Kate Matties NMLS # 18487—VanDyk Mortgage Corporation

11/02/2026

"I absolutely love this loan company and will be using them again for my next project! Kate helped me with everything and was so fast to answer all of my questions and I really appreciated her for that. Working with her was so worth it." says Jenna

★★★★★ I absolutely love this loan company and will be using them again for my next project! Kate helped me with everything and was so fast to answer all of my questions and I really appreciated her for that. Working with her was so worth it.

11/02/2026

Stop Chasing Closings. Start Building Relationships.

"Every transaction you close is worth $1,000,000" sounds motivating, but it points your focus in the wrong direction. Kate Deiboldt, The Deal Doctor, explains why every relationship you invest in is a gateway to more and better relationships, and why a great lender has to protect the transaction and the relationships you've worked so hard to build....

“Every transaction you close is worth $1,000,000” sounds motivating, but it points your focus in the wrong direction. Kate Deiboldt, The Deal Doctor, explains why every relationship you…

10/31/2026

When Every Lender Sounds Smart, Trust Wins

AI tools are flooding the mortgage industry, from underwriting engines to presentation builders. But when every lender sounds smart, the advantage shifts back to the people. Here is what Realtors and loan officers need to know about AI governance, new loan tools and a tough market, and why trust is still the greatest competitive advantage....

AI tools are flooding the mortgage industry, from underwriting engines to presentation builders. But when every lender sounds smart, the advantage shifts back to the people. Here is what Realtors a…

10/31/2026

Rates Went Up. Options Did Too. Your October Mortgage Market Checkup

September was a rough month for rates, but the bigger story is what changed behind the scenes: a new credit score option, a breather on the new appraisal format, and more money flowing into flexible loan programs. Here's what it means for your buyers, in plain English....

Kate Deiboldt explains the October 2026 mortgage market in plain English for Clarksville and Fort Campbell realtors: higher rates, VantageScore, the UAD 3.6 appraisal delay, and non-QM growth.

10/31/2026

Are House Prices in Trouble? What The Economist’s “New Mortgage Shock” Means for Your Next Deal

The Economist says house prices may be in trouble as mortgage rates top 7%. Here's what the new mortgage shock really means for buyers, Realtors, and loan officers, plus the crumbs of comfort and what to do this week....

Mortgage rates just crossed 7% and The Economist warns house prices may be in trouble. Kate Deiboldt explains what it means for buyers, Realtors, and LOs.

10/31/2026

Rates Dipped. Buyers Didn’t. What the Latest MBA Numbers Mean for Your Next Deal

Mortgage rates posted their first weekly drop in over two months, and purchase applications still fell 7%. Here's why a small rate dip didn't move buyers, and five practical ways Realtors and loan officers can turn a slow week into closed deals....

MBA data shows purchase applications fell 7% even as 30-year rates dipped to 7.41%. Kate Deiboldt, The Deal Doctor, explains what it means for Realtors and loan officers.

10/31/2026

Eat That Frog: Why Action Beats Inaction for Agents and Loan Officers

Brian Tracy's Eat That Frog! boils productivity down to one powerful idea: do the hardest, most important thing first. Here's how real estate agents and loan officers can turn that habit into calmer days, stronger partnerships, and more saved deals....

Brian Tracy’s Eat That Frog! boils productivity down to one powerful idea: do the hardest, most important thing first. Here’s how real estate agents and loan officers can turn that habi…

10/30/2026

October was full of reasons to celebrate!

From exciting closings to new beginnings, it was such a rewarding month getting to help so many wonderful clients take their next steps in homeownership.

I'm incredibly grateful for the trust of my clients and the continued partnership of the amazing Realtors and industry professionals who make these moments possible.

Congratulations to all of our October homeowners! Here's to new keys, new memories, and everything ahead!

10/29/2026

There's nothing better than helping make the homebuying process feel easy, exciting, and stress-free!

Thank you so much, Tiffany, for your wonderful review and thoughtful recommendation! From finding the right financing to making closing day as smooth as possible, my goal is always to make sure my clients feel informed, confident, and supported every step of the way.

I'm so grateful you trusted me and my team to be part of such an important milestone. Wishing you so much happiness in your new home!

Right home. Right budget. Less stress. That's always the goal!

10/27/2026

When people think about writing a strong offer, they usually focus on price.

While price matters, it's rarely the only thing sellers consider.

Sellers want confidence. They want to know the buyer is qualified, the financing has been reviewed carefully, and the transaction is likely to close on time.

That's where your lender can make a real difference.

A thorough pre-approval, responsive communication, realistic timelines, and being available to answer questions can help reduce uncertainty before negotiations even begin. In some situations, a simple phone call between the listing agent and lender can provide reassurance that strengthens the buyer's position.

Think about it from the seller's perspective. If two offers are similar, which one feels less risky? The one backed by a team that's communicating, prepared, and ready to solve problems.

A lender shouldn't just appear after the contract is signed.

The right lending partner helps create confidence before the offer is ever presented.

That's often the difference between writing an offer and writing one that gets accepted.