typically speaking, the higher the score, the lower the mortgage rate and the better the terms you’ll qualify for. A lender can walk you through the specifics. But, if you’re getting ready to buy a home, reach out to me for more tips on the homebuying process.

09/29/2023

09/28/2023

If you want to move, your equity can make a big difference right now. Let’s connect to see how much you have.

09/28/2023

Your equity grows as you pay down your home loan and as home prices increase. With home prices rising again, your equity is getting an extra boost.

08/30/2023